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    • Thanks all, especially the information about Kev! Yes, I'll make the mods you all suggest, especially the client bits (didn't realise it was a one man band). The only thing I'm not sure of, is the best way to "sign off", especially as the Keeper is not so keen to sign. So I'd much rather send it from our pet dog. BTW does anyone know about the landowners at Harlyn Bay? I did try to find out last year but couldn't find anything useful, and whether it is worth raising this massive cash generator scam with them. I'm guessing the landowners get a small percentage, so happy to go along with it?
    • I haven’t reply, so the hearing hasn’t been decided 
    • whitelist - the same with mine....the battery had a mind of its own. i bought it for my Son...he'd shut it down and it would be completely off but the power light would either stay on or flash...also it wouldnt start properly, had cmos errors on boot and other stuff.   i bought it through HP store on ebay ..brand new. after 6 days of receipt i recieced an email from HP asking if i was happy...i returned an email saying no and that i want to send it back as it was faulty (basically the email served as a reminder for me to leave them good feedback lol...not as a geniune enquiry to actually make sure i was happy with as they didnt reolve the issue when i was not) after trying to sort it for a couple of months with HP not replying, not offering a solution etc i finally got passed tech support who confirmed it was faulty. i then had to return it to their factory. this is where its gets beyond worse...waited 3 times for parcelforce to collect - they didnt. in the end HP sent me a label which i had to take to the post office - not good as im disabled with a mobility disability. then they asked for my bank account number to issue the refund. they hardly ever replied to my emails and it took over a month and a half to refund me once they had received the laptop back. no explanation, no progress emails, no updates. i kept emailing them on a daily basis as no one would reply to my emails through the website, forum, internal email addresses and even phoned 3 different departments who basically had no idea what to do or what was going on and did not help...they couldnt even tell me when the refund would be issued, let alone why it hadnt been done already. on the forums theres other customers who've had to wait 6 weeks , 2 months , over 2 months etc...it seems as though HP like to with hold peoples money to earn interest on the money in their account. i spents days phoning and emailing them - even sent a recorded letter. at the begining i phoned citizens advice and they said i am entitled to put back into the same financial position as before i lost the out of pocket expenses ie: compensation for my time and recorded letter sent etc. ive started a martin lewis 'resolver' case with them and basically in a snotty reply they told me im not entitled to compensation which is contradictory to what citizens advice told me. i was just wondering if theres any .gov website or law/legislation that i could reply with and say "no your wrong - please compensate me"
    • LBC is here. Complete with a note showing a phantom payment. What to do next?
    • I suppose it doesn't make a massive amount of difference as Kev has never had the guts to do court - well at least not yet - but to me the number of cards played still needs to be reduced.  Given the OP has already referred to the "very busy and overflowing car park" in the appeal I'd refer to that and tell Kev to go and look up case no.3JD08399.
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Mr Rob V Barclays


MR ROB
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Here we go then, the ball is rolling. I've sent my first letter with the £10 that has since been returned with a letter saying they'll send me the statements free of charge. (ah bless)

 

After reading through the other treads I'm desperate to see what my total charges has been to date. Although I'm better with my money when i started my apprenticeship 7 years ago i was getting charged 3 times a month, thats £75 a month for years.. What is the largest charges total on here so far for a normal current account?

 

I'll be keeping you all up to date with progress.

 

Thank you all

 

ROB.

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Good Luck Rob. Keep your thread updated so we can help.

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This is just me being dumb but i'm a little confused.

Now after i've worked out the total charges i then just askfor that back off the bank. It's only when they say no or offer me a small part of it that i file a claim and then add the 8% intrest + charges.

 

I'm just confused as to why the prelim letter in the library has the space for intrest.

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I'm struggling with this spread sheet (complex-bank-charges-calc) as i'm not sure of what my overdraft limits were 5 years ago,if it was free the dates they changed and the intrest charged. I've decided to just go for the cumulative charges. This way i can make no mistakes and give them nothing to come back with. Does this seem reasonable?

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I have sent the prelim letter off but have just recieved an other £30 charge. Is it to late to amend the charges. Can i send an updated list of charges with the LBA?

 

Yes that is fine also you can add the charge on to your schedule of charges should your claim get to the court stage.

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  • 3 weeks later...

Hi Rob

 

The paper N1 method taken in by hand or posted to the local court is now the same cost as the MCOL version (I think it was less online when they started to get it going).

 

I filed my claims yesterday at court and paid by cheque over the counter - I think I saw a chip and pin machine there so I guess a credit/debit card might be useable - ring them up to check the numbers are all on the HMCS (Her Maj. Court Service) website.

 

My cheque was payable to "HM Court Service" if you decide to send it by post.

 

You send three copies and technically your supposed to include three copies of the defendants form/advice from the website as well - but I forgot and the court said not to worry since they always add that anyway.

 

It can take up to 5 days to issue the claim that way and so your schedule of charges attached to the "particulars of claim" on the N1 form will be out of date if you include them (since the 8% interest increases each day!) but the woman at the court told me to just send an updated set once I recieve my copy of the claim back with the right date on it.

 

Hope that helps

 

The Badger

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  • 4 weeks later...
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When filing for judgement it asks for a date when i would like the money to be paid. How long do i give then as i want the money ASAP..

 

 

When filing for judgement it asks for RATE of interest, is this 8% or the 0.00022...

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Don't they just make you want to scream? They leave it till the last minute every time don't they? Our judgment went through as Barclays must have forgotten we existed and didn't file a defence at all. Not counting our chickens just yet though, Barclays are pretty slimy and might still come up with some cock and bull story that gets them let off by the Court. Good luck to you, keep going, Mr Rob, you'll get there in the end.

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