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Everything posted by littleangels3

  1. This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. how did you put claim in against aqua i thought the addres is not in england? I was trying to claim for my husband but couldnt because of the address?
  3. im currently in arrears with my mortgage and am being charged £40 a month for this am i able to claim this back now?
  4. ive had my statements back from last 6 years from index saying that its been to debt recovery since 99 so obviously no help what so ever what do i do now can i ask for previous 6 years prior to this?
  5. i won money was credited to my account yesterday.. yipee thanks everyone for your help.. :)
  6. probably but i dont care im getting my money back! anyway at least you arent having to pay up to go to court & at the end of the day you got what you asked for so good result for us both, well done & have a good xmas
  7. i think ive won got a phonecall from halifax yesterday about my claim & they offered to pay my charges, interest at 8% not their rate as i asked for and my court fees so i think ive won dont you i didnt understand all that interest rate business so i agreed im so chuffed..
  8. so what would i need to do then send another lba or straight to mcol hes had a further charge since then aswell.
  9. congratulations!!!!!!!!!!!!!!!!!!!!!! when did you file claim?
  10. ive remortgaged 3 times now i think @ obviously each time have had 2 pay erc only one problem i dont think i have any of my old account numbers i have a feeling i threw them away a few months ago so am unsure what to do please help?
  11. im writing regarding my hubbys account we sent all the letters think they owed him something like £900 anyway they replied with an offer of £200 as full and final settlement which he accepted much to my annoyance is there anything we can do or has he lost out?
  12. congratulations!!!!!!!!!!!!!!!! im gutted though coz i filed mcol on 13th yet havent heard anything yet other than that theyre going to defend..
  13. congratulations i hope mine doesnt take too much longer.
  14. any idea how long it takes from now, claims been acknowleged today, i was starting to get worried coz i hadnt heard anything? i filed claim on 13th november:)
  15. Im just trying to get my schedule of charges sorted out to send to the court but seeing as i have claimed at the banks rate of 29.8 how do i word the accompanying letter?
  16. how long did it take you once you filed your claim i did it last monday but havent heard anything yet?
  17. that would be good ay. keep me posted on how you get on.
  18. i also couldnt work out the spreadsheets so i asked someone from here to help me & they worked it out with there od rate, i filed my claim last monday havent heard anything yet though.
  19. I did it i filed my claim online on 13/11 they have til the 3/12 to respond, lets hope they pay up soon ay. thanks notlam for all your help with the interest.
  20. I am really confused i cannot work out at all how to do the interest i have tried for days to use the spreadsheets but i just cant work it out im due to take them to court on monday if i can afford it but i cant figure it out at all im claiming £1368 can i not just times it by 8% or is it easier just to leave the interest out all together all these numbers are giving me a headache
  21. was just wondering are halifax paying up what they offered or letting you take them to court 14 days is up on monday but im short on funds to file a claim dont know what to do should i just accept the money?
  22. so if i go in to the county court do i need to take bundle then? is there a link for mcol?
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