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    • Thanks all. Think I have come to a plan dx please correct me if I am getting you wrong but I am going to go down the route you suggest. simply stop payments for now until I receive a DN and it gets marked on my file. Then contact each lender and start making token payments to each one. i then assume most like they will then at some point sell to DCA. Once they are sold I’ll be coming back to see how best I deal with it.  Let me know if I am making some error in judgment or missing anything with my plan 
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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
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CT from 2009


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Ida could you perhaps help me out a little. I am at a bit of a loss what to do.

 

My council produced an outstanding CT bill from 2009, and after a little bit of a dispute I agreed to pay in instalments. I paid my first instalment, then I have missed my second one, with the end result being my bill got sent to Charles Anderson. It turns out when I made my first payment to them, they applied it to my current bill, so it looked like I had never paid anything after making the arrangement. Now I am always in constant contact with my CT office, and I have repeatedly explained to them that I have ADHD and difficulties because of that. I certainly havent tried to avoid the problem, I just need them to be more help rather than hindrance.

 

Anyway, the be all and end all is that they are not willing to budge on this and I am obviously going to have to fight them. However, I have Charles Anderson breathing down my neck now and need some advice on how to deal with them. I would obviously like the council to act more appropriately, but that isnt going to happen in 2 weeks.

 

What can I do in the meantime? I feel I am being bullied here, and considering mental health problems, should not be victimised like this.

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  • 3 weeks later...

Hi Madscot sorry for the late reply,

 

Ive made a thread of your own so can be seen.

 

Can you confirm if you have recieved a charge for payment?

 

What council? you can pm this info if you dont want to post on thread.

 

But keep everything else to here :)

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Its fine Ida, I wont give out grief to anyone who offers their time for people :D I am grateful.

 

Regarding the current situation, I got myself a charity to act as an advocate, and we have the council holding proceedings to give us time to sort it out.

 

The council in question is North Lanarkshire and as far as I am concerned they are nothing short of bullies. Throughout my adult life I have fought with them and been penalised by them, both financially and mentally.

 

This particular bill had a 10% surcharge added to it first, and now it has further charges incurred by Charles Anderson.

 

Throughout my dealings with NLC, I have repeatedly told them I have problems and asked them for help but they have absolutely no provisions in place for dealing with people who have mental health issues. Apparantly if you cant see it, it doesnt count.

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Hi,

 

The amount due will have increased as there is an automatic penalty of 10% if a summary warrant has been granted against you.

 

Once a Summary Warrant has been granted as has in your case, the debt will be passed to the Sheriff Officers, you should contact the sheriff officers and come to a repayment arrangement. Make sure you come to an arrangement that you will be able to stick to. It is better to pay a little on a regular basis over a longer period of time than to try to pay too much, leave yourself short and miss payments.

 

As Ida has asked, have you received a 'Charge for Payment'.

 

If you have you will get time to pay these arrears, and are you up to date with your current council tax.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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I am not sure if I have a "charge for payment" as I dont know what that is. I do have a summary warrant but I have basically fought them and had a hold put on the case.

 

As for my current council tax, its a mess as well. I have been waiting for more than 2 months on a decision on my CT, and nothing seems to be coming, so I just keep getting these demands and unpaid bills I dont understand. I have filled out their forms and phoned them to try and hurry them but still no result.

 

Everytime I ask for help from them to make this less complicated I just get refused.

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I had/am having a dispute over council tax myself.

One thing I always do though is use email/letters to communicate where possible as it leaves a paper trail you can refer back to. Phonecalls are notorious for not being honored or traced if needed etc.

 

A letter or email (used to follow a phone call if you need to phone) allows you more time to plan what you say with any support you may be receiving.

 

Oh sounds picky but do not use the word vicitimisation. In your case it is not accurate. Disability Discrimination are the words you should be using. :)

Getting this right opens up, I imagine, a lot more room to maneuver if it comes down to the nitty gritty. Discrimination on the grounds of disability opens up all sorts of avenues so it is important to get this right.

 

FYI - Victimisation is receiving less favorable treatment due to you using a statutory right or procedure (Or aiding someone else that does) eg being bullied if you lodge a complaint or being a witness for someone that lodges a complaint would be some examples of victimisation.

 

Hope that helps a little, im sure someone with more knowledge will be along soon

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Thanks for the comments Sabre. On re-reading my documents, the summary warrant was granted against me in 2009, and this is now a Charge for Payment they have issues. Just to give you guys an update, my council are behaving like spolied children. Ive had word from my advocate that the council basically arent speaking to them and CA are just restating what they said before.

 

This basically all happened because I became self employed and Ive had over 1k in council tax demands since October. So much for helping people.

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