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    • or go really bold ... Further to my request for a copy of the agreement you refer to on ( date) I made a section 78 request pursuant to the Credit Consumer Act 1974 to which you have yet to reply or respond. Pursuant to the Credit Consumer act 1974 section 78 (6) If the creditor under an agreement fails to comply with subsection (1)— (a) he is not entitled, while the default continues, to enforce the agreement.
    • Pers I'd stop paying the lot and get each defaulted by a dn issuance.  Defaults can't hurt future renting no Only ccj's Can't keep saying the same answers.    Dx        
    • Ok thank you. That’s where we are getting confused, as we’re not sure where we stand legally. But we’re still unsure who we should be going to now, the dealer or the finance company? I’m assuming the evidence we have (the reports from Mercedes) showing that the fault was there when we purchased would be sufficient to prove this? To be honest we would prefer to send the car back completely as are now concerned more problems may arise.
    • No no - I would complain via the CEO and Directors Office.     They sorted it in less than 24 hours for me. Complaint closed and compo issued. Info removed from CRA This morning. Credit Karma updated for me instantly almost.   
    • Hi, Thanks a lot for your valuable advice and apologies for bit delay in providing some additional information as requested before. I was also looking at other threads to get some more knowledge, apologies if my questions have already been answered in some other threads and I have missed them. I would appreciate if you can guide to relevant thread to help navigate easily. If I opt to go down the route of availing BS option, I'd find it more convenient if I do it in parts i.e., applying with 2/3 creditors at a time. Is that even possible in my case? I understand that DN might be the best option for me but I am trying to avoid this route as much as I can. I am currently living in a rented property with wife and 3 kids and I am not how this is going to play out in future if we decide to move to some other area. How will DN impact my intention of getting house on mortgage (dream as of today) after 6 years? If I go for DN strainght away, do I have to do it for all debts? for example, can i leave one active credit card out of this DN? what can i do if I go for DN right now but my financial situation improves in 1-2 years due to better job or promotion etc.?  Here are the details of my debts. Let me know please if you have any questions. Regards, MM Overdraft Halifax - £2,500 Starling - £500 (I can settle this immediately to keep this account active as back-up for salary and other priority expenses like rent, council tax etc.)   Personal Loans - Outstanding Amounts - No defaults or missed payments Plata - approx. £27,000 BetterBorrow - £3,450 Zopa - £14,000 Reevo - £2,800 Updraft - £2,230   Credit Card - Balances - No defaults or missed payments except those noted Virgin - £6,100 (This card is suspended.) Halifax - £5,474 (This card is suspended.) Barclays - £5,400 (I am currently on a fixed monthly payment plan of £232 for almost a year now and missed last month's payment.) Aqua - £3,100 Fluid - £2,100  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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brand new rusty car


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Ok, if it is a latent problem, namely something that is an inherent problem with the vehicle you can take the matter up with the manufacturer if the sale of goods act doesnt allow you to seek remedy from the seller. This does not give the dealer the right to avoid his responsibility to you though and I think that they have the two utterly confused. The dealer can recover their losses from Dacia any time they wish but it is entirely their responsibility at this juncture.

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I wouldn't complicate things by getting dacia involved.

The dealer is responsible for what he sells.

He can claim the money back from dacia afterwards, but this has got nothing to do with you.

Stand your ground and keep it between you and the dealer.

I would ignore any communication from dacia.

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The dealer is responsible for what they sell but they are also an Agent of Dacia being an official dealer. I wouldn't be so sure of the advice above or that given by the solicitor as it is not known what the legal relationship between the dealer and manufacturer actually is. I would have expected the solicitors advising to have determined this before writing to the dealer. Look at the Citroen DS5 case. Here the owner rejected but the settlement came from Citroen GB.

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The dealer is responsible for what they sell but they are also an Agent of Dacia being an official dealer. I wouldn't be so sure of the advice above or that given by the solicitor as it is not known what the legal relationship between the dealer and manufacturer actually is. I would have expected the solicitors advising to have determined this before writing to the dealer. Look at the Citroen DS5 case. Here the owner rejected but the settlement came from Citroen GB.

Yes, the manufacturer can admit liability and deal with car owners directly, but until they admit liability the contract of sale is between the car owner and the dealer.

It's the same principle that applies to tesco selling a faulty toaster.

The store were the toaster is purchased is responsible.

However the manufacturer or tesco head office can admit liability and deal with the customer directly.

If liability is not admitted the store or in this case the dealer were the contract was signed remains the responsible party.

Should the op take dacia to court, dacia could simply say that there's no contract between them and the op.

The contract of sale is between the dealer and the op and unless dacia head office admits liability and offers a refund, the op should only deal with the dealer.

Solicitor's advice is correct.

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The Dealer is responsible, but what you have here is the dealer not taking responsibility for the problem even though they have been made aware of the 'rust' issue. The dealer is worried about reimbursement from the manufacturer.

 

There won't be too many customers who will be asking for 'rust' as extras,

the Dealer needs to refund as 'rust' isn't going to take off anytime soon.

 

 

http://www.whatcar.com/images/subscription/HELP.pdf

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The Dealer is responsible, but what you have here is the dealer not taking responsibility for the problem even though they have been aware. The dealer is worried about reimbursement from the manufacturer.

 

http://www.whatcar.com/images/subscription/HELP.pdf

 

Dealer should be more worried about ripping off a customer.

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Yes, the manufacturer can admit liability and deal with car owners directly, but until they admit liability the contract of sale is between the car owner and the dealer.

It's the same principle that applies to tesco selling a faulty toaster.

The store were the toaster is purchased is responsible.

However the manufacturer or tesco head office can admit liability and deal with the customer directly.

If liability is not admitted the store or in this case the dealer were the contract was signed remains the responsible party.

Should the op take dacia to court, dacia could simply say that there's no contract between them and the op.

The contract of sale is between the dealer and the op and unless dacia head office admits liability and offers a refund, the op should only deal with the dealer.

Solicitor's advice is correct.

 

Your missing the point King. The dealer is an AGENT of Dacia. That's the key to this. If the OP goes to court the first thing a judge will ask is the legal status of the parties involved.

In your example, Tesco is not the AGENT of the toaster manufacturer.

Whilst the solicitors advice may be correct or not the process that follows is the same i.e. the dealer is the supplier but can argue easily that they are not the liable partie in that they are the AGENT of the manufacturer.

 

This is why in cases like these with new cars the manufacturer gets involved.

 

It can get somewhat more complex than you think.

 

There was a wonderful case on this forum a year or so ago where the OP took exactly the same action as being recommended here and ended in disaster which mysteriously disappeared and a link to another one helpfully posted by Hammy showing what can happen if the dealer defends.

 

As has been pointed out, the dealer and Dacia need to be given the opportunity to rectify first.

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Sunday Post a news paper????

 

I think not. About as much use to you as the Beano!

 

Just let Renault/Dacia get on with fixing the problem for you.

 

Very helpful mate! This is been well shoved under the carpet and hidden by Renault/Dacia so you're living in cuckoo land there!

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Your missing the point King. The dealer is an AGENT of Dacia. That's the key to this. If the OP goes to court the first thing a judge will ask is the legal status of the parties involved.

In your example, Tesco is not the AGENT of the toaster manufacturer.

Whilst the solicitors advice may be correct or not the process that follows is the same i.e. the dealer is the supplier but can argue easily that they are not the liable partie in that they are the AGENT of the manufacturer.

 

This is why in cases like these with new cars the manufacturer gets involved.

 

It can get somewhat more complex than you think.

 

There was a wonderful case on this forum a year or so ago where the OP took exactly the same action as being recommended here and ended in disaster which mysteriously disappeared and a link to another one helpfully posted by Hammy showing what can happen if the dealer defends.

 

As has been pointed out, the dealer and Dacia need to be given the opportunity to rectify first.

Very true, but apparently they're dragging their feet and don't want to fix the problem.

You're right in saying that if the dealer is an agent then dacia head office should be the one refunding, but so far the dealer has not disclosed this information probably because he's a franchise.

An email to dacia should clear this point.

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Hi all,

Latest update,the dealer has been in touch with my solicitor trying to confuse the situation again saying he is awaiting advice from Dacia,we feel like retracting our rejection,and just have it repaired and sell it,i dont think we will ever get our money back,to go to court will cost £19,000 and we just dont have it.We feel the dealer and Dacia are just wasting time knowing that the longer it takes the more money we will have to pay out in legal fees.It just causes stress,we were looking on the Dacia forum and theres absolute loads of people in the same situation as us.

The confidence in the Dacia duster will disappear soon as customers start contacting the media,and then the car will be worthless,we may as well make a big loss now than a massive loss later.What a nightmare wish we'd stayed with alfa romeo.

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I wouldn't give up so easily.

Why would it cost £19000 to take them to court?

It seems a bit exaggerated as a solicitor's quote.

Try another solicitor and you might find that it won't cost more than the car itself.

Clear cut case imo and worth taking it to court.

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Recent reports state Dacia come tops for customer service so give them a go.

 

 

 

That's when they are selling, you get a coffee and biscuit, but it's different when they have to give something back.

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That's when they are selling, you get a coffee and biscuit, but it's different when they have to give something back.

 

Apparently not Conniff according to the marketing report I read. In their segment they scored very highly for the way they responded to complaints and resolved them. It didn't mention coffee and biscuits either. Plus how would you know it's different when they have to give something back? Don't you mean take?

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