Dubai Debt Help

[renegadeimp]

Could you post the full email headers please. I have a nagging feeling I know whats up.

[DELL1981]

from: Ixxxxl, Lxxxxa to: xxxxxxxxxxxx

date: Sat, Sep 6, 2013 at 7:56 AMsubject: RE: CITIBANKmailed-by: citi.com

I don't want to show her full email or she will probably start getting harassed

 

Could you post the full email headers please. I have a nagging feeling I know whats up.

[BRIGADIER2JCS]

The Federal Courts of Dubai;

1. The Court of first instance: (primary litigation).

 

2.Court of Appeal (2nd Level of litigation).

 

3. Court of Cassation: (Final and Highest arbiter).

[renegadeimp]

I mean the full headers that show routing too. If it isnt genuine it will show it has been routed or masked. The part you quoted is one of the parts they can change.

[sillygirl1]

The Section 188 that I found was dealing with fraudulent activity by a Director of a major company, as you were apparently (from your first post) an investor or shareholder this law would not apply.

 

I think you have been caught by the many spam emails going around at the moment - including one from somebody who claims to be from the 'Full and Final' resolution department of the same bank you are dealing with offering £100 per £1000 owed to clear your debt with them.

[steampowered]

The Federal Courts of Dubai;

1. The Court of first instance: (primary litigation).

 

2.Court of Appeal (2nd Level of litigation).

 

3. Court of Cassation: (Final and Highest arbiter).

 

Brig these are not federal courts they are all state courts. The UAE is a federation of seven states which all have their own laws, as well as federal laws passed by the federal government in Abu Dhabi. Dubai is just one state in the federation. Much like in the USA the state court system and federal court system are separate.

 

Generally speaking, if you wanted to bring a claim under Dubai law you would use the Dubai court system. But a federal claim would have to go to the federal court in Abu Dhabi (Abu Dhabi has two court systems: the local system covering Abu Dhabi, and the federal courthouse covering the whole UAE).

 

There is no reason why a Brit would know this, especially as we don't have any distinction between state courts and federal courts ... but Citibank UAE should know the difference.

[BRIGADIER2JCS]

As listed on Dubai site.

[DELL1981]

I'm no tech, how do I get the headers with routing I formation?

 

I mean the full headers that show routing too. If it isnt genuine it will show it has been routed or masked. The part you quoted is one of the parts they can change.

[DELL1981]

Let me try and clarify something... This email is not fake or a [problem] it's definitely from citi bank and one of their staff, i have been in contact for the passed 8 months with the same contact... From living in dubai 8 years myself and recognising the girls surname she is from the Philippines and is probably why her English isn't great... Slave labor in Dubai is everywhere even banks prefer to employ cheap labor ( from Asia) to save on cost... I'm speaking to a mule, I'm not speaking with someone who takes decisions on it...

[sillygirl1]

Dell1981, I still find it hard to believe your story, if this has been going on for 8 months then you really should seek further professional advice rather than generic advice given on here.

[Conniff]

get out of Dubai while I still could and look to find a job back home,

 

Where is 'back home' please ?

[DELL1981]

Yes, my day is so uneventful I spent the whole day making up this story... I don't care if u believe me or not... Anyway if u don't believe me, why bother commenting at all

 

Dell1981, I still find it hard to believe your story, if this has been going on for 8 months then you really should seek further professional advice rather than generic advice given on here.

[DELL1981]

Between 2 countries at the moment but home is England

 

Where is 'back home' please ?

[sillygirl1]

I comment because I care about people who are stuck in impossible situations when dealing with big faceless corporations, or smaller, more organised 'hidden' problems (like the Payday loan area).

 

This site is a self help forum and you seem to be seeking professional help for a problem.

 

If it is genuine then I apologise for my suspicious nature getting the better of me.

[DELL1981]

If you read the whole thread you will see the last 8 months I haven't been in a position to pay. Now I am I'm looking for guidance and advice (last time I checked guidance and advice means just that)... Plus I said come Monday I will be meeting with a solicitor for professional advice.... Anyway looks like u only read half the thread. Firstly, welcome and if u have any good advice or guidance then feel free to share

[Conniff]

How did you get out of Dubai without a passport ?

[DELL1981]

I left before the **** hit the fan, excuse the expression. I still had my passport and still do, just now I'm not sure if it has a big red flag against it

[unclebulgaria67]

I left before the **** hit the fan, excuse the expression. I still had my passport and still do, just now I'm not sure if it has a big red flag against it

 

Is there any suggestion that you were party to a criminal enterprise, rather than a victim ?

[Conniff]

I think you are getting 'your nickers in a twist' here, (excuse the expression). All I see is you had a bank loan and have stopped paying. What all the other rubbish is about I have no idea, all you have to do now is write by recorded delivery, a letter to the bank, either in England or the country you are in at the moment, and quote your account number and sort code from Dubai and tell them you will be making all future payments to them.

[DELL1981]

Criminal enterprise, that's a new one...

Is there any suggestion that you were party to a criminal enterprise, rather than a victim ?

[DELL1981]

Conniff, my nickers have been in a twist for a few months now, who have u been speaking to?

I think you are getting 'your nickers in a twist' here, (excuse the expression). All I see is you had a bank loan and have stopped paying. What all the other rubbish is about I have no idea, all you have to do now is write by recorded delivery, a letter to the bank, either in England or the country you are in at the moment, and quote your account number and sort code from Dubai and tell them you will be making all future payments to them.

[Conniff]

But your aren't answering anything that is being put to you??

[unclebulgaria67]

Criminal enterprise, that's a new one...

 

"I invested in a gold mining company which turned out to me a huge global [problem].

 

Unfortunately, I was tied into this [problem] for a few months before it went bad, I thought it had potential so took a loan to increase my share amount "

 

The reason I ask about criminal enterprise, is that you mentioned money was borrowed for investment purposes. I don't know what investigations Citibank have made with Dubai authorities, but given the amount involved, I would think that they would be considering whether you were party to a criminal enterprise, rather than just a victim.

 

Just a suspicion based on what information has been posted to this thread.

[DELL1981]

Sorry unclebulgaria67, I misunderstood... I see what you mean now. The total debt that I owe is split between 3 lenders. Citi are only chasing for a credit card debt which is a fraction of what I owe that totals in the region of 100,000 Sterling.

 

The loan I used for this investment was from one of the other lenders not Citi. To be honest the bank that I had the loan with for the investment have been respectfully quiet, no threats and only one email from a 3rd party debt company (the same Citi bank use) I think I recall the name as bilkash or something similar...

 

"I invested in a gold mining company which turned out to me a huge global [problem].

 

Unfortunately, I was tied into this [problem] for a few months before it went bad, I thought it had potential so took a loan to increase my share amount "

 

The reason I ask about criminal enterprise, is that you mentioned money was borrowed for investment purposes. I don't know what investigations Citibank have made with Dubai authorities, but given the amount involved, I would think that they would be considering whether you were party to a criminal enterprise, rather than just a victim.

 

Just a suspicion based on what information has been posted to this thread.

[DELL1981]

What haven't I answered? I am trying to answer to every post...

 

But your aren't answering anything that is being put to you??