Marlins - Claim Form LLoyds Overdraft

[tiggrae]

Hi if was wondering if I could pick your brains again please I received a letter from the courts dated 05/06/2014 saying my defence was received and would be served on the claimant who then had 28 days to respond if they wished to proceed. I then received a letter off Mortimer Clarke dated 16/06/2014 saying they were taking their clients instructions, have they now overgone their 28 days or is this working days or should I contact the courts I ask because I am out of the country for 2 weeks soon and I'm worried ill get a response that I cannot answer to in time

 

Thanks again

 

 

Aaron

 

If the Claimant has failed to respond and have gone over the time set by the Court, the claim will be stayed and the Claimant will then have to make an Application to the Court to have the stay removed. The best thing is to ring the Court and ask what the status of the claim is.

[AndyOrch]

You don't need to do anything until (if) you receive a Directions Questionnaire (N180)...that signifies if they have responded and the claim is proceeding and if not its stayed.

[theazzmany2k]

Hi I'd like to say thank you for all your help in dealing with my issue. I have heard nothing from the courts now since July so I'm presuming this is now stayed, I was just wondering if this is the case can marlin continue to report defaults on my credit report and continue to add interest and or charges?

[AndyOrch]

They can continue to report the default until its 6th Anniversary when it will fall off...as for the interest/charges makes no odds they can only litigate with the figures on the claim form which is stayed...the account is terminated.

 

Andy