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    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all  clearly showing a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced to £60 if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.   Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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lowell joined 3 debts [2 mobile, 1 credit card]made me BK, now want my house!!


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Unfortunately I never saved envelope and I am angry with myself as I read I should, I think its in bag outside still so I may go and rummage.

 

 

No I have not drafted up yet was going to ask.........The judge states I can send application by letter quoting reference number. I am a little confused as what I need to put now and what I can put in my defence etc. It will be oral hearing, do I need to go to London?

 

 

 

 

Can you post your draft here before sending it please?

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I didn't mean not to claim it at all, I just meant it wasn't the top priority at the moment and if it had been knocked off the balance at the right time then the bankruptcy threshold wouldn't have been reached and none of this could have happened!

 

I think it will have to be an oral hearing too. The question is whether or not Wendy does this herself. I personally think if she can afford it she should be represented. I think a good barrister could win this for her. It's very easy to get flustered, especially if you get an unsympathetic judge, and where Wendy is on dodgy ground here is the length of time before the appeal.

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I don't think there is any point in pursuing the PPI now.

 

I am concerned that some of the papers have apparently been lost and they may have made a difference to the order if [this] judge had seen them.

 

I was skimming through the other sides bundle and the sheer weight of correspondence from 2008 [which doesn't appear to have illicit ed a response or any form of dispute] probably swayed the judge in her decision. I can't see any written records of any dispute between Wendy and the other side over a 4 year period and I'm fairly sure the judge will have weighed any uncertainty against this.

 

As far as the missing papers go, it may be useful to Wendy if there are no notes of the earlier judgment assuming she is granted relief to a hearing

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Hello Wendy Watson

 

 

I apologise for my lengthy absence from posting on your thread/case, I am still very unwell and at the time of posting this, there is a brief let up to my illness and so I am taking this opportunity to post now, while I can. If you see this and reply and do not receive any response from me, please do not feel offended old boy, I will post back to you as and when and if I am able to – when I can.

 

 

I have not read any of the recent posts here thoroughly (due to my ill health). So, for all intents and purposes, I am posting ‘blind’ to the same, however, the material posted below is central to your case and is in fact, in my considered opinion (based upon all of our previous discussions and the facts of this matter posted here by you) the only issue to which the Court of Appeal is required to make a decision on.

 

 

That issue is this:

 

 

Should the bankruptcy Order to which this appeal relates, have ever been made?

 

 

The answer is no, because the whole bankruptcy Order which was made against Wendy was so made on the basis that all three debts stated in the said Order were indeed Wendy’s debts, however, it turns out that the said bankruptcy petition presented to the Court, does in fact contain two debts which are clearly not Wendy’s, therefore, as the Court is not dealing with two separate bankruptcy Orders – one to which relates to a debt that is alleged to be owed by Wendy and another which relates to two debts that are clearly not owed by Wendy, the Appeal Court must find that said bankruptcy Order ought not to have been made.

 

 

 

So, my dear friend, as I have said all along, Section 282(1)(a) of the Insolvency Act 1986 absolutely applies to your case and the facts of the circumstances thereto.

 

 

By the way Watson, you may be interested to learn that the Court of Appeal has accepted applications for Variation of Time Limit to Appeal - by applicants who have appealed 4 YEARS after the initial decision against them in the High Court.

 

 

Godzilla & Kind regards

 

 

Your eternal friend

 

 

The Mould

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Watson,

See the relevant CPR Pt 52 Appeals material posted below and cited case law in this area.

Rule 52.6 Variation of time

52.6

(1) An application to vary the time limit for filing an appeal notice must be made to the appeal court.

(2) The parties may not agree to extend any date or time limit set by—

(a) these Rules;

(b) Practice Direction 52; or

© an order of the appeal court or the lower court.

(Rule 3.1(2)(a) provides that the court may extend or shorten the time for compliance with any rule, practice direction or court order (even if an application for extension is made after the time for compliance has expired).)

(Rule 3.1(2)(b) provides that the court may adjourn or bring forward a hearing.)

Consequences of refusal to extend time

52.6.1 If a circuit judge or a High Court judge declines to extend time for appealing against the decision of a lower court, that decision does not have the same finality as a refusal of permission to appeal. The disappointed party may (if they obtain permission) appeal against the decision that time should not be extended. See Foenander v Bond Lewis & Co [2001] EWCA Civ 759; [2002] 1 W.L.R. 525.

The practical consequences of this decision need to be borne in mind by judges dealing with applications under r.52.6(1). These consequences were spelt out by Brooke L.J. in Foenander at para.19:

"The logic of this decision is that if a circuit judge or a High Court judge sitting in an appeal court has the choice of disposing of a belated and unmeritorious appeal either by refusing to extend time for appealing or by refusing permission to appeal, he/she should bear in mind that taking the latter course will bring the appellate proceedings to an end. The adoption of the former course, on the other hand, may entail further expense and delay while a challenge is launched at a higher appeal court against the decision not to extend time for appealing."

Criteria to be applied on applications to extend time

52.6.2 On applications under r.52.6 to extend time for appealing after expiry of the time limit, it is necessary to have regard to the checklist in r.3.9. This is because the applicant has not complied with r.52.4(2) and, in the absence of relief, the applicant will be unable to appeal: see Sayers v Clarke Walker [2002] EWCA Civ 645 at [21]; [2002] 1 W.L.R. 3095. In cases where the arguments for granting or refusing an extension of time are otherwise evenly balanced, the court should evaluate the merits of the proposed appeal in order to form a judgment on what the applicants will be losing if time is not extended: see Sayers v Clarke Walker at [34]. In Smith v Brough [2005] EWCA Civ 261 the Court of Appeal, in the course of refusing to extend time by 39 months, stressed the importance of finality in litigation.

In Smith v Kvaerner Cementation Foundations Ltd [2006] EWCA Civ 242; [2007] 1 W.L.R. 370 the claimant was granted permission to appeal, despite his delay of four years in applying to the Court of Appeal. The paramount consideration in that case was that the claimant at trial had been denied his right under ECHR art.6 to a fair hearing before an independent and impartial tribunal. There was also a good explanation for his failure to pursue an appeal earlier.

If an application to extend time for appealing is made in time (i.e. it is made prospectively), then r.3.9 does not apply: see the reasoning of the Court of Appeal in Robert v Momentum Services Ltd [2003] EWCA Civ 299; [2003] 2 All E.R. 74.

Where, in an appeal brought under a statute, the time limit for filing the notice of appeal is fixed, not by r.52.4, but by the statute itself, the court may lack power to extend that limit under r.3.1(2)(a); see para. 52.4.1.1 above.

I sincerely hope the above will be of some help to you Watson.

Kind regards

The Mould

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Hi The Mould,

 

Wendy will be soooo happy to hear from you. We have both been very concerned about you and your family and you have been constantly in our thoughts.

 

We are just so sorry you are going through such a very bad time.

 

Sending you love, hugs and prayers,

 

DDxx

 

 

Dear Desperate Daniela,

Thank you very much and so much for your continued kind words and compassion and humanity for your fellow neighbours.

If I was well enough, neither Watson nor any other good person would ever suffer any injustice or wrongdoing against them in this place.

Goodness me…………………………., I, pray so hard and so deeply,………………oh this is not the way, I am so sorry Watson and Daniela and all of you other good people.

If I can help, if I am allowed to help, I will help all of you, with God’s help I will, but right now and for a long, long time, I have needed his helpers to help me and my family, but they have not come…………………..and so, oh Lord please, my dear Watson, Daniela and all of you so very good members of Cag and my fellow neighbours, I love you all, I am so, so sorry……………I am signing off now.

Godzilla & Kind regards

The peoples eternal friend

The Mould

Who will be back, who will fill the skies and envelope his fellow people with a shield that will protect them from all the suffering that evil & ungodly people have bought upon them.

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Hello Wendy Watson

 

 

I apologise for my lengthy absence from posting on your thread/case, I am still very unwell and at the time of posting this, there is a brief let up to my illness and so I am taking this opportunity to post now, while I can. If you see this and reply and do not receive any response from me, please do not feel offended old boy, I will post back to you as and when and if I am able to – when I can.

 

 

I have not read any of the recent posts here thoroughly (due to my ill health). So, for all intents and purposes, I am posting ‘blind’ to the same, however, the material posted below is central to your case and is in fact, in my considered opinion (based upon all of our previous discussions and the facts of this matter posted here by you) the only issue to which the Court of Appeal is required to make a decision on.

 

 

That issue is this:

 

 

Should the bankruptcy Order to which this appeal relates, have ever been made?

 

 

The answer is no, because the whole bankruptcy Order which was made against Wendy was so made on the basis that all three debts stated in the said Order were indeed Wendy’s debts, however, it turns out that the said bankruptcy petition presented to the Court, does in fact contain two debts which are clearly not Wendy’s, therefore, as the Court is not dealing with two separate bankruptcy Orders – one to which relates to a debt that is alleged to be owed by Wendy and another which relates to two debts that are clearly not owed by Wendy, the Appeal Court must find that said bankruptcy Order ought not to have been made.

 

 

 

So, my dear friend, as I have said all along, Section 282(1)(a) of the Insolvency Act 1986 absolutely applies to your case and the facts of the circumstances thereto.

 

 

By the way Watson, you may be interested to learn that the Court of Appeal has accepted applications for Variation of Time Limit to Appeal - by applicants who have appealed 4 YEARS after the initial decision against them in the High Court.

 

 

Godzilla & Kind regards

 

 

Your eternal friend

 

 

The Mould

 

 

My Dearest, Kindest Mouldy,

 

 

My Heart has been overflowing with love, and concern for you, and your family Mouldy, in your long absence these past few months I and DD and many more I am sure have said many prayers for your wellbeing,

 

 

To come home from a very bad day (family matters) to find you Mouldy, and all the other CAG members, many posts to my case, Left me crying with Joy and Happiness, the past hour or so I could not even speak ! I am overwhelmed to hear from you Mouldy and also big thanks also to Mike, Daniella, Ganymede, and many more for being here for me.

 

 

Wendy aka Watson is back on the case and will digest all posts and come back to you xxxx

 

 

Mouldy I always knew you were still out their as promised many, many moons ago

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Wendy

 

Tbh, you really need specialist advice. Not had time to read or digest the whole thread, if you're genuinely stuck and can't source legal assistance all I can come up with at short notice is to apply to set aside the order and request relief to a oral hearing as the matter of your solvency was not considered by the lower court. You believe that as you were able to service the demand (and evidence same) had it come to your notice and were not insolvent s282 (1)(a) of the insolvency act would be effective, the bankruptcy order should be annulled. You would also be asking the court to grant you relief from sanction for the delay in appeal in asking it to look behind the lower court judgment.

 

There could be other reasons to set aside or vary but right at this moment I can't think of any to suggest.

 

 

Thank you Mike for above this will be my defence and one I can really say I believe With Kind regards WB xx

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We love you too, and if you ever want to let off steam, or I can help in any way, please pm me.. I know Wendy feels the same.

 

In haste,

 

DDxxx

 

 

OMG............... Daniella, Prays do get answered sometimes ! I am overwhelmed to read all these Posts tonight after such a bad day ! I am soooooooooooooooooo happy, and relived our friend Mouldy is around, even if it is for a short while, at least he knows how much he has and always will mean to us xxxx Big Hugs Wendyxx

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Thank you Mike for above this will be my defence and one I can really say I believe With Kind regards WB xx

 

Wendy

 

Bear in mind I'm no expert and it may be your last throw of the dice in the matter. Given the fees already involved you could end up on the end of a forced sale and losing all the equity in your home if this doesn't go in your favour.

 

The 'debts' were found to be fact, that part of the process is settled, the court has no interest in hearing any arguments regarding proof whilst they are vested in the bankrupt estate. The recent order hilited the judges decision in finding no grounds within your appeal to grant you relief.

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Wendy, it just appears to be repeating the grounds already rejected.

 

Your appeal to be heard out of time is based on your solvency, your ability to pay on demand immediately/forthwith, without question or dispute. Mentioning payment plans and disputes after the fact will not provide you with any grounds to annul.

 

You can't at this time argue the proof/validity of the debts as the lower court judgment settled them as fact.

 

In effect you need to show the court that you were not bankrupt at the demand.

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Wendy, it just appears to be repeating the grounds already rejected.

 

Your appeal to be heard out of time is based on your solvency, your ability to pay on demand immediately/forthwith, without question or dispute. Mentioning payment plans and disputes after the fact will not provide you with any grounds to annul.

 

You can't at this time argue the proof/validity of the debts as the lower court judgment settled them as fact.

 

In effect you need to show the court that you were not bankrupt at the demand.

 

 

Thanks Mike, I really do not know what I am supposed to write, or shall I just request Variation of time and a oral hearing ? wendx

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Thanks Mike, I really do not know what I am supposed to write, or shall I just request Variation of time and a oral hearing ? wendx

 

You said you could evidence you could satisfy the demand, do you have a bank or building society statement showing you had enough in liquid assets to pay the sum demanded at that time?

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You said you could evidence you could satisfy the demand, do you have a bank or building society statement showing you had enough in liquid assets to pay the sum demanded at that time?

 

 

 

January 2007 I had 78,00O In my bank account after divorce and sale of house, I paid by DD from taking out card end of November 2006 to Capone for 18 months, with no communication by phone,letter, or email account of just £500 was in trouble.

 

 

November 2007 brought house with ex-husband, became very ill after a breakdown.

 

 

2008 till April 2013 I was on long term disability's and also in June 2012 receiving foster care allowance for my grandson.

 

 

Also my ex husband who is self employed would have paid any debt proven to be owed in full as he owns more than half the property.

 

 

I am sure this would show I was able to pay any debt that was proven to be owed. WBX

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Its the date of demand you need to satisfy. If not in your own name did you have shared liquid assets where you were a named party at that time. Could your ex provide any evidence that he held cash at the bank for you?

 

As an example, 18 months ago I could lay my hands on the better part of 700k, if I were served a demand today I'd be hard pressed to find 5% of that without selling property.

 

The court will only be interested in the sum available to you in liquid/cash assets at demand.

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Mike do you mean date of demand from Capone or Lowlife?

 

 

Capone was as evidenced in August 2008 and Lowlife was December 2012 but in any case I only had income support and later in 2012 foster care allowance, but I could have got money from my ex husband who earns good money and who has endowments and alike, and also any one of our family members could have given me this amount and more.

 

 

But I suppose that's not good enough, although remember here it was never proven that two mobile phone bills were mine and neither one totalled £750..... needed to take me into Bankruptcy, So we are talking an alleged debt of £850.36p Hardly an amount to warrant a Bankruptcy. WB

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