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    • I have never heard of any such law. Please post a link to what you have read online that explains this law. And please confirm whether you were ever married to or in a formal Civil Partnership with your Ex.
    • Today has been hectic so  have been unable to complete the whole thing. If you now understand it and want to go ahead with a complaint to the IPC, fine. If not then I won't need to finish it. But below is my response to your request  on post 64. No you don't seem stupid, the Protection of Freedoms Act isn't easy to get one 's head around at first. The part of the above Act referring to private parking is contained within Schedule 4 which you can find online under the Protection of Freedoms Act 2012. Section 9 of SCH.4 relates to how the parking scrotes have to perform so that they can transfer their right to pursue the keeper from the driver when the PCN is still unpaid after a certain amount of time. In your case the PCN was posted to you the keeper and arrived within 14 days from when they claimed a breach occurred. That means they complied with first part of the Act. The driver at that time was still responsible to pay the charge demanded on the PCN and PCM now have to wait for 28 days to elapse before they can write and advise the keeper that as the charge has not been paid, that they now have the right to pursue the keeper. They claim they sent the first PCN on the 13th March, five days after the alleged breach and it arrived on Friday 15th March. So to comply with the Act they have to observe Section 8 subsection 2f   (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid. ---------------------------------------------------------------------------------------------------------------------------------------------So the first PCN was deemed to arrive on the 15th March and for 28 days to have elapsed is when the time is right for them to write and say you are now liable as keeper. So they sent the next PCN on the 12th April which is too early as you could still have paid until midnight of the 12th. So the earliest their second PCN should have gone to you was  Saturday 13th April so more likely on Monday 15th April. The IPC Code of Conduct states "Operators must be aware of their legal obligations and implement the relevant legislation and guidance when operating their businesses." So by issuing your demand a day early, they have broken the Act, the IPC Code of Conduct, the DVLA agreement  to abide by the law and the Code of Conduct not to mention a possible breach of your GDPR .   I asked the IPC  in the letter on an earlier to confirm that  CPMs Notice misrepresenting the law was a standard practice for all of PCMs Notices or just certain ones. Their distribution  may depend on when they were issued and whether they were issued in certain localities or for certain breaches. Whichever method used is a serious breach of the Law and could lead to PCM being black listed by the DVLA . One would expect that after that even if the IPC did not cancel your ticket, PCM could not risk going to Court with you nor even pursuing you any further.
    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
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Slim Sadies boyfriend v Natwest


slim sadie
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Good morning!

 

Yesterday I recieved Cobbetts AQ. They haven't asked for an extra month which I thought they would do, but what they have said is that as I have not replied to their request for further information they may amend their defence or apply to strike out the claim.

 

I have read of this happening before in other threads and so wil now try to see what my next move is.

 

When they requested further information, I refused the CRP part 18 as this is a small claims track but I did re send the schedule of charges to Cobbetts and the court.

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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You've done the right thing, and I can't see the judge striking out your claim on these grounds......to be honest I think the judges are getting a wee bit fed up with these cpr18 requests which is probably why not many people are actually getting them now.

 

Hang in there, the finish line is forever getting closer.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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So I just need to sit tight and do nothing?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Yes, exactly that. :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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I concur!!!

 

Sorry but its a bit like chess, not much happens but when it does wow!!

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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  • 3 weeks later...

Aaarrrggghhhh!!! All this waiting, doing nothing is driving me mad!!!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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It happens to all of us I'm afraid!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Ha ha - its a nightmare of a wait, I used to read threads of people who were waiting and moaning about it, and i used to think its not that long, just do something else. take your mind off it!

 

Well, now the shoe is on the other foot and it's me going through it and its awful!....... :)

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Good Luck Sadie

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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I have a question for all you people of Natwest knowledge! The deadline for the AQ to be in was 16th December.... When should I hear back from the courts about the next step? And what is the next step - this is unless I get a cheque from Cobbetts of course!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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:confused:

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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I have a question for all you people of NatWest knowledge! The deadline for the AQ to be in was 16th December.... When should I hear back from the courts about the next step? And what is the next step - this is unless I get a cheque from Cobbetts of course!

 

Hi

 

I dont think there is any time scale now, i think it is just a waiting game for either your court date or your cheque. Which ever comes first.

My AQ deadline was 23rd Dec, so your just ahead of me.

 

Shouldnt be too long now...

 

:)

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I guess I get worried as we have so much post not make it here... | would have thought that I would have heard back from the courts by now, but maybe that is just wishfull thinking!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Good idea... I will do that Monday too!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Hi

 

I'm assuming you did send the AQ back?

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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I sure did, it was returned well before the deadline by 'signed for post'

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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oh.. and I forgot my paperwork so couldn't phone the courts...

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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My boyfriend has just phoned the courts and was told this:

 

"They are waiting for directions on the AQ and they said they should be receiving them all shortly"

 

Does this mean anything to anyone?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Maybe just give the court a ring on Monday they should be able to give you an idea of where it is up to.

 

I think that is what I am going to do any way :)

 

Did you contact the court?

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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WE HAVE BEEN PAID IN FULL!!!!!

 

WOOHOO!!!

 

THANK YOU TO EVERYONE FOR YOUR HELP, we will be donating just as soon as the cheque has cleared :D

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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For info:

 

Cobbetts wrote the cheque with the Natwest account number on it, (which I know isn't an problem with cashing elsewhere) but what is funny is that our other piece of mail recieved today was a statment from Natwest who have closed the account!!!

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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UPDATE:

:mad: Barclays refused to let me pay the cheque in becuase it wasn't the account number stated. I showed them the statement showing the account closed but the still said no.

Looks like Cobbetts will receive a phone call first thing Monday morning...

Claim being dealt with on behalf of my lazy boyfriend! :rolleyes:

 

26/09/06 Statements received from NatWest

28/09/06 Initial letter sent

03/10/06 Letter received from Natwest saying 'get lost'

05/10/06 LBA sent to Natwest

10/10/06 Letter received from Natwest again saying 'get lost'

23/10/06 Paid court fee and submitted claim online for £3260

24/10/06 Claim form sent out

02/11/06 Cobbetts filed Acknowledgment of Service

26/11/06 Received defence and request for CPR Part18

27/11/06 Acknowledged defence and refused to answer CPR

04/12/06 Completed AQ

05/12/06 Recieved 50% offer

06/12/06 Refused 50% offer

16/12/06 AQ due in from Cobbetts

23/12/06 Rec'd copy AQ from Cobbets

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Barclays should accept it, don't give them an option, or point out the number. The cheque is to you, and the account number is for reference only. I paid mine into my Smile account via the post office without a problem.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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