Lowell Red Chasing 7 year old debt

[MrHat]

Following

[tipo808]

Ok, thanks Brig and CB, I will send the next letter as advised and see what happens.

[BRIGADIER2JCS]

:clap2:

[tipo808]

Could anybody confirm the postal address for Red and Lowells?

[citizenB]

Could anybody confirm the postal address for Red and Lowells?

 

Lowell Financial

Enterprise House

1 Apex View

Leeds

LS11 9BH

[tipo808]

Thanks, and Red is exactly the same?

[citizenB]

Thanks, and Red is exactly the same?

 

Just checking.. BRB

[citizenB]

Yes, I would guess you would address any letter to Red along the lines of..

 

Lowell Financial Limited t/as Red Debt Collection.

 

At the same address I gave you earlier for Lowell

[tipo808]

Ok, thanks for that CB.

[BRIGADIER2JCS]

If sending recorded delivery leave out the PO Box number.

[tipo808]

Hi CB, BRIG,

I sent two recorded deliveries to Lowells and Red as advised above. Just received a letter from Lowell Portfolio 1 stating they have reviewed my account and the Limitations Act 1980 now applies and will no longer be asking for payment. They also state they will no longer be sending anymore letters and have closed my account. I owe £0.00

Thankyou all very much, who have replied to my questions with your expert advice especially CB and BRIG

I have also made a small donation via paypal I hope it finds you both. Just one last question, can they sell on a SB debt and I will have to do all the sending letters again and again?

 

Thanks again

[KaptRoger]

They shouldn't but they might. It has been known. If it does happen come back here and the Site Team will advise on the best way of stopping it.

[BRIGADIER2JCS]

Hi CB, BRIG,

I sent two recorded deliveries to Lowells and Red as advised above. Just received a letter from Lowell Portfolio 1 stating they have reviewed my account and the Limitations Act 1980 now applies and will no longer be asking for payment. They also state they will no longer be sending anymore letters and have closed my account. I owe £0.00

Thankyou all very much, who have replied to my questions with your expert advice especially CB and BRIG

I have also made a small donation via paypal I hope it finds you both. Just one last question, can they sell on a SB debt and I will have to do all the sending letters again and again?

 

Thanks again

 

Hi Tipo thank you on behalf aof CAG and CB the thought and donation I am sure are much appreciated!!

 

IMO even Lowlife will not attempt to sell this off now, even if it did crop up again it's killed with one letter.

 

Good result.

[MrHat]

Great result. Well done!

[BRIGADIER2JCS]

Use all the reference number and write

As Follows:

 

For the Personal Attention of

Ms Sarah de Tute

Director of Legal & Compliance

The Lowell Group

Enterprise House

1 Apex View

Leeds

LS11 9BH

 

Date:..................:

 

Refs:............................. List all.

 

Sir/Madam,

 

I refer to the accounts /references quoted above, please take note I do not acknowledge any debt to the Lowell Group

 

I have been prompted to review my credit history and have concluded that ALL the alleged debts that Lowell is pursuing are now statute barred, therefore I will not now or in the future make any payment of offer of payment in regard to these alleged debt.

 

Lowell is reminded that should it dispute the status of any of the alleged debts it MUST produce unequivocal proof that the alleged debt is not statute barred.

 

Any allegations that payments were made in relation payments being made to the alleged debts in the relevant 6 year period will be rejected unless unequivocal proof of any such payment is provided, mystery one off payments will also be refuted.

 

Lowell will now confirm in writing that these alleged debts are statute barred and that it has closed the files and removed all data relating to me from its records.

 

Send recorded signed for post check date received.

 

I am fully aware of the OFT Guidance on Debt Collection and the sections regarding the pursuit of statute barred debt.