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    • Yeeeeees! Well done on your victory!  👏
    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
    • It seems the solicitor has got your case listed for this “appeal” but not for the Stat Dec(SD). You need to ensure you can perform your SD on the day. If you are able to make your SD in court, the situation you are in now is more straightforward than if you made your SD via a solicitor. You have been convicted of two offences (and two were dropped) via proceedings of which you were not aware. The way to remedy that is to perform an SD. No appeal is necessary (nor is it available via the magistrates’ court). If you are able to make your SD this is how I see it panning out: You will make your SD to the court. The court must allow you to make it as it will have been made within 21 days of you discovering your convictions. You will then be asked to enter pleas to the four charges again. At this point you should plead not guilty to all four but make the court aware that you will plead guilty to the speeding charges on the condition that the FtP charges are dropped. The prosecutor will be asked whether or not this is agreed. In my opinion the overwhelming likelihood is that it will be. If it is you will be sentenced for the two speeding offences under the normal guidelines. In the unlikely event it is not accepted,  the speeding charges will be withdrawn (they have no evidence you were driving). You have no viable defence to the FtP charges and so should plead guilty. This will mean 12 points and a “totting up” ban (as you have already suffered). You can present an “Exceptional Hardship” argument to try to avoid this (explained below).   Because of this, I don’t see any need to make an argument to ask to have any ban suspended (pending an appeal to the Crown Court) unless and until you are banned again. The only reason I can think the solicitor suggested this is to secure a (Magistrates')  court date. I was surprised when you said you had an appointment so quickly; a date for an SD usually takes longer than that. However, if you can use it to your advantage, all well and good. I can’t comment on the argument that the two speeding offences were committed “on the same occasion” as I don’t have the details. That phrase is not defined anywhere and is a matter for the court to decide. It’s an interesting thought (and only that) that such an argument could equally be made for the two FtP offences. If the requests for driver’s details arrived at your old address at the same time, with the same deadline for reply, it could be argued that you failed to respond to hem both “on the same occasion” (i.e when the 28 days to respond expired) and so should only receive penalty points for one. Hopefully you won’t need to go there. I think you have information about avoiding a “totting up” ban. But here’s the magistrates’ latest guidance on "Exceptional Hardship" (EH) which they refer to: When considering whether there are grounds to reduce or avoid a totting up disqualification the court should have regard to the following: It is for the offender to prove to the civil standard of proof that such grounds exist. Other than very exceptionally, this will require evidence from the offender, and where such evidence is given, it must be sworn. Where it is asserted that hardship would be caused, the court must be satisfied that it is not merely inconvenience, or hardship, but exceptional hardship for which the court must have evidence; Almost every disqualification entails hardship for the person disqualified and their immediate family. This is part of the deterrent objective of the provisions combined with the preventative effect of the order not to drive. If a motorist continues to offend after becoming aware of the risk to their licence of further penalty points, the court can take this circumstance into account. Courts should be cautious before accepting assertions of exceptional hardship without evidence that alternatives (including alternative means of transport) for avoiding exceptional hardship are not viable; Loss of employment will be an inevitable consequence of a driving ban for many people. Evidence that loss of employment would follow from disqualification is not in itself sufficient to demonstrate exceptional hardship; whether or not it does will depend on the circumstances of the offender and the consequences of that loss of employment on the offender and/or others. I must say, I still do not understand what the solicitor means by “As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge.” When they speak of “leave of the judge” I assume they mean they have lodged an appeal with the Crown Court. I don’t know what for or why they would do this. It seems to follow on from their explanation of the “totting up” ban. If so, I’m surprised that the Crown Court has accepted an appeal against something that has not yet happened. But as I said, i is no clear to me. Only you can decide whether to employ your solicitor to represent you in court. If it was me I would not because there is nothing he can say that you cannot say yourself. However, I am fairly knowledgeable of the process and confident I can deal with it. That said, I do have a feeling that the solicitor is somewhat “over egging the pudding” by introducing such things as appeals to the Crown Court which, in all honesty, you can deal with if they are required. I can only say that the process you will attempt to employ is by no means unusual and all court users will be familiar with it. I can also say that I have only ever heard of one instance where it was refused. In summary, it is my view that it is very unlikely that your offer to do the deal will be refused. If it is accepted, you may be able to persuade he court that the two speeding offences occurred "on the same occasion" and so should only receive one lot of points. Let me know the details (timings, places, etc) and I'll give you my opinion. Just in case your offer is refused, you should have your EH argument ready. Whether it's worth paying what will amount to many hundreds of pounds to pay someone to see this through is your call.  Let me know if I can help further.    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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Driving to a MOT station


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Yes. ANY vehicle that is being used or driven on the public road needs to be backed by a policy of insurance which covers at least third party risks.

 

Edit: with the new CIE rules, the second vehicle should already have a policy of its own.

 

Of course, the second vehicle must not belong to you or be hired to you.

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If your policy certificate says 'may drive other cars', that wont count either as the 'drive other cars' is only in effect if that car is already insured. You could drive the next door neighbours car (third party only) on your policy as long as he had it insured for himself to drive.

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Does a vehicle have to be insured to drive it to a MOT station on a pre-arranged appointment? I have comprehensive cover on my own vehicle and third party cover if driving another vehicle.

 

It will depend on the wording of your insurance policy (might be covered in the T&C's). Some policies specify that if using the 'driving other vehicles' extension on a fully comp policy, that the 'other vehicle' must have its own insurance in place. However, most don't. But it's worth checking as if it is there, you'd be uninsured.

 

If it doesn't say that the other vehicle needs to be insured in its own right, then yes, you'd be able to drive it on your FC policy. Though allow extra time for your journey, as if you get 'pinged' by an ANPR equipped vehicle, they probably will be stopping you. Might also be worth taking your policy with you as well, so that they can see it (and check with your insurers), hence the reason you need to be sure of your policy wording. thumbup.gif

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Here's the wording on my policy as an example:

 

Persons or classes of persons entitled to drive. Mr Dragonfly may also drive with the owners permission a motor car that is not owned by or registered to, or hired, rented or leased to, them, their business partner or their employer, or is being kept or used in connection with their or their employer's business.

 

Driving other cars extension. Policy section 1. Cover only applies for the specific driver as shown on the Certificate of Motor Insurance. Cover is limited to third party only.

 

 

No mention of the other vehicle needing to have it's own policy of insurance. But you'd need to check your own policy, schedule & T&C's to be absolutely certain.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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oThe car does have a valid SORN. Don't want to spend money on insurance if the car does not pass the MOT. Can you get temporary insurance for 48 hours?

It is a 2001 MGF and was last taxed in November 2012. It was collected and delivered by a garage using garage plates. They did check the vehicle to see if ti was okay in general, but did not do a MOT.

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oThe car does have a valid SORN. Don't want to spend money on insurance if the car does not pass the MOT. Can you get temporary insurance for 48 hours?

It is a 2001 MGF and was last taxed in November 2012. It was collected and delivered by a garage using garage plates. They did check the vehicle to see if ti was okay in general, but did not do a MOT.

 

Temporary cover would be the ideal solution, it's available from 24 hours up to 31 days.

 

I've used these in the past http://www.dayinsure.com/ but there are, I'm sure, plenty of others offering a similar thing.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Temporary cover would be the ideal solution, it's available from 24 hours up to 31 days.

 

I've used these in the past http://www.dayinsure.com/ but there are, I'm sure, plenty of others offering a similar thing.

 

Be wary of some of the temp cover ones, their t&c's sometimes state that the vehicle has to hold a valid MOT and TAX. So if stopped you'd be uninsured anyways :(

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Be wary of some of the temp cover ones, their t&c's sometimes state that the vehicle has to hold a valid MOT and TAX. So if stopped you'd be uninsured anyways :(

 

Dayinsure (linked above) don't state that. In fact, they do specifically state that one of their 'temp policies' can be used to tax a vehicle, and MOT isn't mentioned at all. I suppose it might be worth an email to specifically check with them. Always better to be safe than sorry after all.

 

But as there's an exemption in law for driving a vehicle without an MOT or VEL (to or from a pre-booked MOT), I'd say you'd more than likely be ok.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Temporary cover would be the ideal solution, it's available from 24 hours up to 31 days.

 

I've used these in the past http://www.dayinsure.com/ but there are, I'm sure, plenty of others offering a similar thing.

 

Thanks. Prices seem very reasonable, but need to check the small print.

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Further to my above... Here's the DayInsure blog which specifically deals with their policies and no MOT.

 

https://www.dayinsure.com/blog/one-day-car-insurance-the-basics/

 

In the comments section at the bottom.

 

Q. Hi, I have a car that I have had SORN’d and am now wanting to get it back on the road. Will your day insurance cover me for taking it to the garage for it’s MOT? Thanks.

 

A. Hi Kevin, Thanks for your query. Our insurance will cover you for taking your vehicle to the garage provided you have booked it in for its MOT prior to starting your journey.

Kind regards,

Support

 

 

So, you'll be OK with DayInsure at least thumbup.gif

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Unless declared SORN and a SORN certificate held, all cars must be insured continuously. ......

 

 

is it now an 'offence' then for someone else (who has TP re other cars) to take a sorn vehicle to mot (arranged) without the sorn vehicle being insured by the reg'd owner?

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is it now an 'offence' then for someone else (who has TP re other cars) to take a sorn vehicle to mot (arranged) without the sorn vehicle being insured by the reg'd owner?

 

I'd say not. The vehicle either has to be SORN'ed or Insured (in its own right). So I'd say, for the purposes of an MOT, it'd be quite legal to drive a SORN'ed vehicle to/from an MOT using valid TP-OV cover.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Not necessarily, there are 'any car' policies.

 

 

What is being stated above is some, (not all like it used to be), certificates had a clause that said 'may drive another car not belonging to and not owned by the policy holder', but the policy said that was only in force if the car was already insured. It was to make sure there was not general driving of all and any car with just the one policy ie insure a Mini and drive around in a Bentley.

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Be wary of some of the temp cover ones, their t&c's sometimes state that the vehicle has to hold a valid MOT and TAX. So if stopped you'd be uninsured anyways :(

 

They can put that in if they want but requiring a car has a tax or an MOT are entirely un enforcable by an Insurer, if they try and decline a claim under this the Ombudsman would be all over them and they would be breaching FCA rules.

 

Note an Insure cannot require an MOT but if the car is unroadworthy and it being unroadworthy caused or significantly caused the accident and they had a wording to this effect they can enforce this (It's up to the Insurer to prove the car was unroadworthy and this caused the accident). But they cannot insist on Tax and / or an MOT.

 

It should also be noted that there are plenty of Insurers who do not require the vehicle being driven under driving other cars to hold it's own Insurance

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I phoned and check and they are happy for an untaxed car to be taken to a MOT using their insurance which is underwritten by Arriva. Car booked to go in for its MOT at the station we always use although it is not the closest as it is 12 miles away, but they are reliable and honest.

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