Council Tax - Liability Orders & Benefit Attachment

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Hi guys, hope to get some help on getting control over Council Tax arrears that have mounted up.

I have had several years of dipping in and out of depression where I have not managed finances and don’t have full records of letters, so I am making a determined effort to get all my financial affairs sorted.

 

Current situation is that I have five separate balances handled in the following ways:

1) Currently collected with an attachments of benefits (Income Based JSA)

2) Pending – To be collected by attachment of benefits once the first is paid off

3) Three separate amounts lumped together in a payment agreement

 

These amounts total £35 a month and I’m worried about managing to pay this long-term. I’m also dubious about some of the amounts they have. One is from a time I was on housing benefit and I have always just received council tax benefit automatically without explicitly applying.

 

I’ve found out there are 3 Liability Orders against me and have all the info regarding them except date passed on for enforcement and all the payments I have made on them.

 

My aim is to take off the attachment and pay at a reduced amount till I get back on my feet, but the council have told me I would end up having to pay more without an attachment.

 

Also, if I have missed the council’s one month time limit – can I still appeal against something?

 

I figure a Subject Access Request is the first step, but any other advice would be appreciated as I am a little overwhelmed.