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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
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    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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wil my benefit be taken away if i have no fixed abode ?


lindy 12
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hi i receive esa i was living with my friend but not claiming any form of housing bebefit i just received my esa benefit but now my friend is moving and i have no fixed address ive been staying with friends and family but now ive been told my benefit will be stopped because ive no fixed abode is this correct any one im disabled and in the support group of employment and support allowance how will i be able to live im worried sick can any one help me please

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Hello Lindy and welcome to GAG

 

The thread on the same issue that Honeybee referred to is:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?440405-benefits

 

Antone's response in that thread addresses situations similar to the one you find yourself in and hopefully it will help you in finding a solution to your situation and hopefully set your mind at rest.

PS: What happened there? Didn't mean to repeat myself

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:lindy 12:

 

antone's advice on the other thread is correct. Who suggested that you'd lose benefit cos of being homeless?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?440405-benefits

(#3)

 

Claimant's aren't denied benefits simply cos they're homeless. But you do need to advise Jobcentreplus of a contact address where you can freely receive mail from them. First undelivered, or apparently ignored, letter they'll suspend payments while they find out what's happening. Or more likely, wait for you to query the non-payment.

 

As for housing benefit? Dependent on your circumstances, you may be entitled to some housing benefit if you have to pay rent, so long as it's not to close family in a contrived attempt to claim benefit. Praps contact Shelter for more specific advice;

 

http://england.shelter.org.uk/get_advice/homelessness

 

Or contact your local authority if you've lived in their area for several years or have a connection to the area.

 

Best wishes, Margaret. :panda:

 

 

 

 

 

 

 

 

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:lindy 12:

 

antone's advice on the other thread is correct. Who suggested that you'd lose benefit cos of being homeless?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?440405-benefits

(#3)

 

Claimant's aren't denied benefits simply cos they're homeless. But you do need to advise Jobcentreplus of a contact address where you can freely receive mail from them. First undelivered, or apparently ignored, letter they'll suspend payments while they find out what's happening. Or more likely, wait for you to query the non-payment.

 

As for housing benefit? Dependent on your circumstances, you may be entitled to some housing benefit if you have to pay rent, so long as it's not to close family in a contrived attempt to claim benefit. Praps contact Shelter for more specific advice;

 

http://england.shelter.org.uk/get_advice/homelessness

 

Or contact your local authority if you've lived in their area for several years or have a connection to the area.

 

Best wishes, Margaret. :panda:

 

 

 

 

 

 

 

 

 

 

Purely out of interest. So someone that begs on the street, assuming that they are legally allowed to claim benefits, isn't actually someone without a pot to p*** in?

They would quite probably be claiming benefits but purporting to have nothing except what they have in their cap on the pavement?

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Purely out of interest. So someone that begs on the street, assuming that they are legally allowed to claim benefits, isn't actually someone without a pot to p*** in?

They would quite probably be claiming benefits but purporting to have nothing except what they have in their cap on the pavement?

 

This is a complex question, but the upshot is that (for now at least) most folks who receive benefits aren't so poor they need to beg on the streets. But there are places where people fall through gaps in the system, and for one reason or another are not able in practice to get help that they may, in theory, be entitled to. It also doesn't help that street homeless people tend to live chaotic and precarious lives, and a significant number of them suffer from mental illness.

 

It's too broad a topic to go into here, really, but as a factual answer, the fact that someone lives on the streets is not in itself a legal barrier to receiving benefits.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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hi i receive esa i was living with my friend but not claiming any form of housing bebefit i just received my esa benefit but now my friend is moving and i have no fixed address ive been staying with friends and family but now ive been told my benefit will be stopped because ive no fixed abode is this correct any one im disabled and in the support group of employment and support allowance how will i be able to live im worried sick can any one help me please

 

You can use a corresponding address to receive your benefit, you don't need to be living at that address but you can use it for all your correspondences. Can you please tell me who told you, your benefit will stop if you do not have a fixed abode because that is wrong?

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