can i try again?

[littleangels3]

a couple of months ago i sent off to claim back my husbands credit card charges, i sent off for the statements which i received then i sent off the prelim i think and got a reply from them basically saying that the fees were being reduced to £12 & that he would not be getting any money back so my husband made me leave it at that therefore he got no money back, is it possible that i can claim again or do i only get one chance

[debt_mountain]

Had you done the SAR and sent the prelim?

 

If yes, then just ignore hubby (that's what my wife does most of the time - that was until Nationwide gave us £6000+ back, now she shows a little more interest in my new hobby)

 

That reply was the standard response. Just send off the standard LBA from the step by step guide

 

Start up your own thread so folks can see who you are after and be more specific to that organisation in their reply.

 

have fun.

[e28bigalbexley]

Carry on little angel

if you have the statements just move to the next step: asking for it back.

Work out your charges from the statements put them on the 'asking for it back' template in the Bank Template Libary alter it to your requirements, send it recorded delivery, wait 14 days(do your shedule on the spreadsheet inthe libary while waitng) and then carry on to the next step.

If you need any more help just shout.

 

AL.

[PhantomReclaimer]

a couple of months ago i sent off to claim back my husbands credit card charges, i sent off for the statements which i received then i sent off the prelim i think and got a reply from them basically saying that the fees were being reduced to £12 & that he would not be getting any money back so my husband made me leave it at that therefore he got no money back, is it possible that i can claim again or do i only get one chance

 

The fact that they refused you 2 months ago is irrelvent - you have 6 years to bring proceedings at Court. All you have done is be generous and give them another 2 months to consider their position - a Court will only look favourably on you for that.

 

The problem is that this isn't your account so you can't start any proceedings your self, only the account holder can do that. Put your foot down and tell him he's claiming or else.

 

P.