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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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TV License fines....BBC responsible for over 10% of all criminal prosecutions in Magistrates Courts


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'Behind the scenes' a great deal of information has been submitted to Mr Andrew Bridgen MP regarding the new clause that he has submitted to the Deregulation Bill that would decriminalise non-payment of the television licence, making it instead a civil offence.

 

Voting will take place later today in the House of Commons. So far over 160 MP's look set to support the new clause. I am sure that we all wish him good luck.

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Yes let's hope it goes through, it is obnoxious that the status quo is effectively in extremis, Capita a private company can enable someone to go to jail.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Bailiff companies will be pleased as clearly less people will pay and more will go to civil enforcement.... :|

 

Tongue in cheek.........I wonder what percentage of the those that don't pay are the 'can't pays'.......civil enforcement or not you still can't get blood out of a stone........:lol:

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Tongue in cheek.........I wonder what percentage of the those that don't pay are the 'can't pays'.......civil enforcement or not you still can't get blood out of a stone........:lol:

 

It is significant that in the 1980's and 1990's the main womens prison population were single parents on benefits jailed for non payment of fines for no TV License, indeed it will mainly be the can't pays hounded by bailiffs.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Also tongue in cheek ......

 

As a TV Licence is allowed on the Common Financial Statement, perhaps we ought to be thinking of allowing those on certain benefits to receive subsidies or even free licences. It could even be that it should be means tested, as the OAP's who would lose their free entitlement might balance out the ones on benefit who can't pay it. A win - win situation with no nasty bailiffs getting involved. :wink:

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Also tongue in cheek ......

 

As a TV Licence is allowed on the Common Financial Statement, perhaps we ought to be thinking of allowing those on certain benefits to receive subsidies or even free licences. It could even be that it should be means tested, as the OAP's who would lose their free entitlement might balance out the ones on benefit who can't pay it. A win - win situation with no nasty bailiffs getting involved. :wink:

That is too much like Common Sense Coughdrop LoL,

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I have just heard that Andrew Bridgen MP's amendments (numbers 19 and 20) have been AGREED !!!

 

The Committee congratulated this back bench MP for managing to bring such significant changes to the law and for gathering so much support from all parties.

 

The law cannot change until 2016 and the amendments now mean that a year long review will be undertaken. Capita were mentioned a great deal during the debate !!!

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I have just heard that Andrew Bridgen MP's amendments (numbers 19 and 20) have been AGREED !!!

 

The Committee congratulated this back bench MP for managing to bring such significant changes to the law and for gathering so much support from all parties.

 

The law cannot change until 2016 and the amendments now mean that a year long review will be undertaken. Capita were mentioned a great deal during the debate !!!

 

All accurate, and indicative of Capita's corrosive influence on anything they touch, and highlighting the arrogance and incompetence inherent within Capita I would hope

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Don't tell me someone happened to read this thread by any chance?

 

Wonder if the MPs were castigating Crapita or praising their record of enabling poor people to have a holiday in prison?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Don't tell me someone happened to read this thread by any chance?

 

.

In fact...only a few moments ago I received a very nice email from Andrew Bridgen MP personally thanking me for all the information that I have been providing to him (a copy of this thread was indeed included !!!)

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I believe that lessening the burden of proof to the civil standard will cause an increase in these cases. The new bailiff fees will make this a cash spinner in my opinion.

I foresee a further change to the new fee regulations to include these debts. I would be very happy to be found wrong by future events.

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