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    • Interesting question regarding what Government accounts opposition parties have access to, before an General Election. From what I understand, Government department accounts that are published are always lagging behind and would not include some amounts which are classified as 'commercially sensitive'.  Therefore opposition parties and Parliamentrary select committees would not have access to accounts which contain real time up to date information. If a new Government have found £20 billion of spending liabilities they did not know about, this could be true, as £20 billion is not that much when you look at total Government expenditure. Government department are making decisions on spending all of the time and it could be the previous Government were planning tax changes and/or spending cuts to balance the books.  Jeremy Hunt has recently said that if the Tories had stayed in Government and held an Autumn budget, it would have been very difficult to cut taxes as some had wanted.
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    • Trump instigated that didnt he @theoldrouge despite losing the election - and Biden mitigated as much as he could within his boundaries?   "President Donald Trump ordered a rapid withdrawal of all U.S. troops from Afghanistan and Somalia in the wake of his 2020 election loss"   “The order was for an immediate withdrawal, and it would have been catastrophic,” said Rep. Adam Kinzinger, R-Ill., one of two Republican members of the special panel. “And yet President Trump signed the order.”   Trump ordered rapid withdrawal from Afghanistan after election loss WWW.MILITARYTIMES.COM The memo was among the latest revelations from the congressional committee investigating the Jan. 6, 2021, attack on the Capitol building.   Although i agree that Biden should have done more to mitigate Trump driven disasters
    • ok your WS is wrong. Paragraph 16 and 17 says  you did not contract with evri but this is not true - see below  Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency post 251 of occy thread - £844 lost    you should also add a paragraph on donough v Stevenson talking about the fact that even without contract there is still duty of care to goods and by failing to deliver this duty has been breached.   Make those changes and post it back up here and I'll check over things again
    • no we cant add the occy thing because leicster are being difficult people so we're just going to go without it for now
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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international call barring


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Hi all,

It has come as a major surprise to me that O2 are being incredibly unhelpful in applying either a credit limit to my phone (in case of unauthorized use if stolen), or applying an international call barr ( the most likely use if stolen).

 

Am i being unnecessarily harsh/stupid in requesting same or are they simply looking to profiteer in the face of possible misfortune?

 

Has any body managed to get this done with O2? And/or found an inventive work around?

 

Thanks

 

Jaba

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Hi

Yes mobile with O2.

 

All i have tried thus far is trying to persuade the call centre guys that this is somethings the network is well able to do IF they have the intention of doing so?....... but they are not interested.

I am also aware of a hack using some software, but that requires a jailbreak which i dont want to do at this stage.

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There's not a lot of point in arguing with the CC staff that O2's company policy is wrong - they don't have the power to change that policy.

 

Saying that, I seem to recall from my own (mercifully brief) days as an O2 CSA in Glasgow that international barring was actually possible, although a credit limit was not.

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If O2 no longer offers international barring, there probably is a workaround somewhere out there, though I suspect that any such workaround could be defeated by a determined thief. There are also anti-theft apps that will lock out the phone, delete stored data and so on and which can be accessed online.

 

You are not liable for any charges incurred after you report the theft to O2.

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If O2 no longer offers international barring, there probably is a workaround somewhere out there, though I suspect that any such workaround could be defeated by a determined thief. There are also anti-theft apps that will lock out the phone, delete stored data and so on and which can be accessed online.

 

You are not liable for any charges incurred after you report the theft to O2.

 

Although it is true that you are only liable for calls until the theft is recorded:

 

1 you do not have your mobile on you, and probably don't have a number for o2 on you.

2 a thief will take a phone with a view to instantly calling international premium rate number that they get some financial benefit to.

 

I would personally, just to put your mind at rest, Write to o2 and ask if they can confirm what measures they can put in place to protect you.

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I would personally, just to put your mind at rest, Write to o2 and ask if they can confirm what measures they can put in place to protect you.

 

An interesting idea and one i might just do to see what liability they may think they have.

 

. I still struggle to understand why so few if any people are complaining about this huge hole in consumer protection !

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Even if you disable & wipe your phone remotely a thief could put the sim into a different phone to use it ...

 

I am equally horrified by the mobile companies policies re credit limit etc. Even with insurance, you have to pay that instead - heads they win unless your insurance provider is a different company & they still cover unauthorised use after theft

 

I can't imagine that there are many customers who are completely happy with their lack of safeguards even against inadvertent own overuse

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Even if you disable & wipe your phone remotely a thief could put the sim into a different phone to use it ...

 

I am equally horrified by the mobile companies policies re credit limit etc. Even with insurance, you have to pay that instead - heads they win unless your insurance provider is a different company & they still cover unauthorised use after theft

 

I can't imagine that there are many customers who are completely happy with their lack of safeguards even against inadvertent own overuse

 

Hint for all, you can pin protect your SIM

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Your phone will have an option to add a pin. All phones do.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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Yep. Usually 2 options. 1 is enable pin for the phone. Other is for the sim. On mine, both are enabled, so i need to enter my pin twice each time it auto locks itself, or i switch it on/off. Both Pins are different. On some smartphones, you can even make the pin a gesture so its pretty much impossible for anyone to crack.

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http://bswan.org/revenue_share_fraud.asp#.UaKSpNK-pcZ

 

November 2012

 

The basic GSMA roaming agreement for example, which is bilaterally agreed between two operators says that the originating operator must pay for all calls originating from his network — whether it is fraud or not.

 

..........

IRSF (International Revenue Share Fraud) is a huge problem that the industry finds difficult to manage. Unless we start getting some localized legislation in countries to stop the money flow, it will continue to be difficult to manage. Stop the money and you stop the problem.

In my view, the operator shouldn’t be paying money when they know that at the end of the payment chain, a percentage of this is going to get into the hands of fraudsters. In my view, this money is the proceeds of crime and payment could constitute money laundering.

 

from the previous head of Fraud Management at the Vodafone Group who left the post a few months ago.

the above article is a must read for anybody who wants to understand how the industry is being allowed to defraud the customers.

and this

http://www.itu.int/ITU-D/finance/work-cost-tariffs/events/tariff-seminars/Geneva-OriginID/pdf/Session5_Maxwell_GSMA_v3.pdf

 

the only protection the customer has would be to dispute the bill and wait for the Network to take you to court. I have not seen a single case where they risked doing this.

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100% agree. As always in the mobile industry all profit is good, but any responsibilities are shirked.

 

IMO Jabamusic is trying a pre-emptive strike here. It would be good to get the view of the networks so let us know how they reply Jabamusic please.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

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