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    • Please bear with me here i shall try and make this short but with all the detail, but i need help ASAP as there is limited time allowed for this process. I have been with my company 4 years and have advanced through the technical ranks to my current position,  we have an annual report which goes from 0-4 and for three years i have never scored lower than a 3. I was promoted to the role i am in now as an area quality assurance lead and the location was for the NE ( i live in the NW) eventually a similar role became available for another role in the NW. I asked my line manager if he minded me applying for it and he had no issues, i applied sat the multi stage interview and was given the role. My role is now classed as "at risk" of redundancy as we are moving from 4 regions to two which means they are also moving from 4 roles to two roles in my position. Two people are considered safe and myself and another at risk, my question is what is the criteria to separate safe from at risk . In the documentation received from my company it is below, i have zero issues and i know cv against cv mine wins, i was even selected by the company as a company mentor because of my experience in engineering and leadership. This is a closed group of maybe ten people and i am the only non senior executive included.    ·         Performance and Behaviour : I have zero behaviour issues, no issues with performance from my current line manager.  ·         Performance Improvement/ Disciplinary Records   : Zero disciplinary's and no performance issues, in fact my line manager on record has said I'm forthcoming ·         End Of Year Rating : Issues explained below Now my line manager was leaving the company and he did tell me "there was some politics involved with you getting that role, the city build manager and head of area build had promised it to their lead engineer (something they had no right to promise as it has to go though the process ) anyway from day 1 it became very clear that i would not be accepted for this reason within their community although i did just try to help them achieve quality and specification as that was my role. After a few weeks it became very apparent as to why the role had been promised to their man, i found issues where properties had been signed off as ready to accept subscribers when they were not ready (for bonus and stat reasons) and several quality issues i discovered which we could remedy and improve our productivity (unfortunately this would highlight that these issues had been there and not dealt with) My new head of area build (part of this trilogy of him, city build manager and lead engineer)  clearly did not want me there (for the reasons stated) but paid lip service, i had highlighted that i needed to walk off some structured with our canter of excellence counterparts ( as this was part of my role to link in with them for national issues) and he responded by saying i am not to walk them off, and that we have sufficient engineers to do that task (by saying this he could make sure that the engineers would take them round to structures that are A not the ones i have highlighted, and B would have very minor issues) This battle went back and forth over the months where i tried my best to build up the relationship with  them, my attitude was ok you have made some mistakes here, but we are all a team and even though you have hidden issues i can help you remedy them and hopefully we can do so and keep them off the radar,  but they just never did, So moving forward to October last year (2023) this is getting near to annual review time, now i had helped the company out massively by working a substantial amount of weekends and nights to fix issues, and i said i would take most of the time as TOIL ( as agreed with by my previous head of area build) this was 30 days. My current head of area build said i needed to put my leave in as it had been flagged as having a large amount. When i did input the leave (it would result in me taking all of December off) he was unhappy with me and was extremely curt in his responses as he could find nothing on the system for my TOIL , i explained the situation, my line manager would ask if i could work the hours, i would, and when i wanted leave he would authorise (we had an good working relationship, he was an excellent manager) he ended up going to HR to ask their advice and a teams call was set up with myself, head of area build and HR, it was confirmed by HR that it was a company error, when you want to input TOIL there should be a dropdown option in the leave menu and one of the options would be TOIL, this had not been setup on mine. So the company authorised the leave explaining that this should have been done and hadn't, i did say that this is the way it had always been and pretty much everyone on my team then operated this way, TOIL had never been discussed and none of had this option available. So i entered my leave from 4th December - 2nd January,  My line manager was an outside contractor and was leaving the company on the 15th December. On my return i found that we had a new head of area build, it would be a temporary position as they were not going to fill the position permanently and he would be covering his role (Scotland) and this role (NW). I contacted him to say that i had not received my end of year report yet and when would this happen as i had not sat with my line manager tor mine. A little over a week later my HoAB and i had a teams call, it was a introduction meeting and end of year report, he said that he had received feedback from the outgoing manager and he had given me a 2 (i have as explained before never scored lower than a 3) he asked hoe long i had been in the current role (just over a year) as this grade can mean you are new to the role and need a little supervision, haven't built up relationships with stakeholders etc. So he explained what my grade and bonus would be and if i had any feedback, i explained that this was unfair, i had proof that i had not met my targets (i say targets as there were never really any set, but going from emails and conversation we have had, and the job description) i had even created Powerpoint presentations which were very complex into how our network works from beginning to end  as there was distinct lack of knowledge here and i am a lead trainer / assessor (this btw he was extremely impressed with) He did say he had spoken to people in the centre of excellence which o believe was the head of operations, and he did look confused as to the disparity in feedback from them and the original manager that wrote my report. I contacted HR to raising my concerns that i had not sat with my line manager to go through my report,  had i had the chance to do so, i could have rebutted anything said as i had proof of my achievements even though he had set no defined targets, i could prove that i had been extremely active in identifying and remedying issues, HR did come back to me and these are their comments  1) "Your rating was submitted by your manager at the time xxx xxxxxx and he should have carried out an EOY review with you. The rating would not have been provided in this review but feedback should have been shared" [this never happened] 2)  Initial ratings where then discussed and reviewed during a calibration process (for your team) this will have included HOABs and RDs. During this session ratings can be challenged and changed. I can confirm that your rating was not changed as a result of this session and it remained at the rating that xxx submitted. 3) xxx did provide thorough feedback to xxx xxx in a handover so if not already done so it may be worth speaking with him to understand that feedback further.   4) In terms of reputation and the concern you share – ratings are not made public and are private to each individual. 5) And this first line obviously is incorrect " As far as i can see this would be the only separator they could have measured me on to separate safe from not safe, and if so the company did not follow its own procedure. My current line manager said " an error had occurred as you had not received the option to  sir with your manager for your review, and the company needs to make sure this error does not happen again) Well then they are admitting there was an issue and it needs remedying not sweeping under the carpet. All of this is documented. To remind the rating of a 2 is not a concerning grade. Please see descriptor below Generally, needs little supervision but does on occasion require direction/supervision. Does not always anticipate changes to the work environment and could adapt more quickly. May be seen as a strong performer in certain situations or by some audiences but may not perform at that level in all situations. May need some development or guidance to carry out some elements of role. May not consistently demonstrate the right behaviours. May have been on Performance Improvement during the year but has since shown strong improvement        
    • Also, what is the value of the dress and have you refunded the purchaser?
    • Simon Case was at the Covid inquiry yesterday. Finally. ‘Eat out to help out’ launched without telling official in charge, Covid inquiry hears | Covid inquiry | The Guardian WWW.THEGUARDIAN.COM Simon Case, who was responsible for Covid policy at time, calls Boris Johnson’s Downing Street the ‘worst governing ever seen’  
    • I think for the moment you will have to wait for the return of the dress to you And then take some decent photographs which will show the damage very clearly. You will have to provide these to parcel to go but also you will need them as evidence for the court if that's the way this matter goes . Let us know when you get the dress and you have the photographs. It would be helpful to see the photographs here. In the meantime I suggest that you start reading as many of the stories on the subforum as you can manage in 2 or 3 days and that means quite a lot. In particular read the pinned posts at the top of the subforum which will explain the principles involved which you will probably have to use if you bring the matter to court. When you have done the reading, when you have received the dress and when you have the photographs then come back here and we can go to the next step      
    • Solid blocks of text are very difficult for people to follow and especially when they are using small screens such as telephones. This discourages people from giving you the kind of help that you need. Please will you make sure that your posts are properly spaced and punctuated in future.  I have done this one for you on this occasion
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Halifax PPI and Package Account Fees reclaiming for dad **WON BOTH**


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Hi all,

 

I've finally managed to get my dad to have a look into PPI on his past finances. He only agreed to do so if i did it all for him.

Now I've been looking on this site and it seems I need, a covering letter,

to fill out the financial-ombudsman consumer questionnaire

and all the statements and agreements of the finance.

I'd appreciate it if anyone could give me/send me a link to a template for the covering letter.

I've already got the questionnaire from the ombudsman website so I'm ok there.

Now my dad says he has all the paperwork and I sort of believe this because he's really good for keeping things for records.

lastly it looks like I need to calculate how much he should be owned,

I've seen the spreadsheets on this site. I am not good when it comes to numbers,

is there any simpler ways to go about it or can anybody maybe help me workout how to use it?

As always any help will be much appreciated

Thanks

Andrew

If it helps in anyway, most of his finance was with Halifax, there was a repayment mortgage that lasted about 18months, credit cards and a few loans.

 

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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Hi,

 

Regarding the covering letter, something along the lines of............

 

"I believe I was mis-sold the PPI policies attached to the loan ( or credit card) and I enclose completed questionnaires for each.

 

I look forward to your response as soon as possible and certainly with the permitted 8 weeks for you to resolve this complaint"

 

I'm not to great at the calculations either, hopefully you'll get some help shortly with that.

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi Scott,

Thank you for your reply, I will use that for the template.

I wouldn't of asked but it looks like no one is really at the beginning of there claim, most seem halfway so there wasn't much to go on.

Just out of curiosity should i send a SAR anyway?

I know my dad thinks he has everything,

but even just for future claims because I might be young but I'm sure the banks are going to sell something they shouldn't again at some point.

Would be good to have everything they have if it's every needed again hey. :wink:

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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Hi,

 

Yes, with the SAR they should send you everything they have on you, well everything you ask for.

I'd say it's worth the £10 fee as you say for future reference.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Thanks for the quick reply Scott,

 

Well if it's only £10 it can't hurt to send one. I'll use a postal order though, I don't send anything else in the mail, better to be save then sorry and all that.

 

So which SAR should i use? looks to be a lot in the library.

 

Thanks

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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Hi Andrew,

 

Forget the SAR I suggested and now removed.

 

Click on the word SAR ..................

 

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I find it always best to get as much info as you can

even if you already have it or may have it.

it adds ;weight' to a claim, if, say, you include say a CD of all the docs you relly upon in a PPI claim.

that way they've got nothing to 'wriggle over' if they say

this and that we have not got proof of

you've already sent them a copy of the docs you rely upon for the PPI claim.

as for the spread sheets

its very easy to do

and the sheets do the work for you.

all you need to do is put in each date PPI was charged.

that might need a simple calculation that we can help with

or if you are that way minded

read link 1 below.

as for the SAR

use the click link above.

you don't want to 'tip the company off'

theres a claim coming

as they might make information outside of 6yrs 'disappear' magically/.

take your time

there is no rush

theres no time limit on PPI claims no matter what you read elsewhere.

whilst on the subject of 'elsewhere'

NEVER use a claims company

theres no need

they have no more clout than you

and typically you can lose almost 50% of your claim

for something you can do for FREE yourself

keep us informed.

another tip:

I always find it better to use ONE reason only for the miss-sale

using a scattergun approach of many reasons why the PPI was mis-sold

tends to allow them to wriggle out of the claim.

you can always bring in the other reasons at a later date.x

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Would agree with DX - simple covering letter and completed FOS form with a clear and precise reason for mis-sale - but if two reasons then state them both clearly so no wriggle room.

 

I have done the calcs before claim and indicate to them I am aware of what it should be - Halifax is Lloyds so a bit slippery when doing refunds.

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Hi xd100uk,

 

So you'd say the best course of action is to send the SAR first, then after I get all the information back to just send the covering letter and financial-ombudsman consumer questionnair?

 

Also what address should I send the SAR to? I know its Halifax registered office, but I don't know how to find that address.

 

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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I'd think it would be the Lloyds Banking Group address.

Registered Office

THE MOUND

EDINBURGH

EH1 1YZ

 

There seems to be a few addresses for them.

 

You could give them a phone and ask... Halifax Customer Enquiries: 0845 739 4959

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I've had a look around this site and I keep seeing this address.

 

Headquarters

Trinity Road

Halifax

West Yorkshire

HX1 2RG

 

Do you think I should send me SAR there? Because like xd said I don't want to tip them off about why I want all the information.

 

Thanks

Andrew

 

I'd think it would be the Lloyds Banking Group address.

Registered Office

THE MOUND

EDINBURGH

EH1 1YZ

 

There seems to be a few addresses for them.

 

You could give them a phone and ask... Halifax Customer Enquiries: 0845 739 4959

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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I honestly don't think it'll matter a lot, they all seem to end up in the correct department.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I'd look at doing a spradsheet too

 

 

just keep us informed we'll guide you

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm going to go with this address for the SAR:

 

Headquarters

Trinity Road

Halifax

West Yorkshire

HX1 2RG

 

I'll start going through the information my dad has and type up the financial-ombudsman questionnaire and input the charge dates into the spreadsheet.

 

I'll upload a copy of how I've done on the questionnaire and spreadsheet soon, Thanks for the help.

 

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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but not when you send an sar that says

its for ppi reclaiming and want statements

 

 

as did our old template..in the old removed link .opps.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I'm using the Full SAR that's in the library, here's the link:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request

 

I'll be sending it tomorrow so I've dated the letter 17/11/2014. I've put the letter in my dads name and will be using a postal order as my dad doesn't have a checkbook anymore.

 

Thanks

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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all good don't forget to get him to sign it

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I've got him to sign it, I'll be sending it off in the post tomorrow.

 

Thanks again for the help, I'll be uploading the spreadsheet tomorrow too for you to have a look at.

 

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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Hi all again,

 

Had a letter from Halifax, it was dated 20/11/2014 and I got it on the 22/11/2014.

 

It said thank you for contacting us, they've received the £10 fee and said they have started requesting information on all accounts. It will be sent on or before the 30th December 2014.

 

It's also said if there are joint accounts and only one party has signed, that the other party will need to send written authority within the next 7 days quoting the DSAR Ref number.

 

Now it is a joint account with my dad and mum so can someone give me a template for an authority letter? because I'd like to get the letter sent off tomorrow.

 

I'll upload the letter also encase I've missed something.

 

Many Thanks

Andrew

 

Has anyone found themselves in the same situation? I can't seem to find any authority letters anywhere on this website.

 

Can anyone please make a template or advice me on how to type one.

 

Many Thanks

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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try the NDL website

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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what website is that? and what is the link please.

 

What would you post if you needed to reply to this letter? My mum can sign it i was just thinking of putting something like.

 

DSAR

PO Box 791

Leeds

LS1 9LR

 

 

 

Date: 24/11/2014

 

Dear Sir/Madam

 

LETTER OF AUTHORIZATION

 

ACCOUNT No: ********

 

DSAR REFERENCE No: *******

I am writing to authorize the release of my personal data to (Dad's Name) my husband for the Subject Access Request dated 17/11/2014 he sent to you. If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return.

 

If I do not hear from you then I will assume that this letter of authorization is satisfactory and that the 40 day timescale is continued.

 

 

Yours Sincerely

 

(Signed)

 

 

(Mum's Name)

 

 

 

 

Thanks

Andrew

We live in a world where seeing is not believing, where only a few know what really happened.

NatWest Problem *****Refunded*****

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