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Don't give in to pressure

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I originally had debts of nearly 60k, mostly on c/c's.


I did have an advantage in that the cards were taken out late 1990's, early 2000's.


With the help provided by CAG, I fought of every attempt by these to reclaim including threatened court action

by the dreaded Restons in 2 cases.


Turned out that 3 creditors could't find the agreements,


the other 3 agreements would not stand up in court.


As stated without the advice from CAG,


I would have be paying these forever.


As it was the companies were reduced to endlessly bouncing the accounts from DCA to DCA.


Checked and double checked today, they are all now Stat Barred.


Only adverse left on my credit file is a default from one of them (the company waited the full six months before defaulting),

however that falls off in Sept this year.


What I am saying is don't give in to pressure from the OC or the DCA's but fully check out the claims made against you and never believe the outright lies they tell.



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I remember your threads well.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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