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Found 3 results

  1. Hi Everyone Back again as Caboot are back. They appointed Marrlin who wrote to me asking for payment in full on a debt that I believe to be Statute Barred. Last contact from Arrgos Card Svces was in 2006 when they sent a notice of assigment. Payments continued to Moorcroft, unfortunately I cannot find the paperwork regarding this issue, it may be in attic. which I will need to access later today. I received letter from Reestons yesterday, the letter was dated 7 days prior to me recieving it. I have to contact them by next Tuesday, if I do not they submit a claim to the county court. This now leaves me less than 5 days to deal with this issue. Do I advise Reestons that I believe this debt is statute barred? Or that that I dispute the debt? or should i ask them to provide a CCA? I have asked a debt collector in past to provide a CCA which they could not do. I beleive I should now send a SAR to ARrgoos card svcs, is that correct? I think that I should also ask Caboot to provide a CCA? is that correct? As this is such an old issue I am not sure where to start with it, and as I have very little time to respond really need to know what to send to REsstons. Whatever i need to send will have to be sent Monday at the latest. Poppay
  2. i had an overdraft with lloyds bank back in 2008 it was for £10,000 however myself and my family fell into financial trouble and i defaulted, i ended up swapping banks and moving where my salary was paid as i was left with nothing after the bank had taken their cut. ive never bothered with this account since however this morning i recieved a letter off of marlin who are now the creditor demanding over £29,000 what should i do i certainly dont have this money.
  3. I had a bank account many years ago back in 2009. It was with Yorkshire bank now upon viewing my credit report I stumbled upon a default with Yorkshire bank for the amount of £99 or so. I knew this belonged to me but then to my horror I discovered I had a ccj issued by Northampton court for the amount of 1500 so I immediately phoned them up to see who issued it. I had noticed I had a default with marlins and they had filed the ccj due to the Yorkshire bank default which had allegedly incurred 1100 in charges and 300 court costs and this was filed in 2012 so I have 2 defaults and a ccj for the same debt..... I am at my wits end with this as the chap on the phone at marlins said that because the court had gone in favour of the creditor these charges were legal and enforceable. They don't have my address which is a plus I guess. I'm just wondering if anyone had any advice as I find this immoral and unfair to say the least Any help greatly appreciated
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