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    • Any update here?  I ask as we have others now taking on CPM.
    • I am sorry about getting your status mixed up.  I have noticed one thing in your excellent WS. On their claim they are only pursuing you as the keeper-I think it is  in their Point C that  states along the lines of -the driver did not pay , so the keeper is liable. So on your No keeper Liability section  You may prefer  to alter 13 to    . It is trite Law that the driver and the keeper cannot be regarded  as the same person and the claimant has failed to offer any proof who was driving.  BY  only pursuing the keeper  when the PCN does not comply with PoFA must mean that their claim fails. See what the Site team thinks as it should  stop the Judge from looking at who was driving as your statement preempts them from even thinking about it.
    • What would suffice as proof? I just emailed them back my date of birth. Should I send a copy of driving licence? 
    • Which Court have you received the claim from ? Northampton   MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ?   If possible please scan redact and upload a full page copy of page 1 of the claim form.   This has been uploaded in my previous messages in the bundle of documents     Name of the Claimant ? Asset Link Capital (NO5) Limited   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to./   14/02/2020   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Not relevant as his claim was set aside, and has now been brought to the court again by the claimant       Particulars of Claim   What is the claim for – the reason they have issued the claim? Please see bundle of documents in previous thread   What is the total value of the claim? £10,734.1    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  Yes - this is one of the grounds for getting it set aside   Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ?  Apparently 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I do not recall entering into an agreement with Barclays   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  It was, but it is not anymore   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Asset Link   Were you aware the account had been assigned – did you receive a Notice of Assignment? No - although they have provided a copy of the assignment notice in their bundle of docs for the hearing   Did you receive a Default Notice from the original creditor? I don't remember - but again a copy of a letter has been provided (see bundle on previous thread)   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No    Why did you cease payments?  2015   What was the date of your last payment? December 2015   Was there a dispute with the original creditor that remains unresolved?  I wrote to Barclaycard back in 2015 to ask them to send proof of the original agreement but they just sent me a reconstituted document which had no personal deals on relating to me   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes - step change took control and set up payments of £1 pm
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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car broke after 70miles of driving ***Resolved***


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brought a corsa cat c repaired (was damaged in 2013 passed vic test)

form a dealer who advertised the car as a cat c repaired car

 

 

obviously price reflected the fact the car was a cat c fully repaired and had an mot in feb and on the road before this dealer got it

 

 

.. i paid cash for the car

garage gave me an invoice

on the invoice he wrote no warranty

dealer delivered the car to me no issues.

car had to be parked up for 2 weeks as i didn't want to lose a month when i taxed it .

 

 

the day came when i taxed it j

umped in car driving around

after about 50 miles there was a terrible noise coming from gearbox.

 

 

took car to be checked the next day at an independent place

who gave me the bad news the gearbox was shot worn bearing.

 

called the dealer to explain this and to get this sorted straight away

he said no warranty car sold as it is was not prepared to do a thing

 

 

after numerios calls they finally said they would pay half towards the repairs .

. obviously i have looked for advice

. and the advice i have been given is the dealer has to either repair the car as its not fit for purpose due to the sale of goods act.

and if he refuses then i can reject the car for a full refund ,

 

 

i have said this to the dealer who has said that's not the case as they knocked 500 off the screen price when we was haggling ???

 

bear in mind this car has only done 70 miles since it left the dealership thats including delivery .

 

HELP any help and info with this would be appreciated

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Have a read of the following:- http://www.norfolk.gov.uk/view/NCC094699

 

The best thing to do is to communicate in writing only, send letters Recorded Delivery.

 

http://www.which.co.uk/consumer-rights/problem/the-second-hand--car-i-bought-has-a-problem-what-are-my-rights

 

http://www.which.co.uk/consumer-rights/action/letter-rejecting-a-second-hand-car-bought-from-a-dealer

 

Paying by credit card would have offered you some protection if things go wrong.

 

The fact that he's discounted the car is very kind of him.

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and because we haggled 500 off the screen price ??????

 

so am i not covered by the SOGA ??

 

You're still covered by the SOGA, I think what rebel was driving at, is that if you'd paid on a Credit Card, you could have instigated a Chargeback via the CC company.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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well after days of phones calls and ranting the dealer have said bring the car back and they will fix it , im not very comfortable with this but im guessing i have to give the dealer the opportunity to fix the car . or can i take it get it fixed else where and then bill the dealer ??

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Unless the dealer says 'yes' to that I don't think so, also you would have to take him to court to get your money back.

 

well after days of phones calls and ranting the dealer have said bring the car back and they will fix it , im not very comfortable with this but im guessing i have to give the dealer the opportunity to fix the car . or can i take it get it fixed else where and then bill the dealer ??
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so the option is let the dealer sort the issue i already no the car needs a recon gearbox what if the dealer bodges it i have the car back then couple of months down the line it breaks again where do i stand then ?

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The regulations say you must give him a chance to repair it. He would have to agree to you taking it elsewhere and him paying the bill, you can't just take it and present him with a bill. You have to mitigate the costs.

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so the option is let the dealer sort the issue i already no the car needs a recon gearbox what if the dealer bodges it i have the car back then couple of months down the line it breaks again where do i stand then ?

 

As coniff has already said, it could be the bearing, which wouldn't need a recon gearbox. However, and for piece of mind, note the gearbox serial number before you take the car back to the dealer. Take time stamped photos if you can. That way, if the dealer claims to have installed a reconditioned box, the serial number would be different wink.png

 

Have a look at THIS PAGE and it will tell you where to look for the serial number thumbup.gif

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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well after speaking to the dealer and both speaking to cab on the phone on speaker cab confirmed what you are all saying and he heard that too from then and still he was insisting that he sold the car as a "trade sale" due to him knocking £500 off the £6000 screen price and writing no warranty. at one point cab where also saying that because it was a trade sale (which there was no mention of and im not even in the trade) that all faults and problems move with the sale ??? but once explained that i wasn't in the trade and i wasn't aware of "trade sale" cab then informed the dealer it is a criminal offence to do something .. and even tho i had signed on a trade sale invoice i can not sign away my statutory rights and that i was still covered by the sales of goods act so either repair the car or issue a full refund

 

even after that conversation the dealer still wasn't playing ball .. but after about half hour of talking and making sure his other customers could hear and see there was an issue he agreed to repair the car . so we shook hands and agreed ..

 

hopefully he will keep to his word but after the week i have had with him i doubt it but lets see

 

i would like to say thanks to everyone who has given advice so far it has been a great help

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It's true. You can sign in front of witness 'I hereby give up all my statutory rights' and have hundred witnesses sign it as well, but no court in the land can uphold that. The law says 'your statutory rights cannot be taken away from you'.

 

 

This seller thought he had found a way around the regulations, there isn't one.

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Hopefully it will stop him trying it on with other customers.

 

It's true. You can sign in front of witness 'I hereby give up all my statutory rights' and have hundred witnesses sign it as well, but no court in the land can uphold that. The law says 'your statutory rights cannot be taken away from you'.

 

 

This seller thought he had found a way around the regulations, there isn't one.

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Really we are talking in hours, but say 1 day to remove the box, 1 day to take it to a gearbox specialist, 1 day for them to repair, 1 day to fetch the box back and 1 day to refit, that is stacks of time. You can give the same timing for going to the scrappy and getting a box from there. Round it all up, including coffee breaks, 10 days should be the max.

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