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aed

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  1. I WON, I WON, I WON!!!!!! Just to let you all know i received a big fat check from Natwest on Thursday for £5762.85!!!!!!!!!!!!!!!1 Thank you to everyone who has posted on my thread and all the help they have given. Good luck to you all. xx:p
  2. Hi all, Spoke to the court yesterday and they said to write to Cobbetts and give them one last chance to pay up in full or else i will request to lift the stay. they also said to add in about the fact that their attempts to intimidate me don't work. Has anyone any ideas or are there any similar templates? They also said that the point of the test case would be in our favour and not the banks and that the stayshave been used so that more inportant cases can get a court date.
  3. Have received a letter from court today saying that my case has been stayed until the 18th march as there is a trial case going to court and they are waiting for the outcome to decide what will happen with remaining cases etc. Has anyone else had this as i am getting worried now, everyone else seems to be getting court dates!!!! :sad:
  4. Hi scarletrose, just thought i'd update you on my case, i received a letter from the court today saying that my case has been stayed until the 18th March as there is a trial case going to court and they are waiting for the outcome, TYPICAL!!!! everyone else seems to be getting court dates
  5. Hi, i received a letter from the court today saying that my case has been stayed until the 18th March due to a case test going to court, has anyone else had the same and does this mean i've got to wait ages for my money if i get it at all!!!!
  6. hi, i got exactly the same letter, i assume its a standard reply. I sent the rejection letter to them again and sent off my AQ
  7. hi i put my bank details etc in this and sent it on the MCOL
  8. The Claimant has an account 1234567 with the Defendant, opened May 2000 2. Since 01/02/03 the Defendant debited charges and interest in respect of purported breaches of contract. 3. Defendant is aware of all details as a list of charges has already been supplied. Another copy will be sent. 4. Claimant contends: (a) The charges exceed the Defendant's losses caused by the breaches; (b) The Term permitting the Defendant to levy such charges is unenforceable under the Unfair Terms in Consumer Contracts Regulations 1999, Unfair Contract Terms Act 1977 and at Common Law. 5. Claimant claims: (a) return of the amounts debited of £XXXX; (b) Interest per S.69 County Courts Act 1984 of 8% - £xxx [enter interest total at date of claim] continuing at 8% until judgment or settlement at a daily rate of £0.xx; 6. Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. 7. Costs allowed by the Court.
  9. Hi all, sent off my AQ and have now received a letter from the court o0rdering that the claim is stayed on the grounds that the claimants statement of case discloses inadequate particulars of claim. Unless by 4pm on the 25th Jan the claimant files and serves a further statement of case that sets out fill particulars of the claim, the claim will be struck out.The claimant should also send a copy of the further statement of case to the defendant and confirm this to the court.Help don't know what to do know, Is the the list of charges of the staement of particulars, can anyone advise me what to do or send????
  10. hi all, sent another letter to Cobbetts refusing their pathetic offer!!! and will be sending the AQ to my local court tomorrow so they receive it on the very last day!! Will keep everyone posted. Good luck Scarlet, let me know how you get on x
  11. I will do, thank you. Have a great Christmas too!!! will keep you posted
  12. Hi just to update everyone! received a letter from Cobbetts yesterday offering me JUST over half of what they owe me. Saying that if i accepted it i wasn't allowed to discuss it with a 3rd party and if i didn't that they would notify the court that i refused their miserable settlement!!! Also i received the letter on the 30th and it stated i had until the end of that day to make my mind up and inform them (the letter was dated 13th though) so didn't even get chance to refuse it!!
  13. Thank you so much for your help, i have now just filled it in. Do you know what other documents i should send to the bank and the court (last section - other information)
  14. Have now received my AQ to fill, does anyone have any tips on filling these out. Don't want to muck anything up at the very end!
  15. thank you for taking the time to look and reply, will wait and see and update the thread when i hear anything
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