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    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
    • Why are FCA’s “name and shame” proposals causing a stir?View the full article
    • I am coming back to this thread after receiving a Single envelope containing 2 letters: 1 from Max Recovery telling me that my account was transferred to Drydens Fairfax in 2007 1 from Drydens Fairfax telling me that they are under instruction from their client to seek repayment.   These relate to a Barclays Overdraft from the early 00s, last payment through PayPlan was 04 June 2019, but neither of the letters are from Barclays themselves.   I have informed Drydens in both May 2019 and June 2023 of changes of address. No letters beyond a confirmation of the change and a request for finanical details have been received, which ive ignored.   What i was wanting to know is do i just ignore these as per previous advice? I know that i cant CCA an overdraft debt but what is the usual "plan" for dealing with old overdraft debts? Am i trying to run the clock down until June 2025 when it becomes statue barred?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Motorcycle Entitlement "Disappeared" from my licence


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my A entitlement has swithced from full to provisional after moving home recently.... i've rang dvla and its the same case as most on here i need proof. i passed my test in 1989 and have moved home several times since then.... the school and pass centre no longer exist..... any suggestions anyone..???

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The bad news on this is I am not aware of anyone on this forum ever having successfully challenged the DVLA as being wrong on this. If you had spoken to them immediately you got your new licence back the "may" have been able to still review the old licence before it was distroyed, but as you have no idea when this error occurred I think you're on a hiding to nothing.

 

The DVLA are never wrong and the never make mistakes. We know this coz the DVLA have told us so it must be true!!!!

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Slight possibility you could try...

 

Have you had reason fairly recently to submit your licence to any reliable 3rd party who may hold a photocopy? e.g. do you drive a works vehicle and if so they may have asked you to provide your licence which they have on record. or if you have bought a new car the showroom usually take a copy of a DL as proof of identity.

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no dont drive for a company and not hired a car in years......

they have said without proof i need to retest..the thing is about that one is have already bought a new bike (first one in 10 years) and have already forked out for insurance tax new helmet gloves leathers and so on... i pick bike up on monday and dealer needs to see liecence this is why iv'e routed it out... as there is no evidence on my photo liecence of bike entitlement......

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If you have had valid insurance in previous years for a partuicular capacity motorcycle then you could use the documentation to your advantage (along with a covering note from a solicitor).

Additionally taxing a motorcycle requires the same document to be on the DVLA records for a V11 to be sent out.

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Even if he had insured the bike previously, the insurance company would not have required proof of his driving licence to issue it so I don't think that would help at all.

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For many people the insurance company does ask detail of the licence particulars, regardless, if the o/p has been insured to ride say a 600cc bike before now, the existence of any previous policy document for that capacity will prove that he/she was at some point entitled to own/use such a vehicle on the road and must therefore have passed a test of some sort.

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For many people the insurance company does ask detail of the licence particulars, regardless, if the o/p has been insured to ride say a 600cc bike before now, the existence of any previous policy document for that capacity will prove that he/she was at some point entitled to own/use such a vehicle on the road and must therefore have passed a test of some sort.

 

Dont think you are right, I have had motor insurance for over 30 years and never asked to provide my licence, but my policies have always said licence type as Full because I told them I had a full licence.

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Interesting, but I think you will find that policy by esure is pretty unique. I have used many companies over the past 30 odd years and never had to provide a copy licence to them.

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I have used many companies over the past 30 odd years and never had to provide a copy licence to them.

 

Insurance Companies are essentially Bookies.

They take bets (issue policies) without questioning the bet (Proposal Form) proposed and if approached with a win claim (liability payment) will then, AND ONLY THEN, seek to find something wrong in the 'bet' so as to refuse to pay.

 

It is more cost effective to operate that way - you only check the small proportion of bets (Proposal Forms) that resulted in claims sooner that every single one. To subject each bet to such scrutiny is far more expensive administratively - another bet the insurance companies have decided upon!!

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more and more insurance companies are demanding that the driver send in a copy of their driving licence. Mainly due to the mass amount of insurance fraud happening.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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