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    • Still no CCA compliant paperwork then.. that's good for you. Response from them regarding your defence filing is funny! we enclose the 'application' haha no agreement in sight but they will continue with court anyway! the cheek.. No chance they go near a courtroom with that paperwork as exhibits. My advice is re-read your whole thread, many questions answered in 2023 it would be good to refresh your memory regarding the paperwork. Then read a load more claimform threads over the next week, in your downtime if still traveling alot.    
    • Good afternoon Stu i thought i had posted an update but i see i forgot. Your brilliant  suggestion has worked and for now they have credited my account with the court fees. Many thanks again  
    • Credit search will be for address varification in case you'd moved since the date of the speculative invoice I expect.  If you use our enhanced Google search box for.  Pcm Claimform, there are over 1000 threads that outline things.  Next for you will be ack from the court your defence has been registered OK.  To be frank.. If you'd been doing that from when advised a month ago, this would not have happened.  You've had a very very lucky escape here.... Now prepare and not allow another to happen.  We don't have the time to nurse maid those that don't self help.   Dx  
    • Thanks @FTMDavefor the quick and clear instructions.  All filed and submitted.  What should I be preparing next? If you’ve seen lots of cases with this lot what is likely their next move?   In the meantime they have been sending me letters offering me to pay them without going to court etc. i’ve also received a notification on my credit report about searches and can see that they’ve done a “soft search” on my file.   Are they allowed to do that? Why would they be doing that?
    • Just be aware that foliage covering signs is not persuasive if you reside in the area and regularly used the said route concerned.  One gentleman of recent, famous for disputing parking and speeding issues, just cost his client £1000's claiming that!!    Dx  
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Scotcall-HSBC


manxguy
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Thanks

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Hi all.

 

Ive suddenly had calls from Scottcall,about 1 a day for a debt with hSBC form 2006. £462.00

 

This debt has never appeared on my credit file and last payments were made in the end of 2006.

 

I guess they are trying there luck as i imagine they have recently brought the debt.

 

Can anyone tell me the procedure to go through to tell them toprove or stop calling?

 

 

Kind regards

 

Chris

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is this the credit card or the overdraft you have.

 

eitherway

snotcrawl are a no powers DCA

they don't buy debts

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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last payments were made in the end of 2006.

 

Can anyone tell me the procedure to go through to tell them toprove or stop calling?

 

You do not have to ask for proof of the debt because it is Statute Barred.

 

Send Scotcall the Statute Barred letter and also the Telephone Harassment Letter, enclose both in the same envelope.

http://www.consumeractiongroup.co.uk/forum/showthread.php?387368-Letter-to-be-sent-when-debt-is-Statute-Barred

http://www.consumeractiongroup.co.uk/forum/showthread.php?387367-Harassment-by-Telephone

 

As usual, do not speak to Scotcall on the telephone, when they ring, refuse to go through the Security questions, say in "writing only" and hang up, do not get involved into conversations as to why, just hang up.

Never ring Scotcall.

 

Stigman

NEVER telephone a DCA

If a DCA rings you, refuse to go through the security questions & hang up!

 

If I have helped you, click on the star & say thank you

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If scotcall are involved then the debt is UE. Just ignore them and theyll go away.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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