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1st Credit - threatening CCJ


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Post the letter please. Im guessing its just a generic threat o gram.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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well poss not

 

we need the details of the debt

 

how old is it

what is it

 

is it on your cra file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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When was the last time you made payment to those debts and made written acknowledgement about them?

 

As already advised, you need to give as much info as possible for us to help. Trickle feeding info will just give random answers.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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when did you last pay these?

 

so 1st crapit have merged them into one figure

 

what were the debt [credit card overdraft loan?

 

please tell us about the debts fully.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Sorry chaps, didn't mean to trickle feed:

 

2 old debts, both originally with Lloyds TSB - can't remember what kind of debt though will be either loan or credit card. Been in DMP for 8+ years under which last payment was in May 2013.

 

Nothing showing on Experian credit file, no reply to CCA requests, and now one letter threatening CCJ for the larger amount and a please arrange payments letter for the small one.

 

Hope this is better / more helpful.

 

Thanks

TG

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is not the info on the statement / first paperwork from eurodebt

 

their paperwork must list your debts

whom they are with

and the type surely somewhere?

 

to counter 1st credit

 

simply send them the failure to supply CCA letter

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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