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I've Won & Received Cheque - Problem Paying it in


Moustacheman
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I finally managed to win my case vs Natwest and yesteday recieved a Cheque for £3239.92.

 

There is small issue with the Cheque that they have issued me. On the Cheque it is written:

 

Pay ....(My Name) into account 1059****

 

Now I dont want to pay the Cheque into the account as specified as I have a large overdraft on that account. (I am currently in a Debt Management Plan and have an agreement with Natwest to pay a set amount off my overdraft each month) and I have other priority debts that I need to pay off with the money first.

 

I spoke to the Co-Operative bank,who I hold an account with and want to pay the Cheque into. They told me on the phone that as long as my name is on the cheque, I can pay it into any account I like. They said that Ntwest cant specify which account I pay it into.

 

Can anyone tell me if this is correct as the guy I spoke to didnt sound too sure when I soke to him.

 

Thanks

 

Moustacheman

15th June 2006 - Requested Statements from NatWest

30th June 2006 - Received Statements

15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges

22nd July 2006 - Received standard response from Stuart Higley - Saying get lost

29th July 2006 - Letter Before action sent

8th Aug 2006 - Standard response saying Get lost

7th Sep 2006 - N1 Form Submitted

25th Sep 2006 - Claim Acknowledged by Cobbetts

11th Oct 2006 - Defence Entered by Cobbetts

11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts

3rd Nov 2006 - Deadline for Allocation Questionnaire

3rd Nov 2006 - Allocation Questionaire Submitted

5th Nov 2006 - Received Copy of Cobbets AQ

7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!

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