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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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... Yet another Very Customer


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Sorry, another thread for Very !!

 

I'm worried about a debt we have with them, my wife has approx £4000 owing and the APR is just under 40%, so in just over 2 years it will have doubled and in just over 4 years time it will have increased to £16,000. Due to changes in circumstances I've now written the initial letter to Very offering £50 p/m which is about all we can afford at the moment, and asked for the interest to be frozen - I'm not convinced they will do this (it strikes me that the type of company to charge 40% APR will not be sympathetic). One thing I've read is that a CCJ will normally mean that the interest is frozen (i need to check the credit agreement to make sure there are no clauses around applying interest after a judgement is made).

 

In this case it feels like a CCJ would actually be beneficial - is there any way we can force this into court ? we have a mortgage with limited equity, so worried that the APR will snowball if this isn't dealt with and overtake the small amount of equity that we do have, we would even welcome a charging order on the house if it means that the interest is frozen and we can pay off the debt with realistic monthly payments

 

If anyone has any experience of how Very react to offers of reduced payments, etc, it would be greatly appreciated

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Despite the fact i'm having issues with the PPI on very and littlewoods (same company) - they really are good with payment plans.

Phone them, cry if you must (or ask your wife, sob like a baby haha) , and ask them to freeze it and let you pay little and often. They have let me do it twice as i have got into difficulties before :)

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  • 2 weeks later...
Despite the fact i'm having issues with the PPI on very and littlewoods (same company) - they really are good with payment plans.

Phone them, cry if you must (or ask your wife, sob like a baby haha) , and ask them to freeze it and let you pay little and often. They have let me do it twice as i have got into difficulties before :)

 

god you was lucky ive tried dealing with very for over 14 months about reduced repayments and they will not budge and advice to the op do not ring them they will tie you up and get you to take out a plan which you cant afford pay what you can and just deal by post..

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god you was lucky ive tried dealing with very for over 14 months about reduced repayments and they will not budge and advice to the op do not ring them they will tie you up and get you to take out a plan which you cant afford pay what you can and just deal by post..

 

 

same here they are ignorant?

:mad2::-x:jaw::sad:
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same here they are ignorant?

 

got a letter from them today ive got a £4000+ balance and ive already told them im on carers allowance the letter states i must pay £2500 by 5th april lol facking idiots

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I told shop direct I will pay £20a month for 6 months..I told them I will contact them at the end of the 6mth period to let them know if my situation changes..they excepted my offer..Pay what you can afford ,,set up a Standing ~Order....Ive been told that shop direct never take ppl to court ..they would look very stupid to go court anyway if you are making regular payments that you can afford

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I offered very £20.00 per month and made a payment, they ignored the freezing etc and just did not bother accepting, so told them in e-mail that it is no use sending 3£20.00 to be eaten up in charges, = no response, then a statement lot later stating agreed payments of £44.00 have not been met? oh! yes what agreement?

:mad2::-x:jaw::sad:
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We did try one phone call, but the best they will offer is to stop the penalty charges the call was ended. I've had zero response to the letters offering £50 pm if they agree to freeze interest.

 

Its the interest that worries me, it's in my wife's name but the mortgage is in our joint names, i am concerned that in 5 years time (when the £4k debt has become >£21k) they will try to get a charging order or similar and try to force a sale on the house.

 

I wouldn't mind if anyone can cast their eye over the agreement uploaded here http://www.pdfhost.net/index.php?Action=Download&File=00b0642078c3d23434dedd7c1352a373

 

I can't see anything re adding contractual interest following a judgment, does this confirm that if it's goes down the CCJ route it will not be possible for Shop Direct to carry on adding the high level interest ?

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