Jump to content


Steve_n -V- HSBC


steve_n
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6359 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I know, sorweeee :o

 

They are definitely BOTH drinks - what else could they possibly be :eek:

 

Glad I make you chuckle, it's good to laugh

 

p.s your little'un looks REALLY cute - awwwwww ( I used to be just as cute 'once' ) :D

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

  • Replies 238
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Ahhh thank you!! Im sure your still just as cute now!! ;)

 

It is good to laugh, it something I love doing but dont do it all that often so thanks! :)

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

Your very kind :o :o

 

I'll do my best to bring a smile to your lips ;)

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Whats that face for?!! lol

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

ahem............ purlese!

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

Link to post
Share on other sites

LOL, they were supposed to be 'embarressed' faces, but somehow they changed to EKK ones !!

 

Don't ask why I was feeling embaressed

 

I said DON'T ask LOL

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Good Lord! :rolleyes:

Smile:-The Ethical Bank:- Settled July 2006

HSBC:- Pre-lim sent 09/10/2006

LBA sent:-26/10/2006

Court papers issued:- 13/11/2006

Citifinancial/DLC:- Ongoing since 21st August. Now part of an OFT investigation into Debt Collection Practices.

I am only a Doctor of Love NOT Law. Don't blame me if me advice goes belly up!

:D (I will try to help all the same)

 

If i've helped, use the scales at the top to tell me how great I am!

Link to post
Share on other sites

Lol

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

What on earth has 'the Lord' got to do with it ?

 

Hey, can he strike HSBC with a big lightening bolt - please

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

heh heh, i take it nothing for you either today?

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

Link to post
Share on other sites

Hey babs,

 

What on earth gives you THAT idea LOL . . . but now you ask NO, NICHT, NEIN . . . :mad: :mad: :mad:

 

Steve

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Helloooooooooo

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

Link to post
Share on other sites

Hey Steve! Hows things? Any interesting post today?! I have nothing but a bill I cant afford to pay!! Also spoke to someone from MCOL earlier (Uve prob cn this on Babs' thread!) but in brief because of xmas HSBC have until the 28th to file a defence instead of the 23rd as I thought!

 

No money in time for xmas for me! :(

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

Hi Clare,

 

Hey I like the new pic of your little'un - cool :)

 

Sorry to hear that your gonna be 'poor' for xmas, that sucks - I have some choccie biscuits I can share if you want !! (I'd even give you my 'last one' ) ;)

 

When did you actually submit your MCOL, mine was the 17/11, so my 28 day deadline will be 14/12 (I think) but after what you just said I'm not so sure now !! :?

 

I'll PM you later, when I get a chance, bit busy here at mo :-|

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Thanks... I asked HSBC to extend my o/d but they wont (I wonder why!) so Ive just gone over my limit 'un authorised'. Im not gonna let them spoil my xmas!! But still, id love to share your chocolate biccies, thank you, your very kind! :)

 

I did my MCOL on the 20th it was issued on the 21st. Ive worked yours out to be the 15th? She said that if its a weekend or bank holiday that they have until they give them till the next working day! :( But either way, if yours is the 14th or 15th your fine!! Thats next week!!!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

Hi Clare,

 

Yep, my 'big' day is next wed all being well, then I can HIT that little ole judgement button in MCOL, but I just know that that dear ole DEBS at DG will scupper that one by submitting a full waffle charged defence and then I have to find another £100 taking my account even more overdrawn and getting even more charges - life on planet earth goes on, it's off to work I owe I owe, with a debit card and cheque it's of to work I go, dum dee dum dee dee dum

 

(don't worry - I've ordeded help of amazon.com)

 

I'm totally mad I know, I've been certificated, or is it certified !! :eek:

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Hi Clare,

 

(don't worry - I've ordeded help of amazon.com)

 

I'm totally mad I know, I've been certificated, or is it certified !! :eek:

 

 

What help have you got....can we share if needs be? and I think its certified.....I certainly am!

 

xx

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

Link to post
Share on other sites

LOL What are you like? Mad is one way to describe you... I can think of many more!!!

 

LOVE LOVE the tune!! Will be singing that all night now!!

 

Good luck peeps, talk soon!! xxxxxxxxxxxx :D

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

NO post today Grrrrrrrrrrrrrrr

 

Even my big box of help didn't arrive - what am I going to do NOW :eek:

 

Had a snotty call from EGG this morning, that set me up for the w.e. nicely, missed last months CC payment, arrggghhhhh I think I'll be walking the streets this christmas selling chestnuts :eek: and shoelaces - unless I sell my body - nah that wouldn't work, all the refunds would make me worse off (thought I'd get that in BEFORE you say it) ;)

 

Hey Clare, hope Mr Clare didn't hear you humming 'that' tune in your sleep !! :rolleyes:

 

Babs . . . talk about PROLIFIC postings in here, you have caught up with me and are racing ahead now, can't keep up on my old PC, I haven't got enuff RAM (so I'm told) :eek: :eek: any sugestions ?? LOL

 

Steve xxx

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

I need some advice ??

 

Just checking my HSBC account, and yep you can guess !!

 

Oct charges = £125 + interest

Nov charges = £150 + interest

 

That's £275 down the DRAIN - how on earth will I EVER get my account back in order when this is how they behave

 

The question is "As I have a MCOL running, 28 days up on 14th Dec can I start a 2nd claim ?

 

i.e current claim is for period 09/00 - 08/06 so can I start a 2nd one for period 09/06 onward ????

 

Would they be likely to close my account, if they did, can they close ALL my accounts, or just the current one (I have a pesonal loan account as well)

 

I think I'll go bust at this rate !!!! sniff sniff

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

i think you could do with a two-pronged approach. first, contact the bank, a quick letter to you branch manager perhaps. tell him, you are trying to get your finances in order but their constant charging is not helping. tell him you have filed a claim against the bank for older charges and ask him if, as a good faith gesture, he might like to reverse these two charges. let him know that you (always polite, even when firm) will not hesitate to file again, but to save the bank and yourself this action - would he not care to remove them.

then, don't do anything else - but when dg contact you - as surely they must soon, when you get into any kind of meaningful dialogue with them - use the same approach with them. you have had 2 more charges levied against you - would they like to include them in your claim to avoid further legal action. (keep on top of your account - if the bank reverses them - don't mention them to dg).

as their right hand doesn't seem to know what their left is doing - i figure one or the other of these might work.

as for actually filing a second claim - yes, they will probably close your current acct. shouldn't effect your other accts. so you might like to open a current acct somewhere else if you do decide to file again. try the two-pronged approach first.

Link to post
Share on other sites

Hi Laterulas,

 

Thanks for the very helpful info, ok I'll try the 'nice' approach with my branch first - pointing out that I'm not one to be messed with as I have claim on the go at the moment !

I have a couple of savings accounts with HSBC, and also a ISA (sadly all pretty barren at the mo :| )

 

But although my account isn't actually overdrawn as I write this, it probably will be when I get hit in a couple of weeks time with £150 in charges + interest - how on earth they think I can ever get my self out of this is beyond me - incidentally I have a CC account with EGG, and they are bending over backwards to the point of being horizontal :)

 

Maybe HSBC should take leaf out of their book :D

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Hey Steve!!! (Im still humming the tune - desoerate to watch snow white now!!)

 

Im in a similar situation, was charges last month for £55 and this month for £125 (which I thought was the maximum charge? Ive never been charges more than this despite living outside my o/d limit for the whole month!!

 

I also have another account with them and a savings account, I have only made a claim up to may this year to keep it within £5000 to keep court fees down, my plan was to do a second claim in the new year for the rest oweing - £850 (aprox!) Now I hear 2 claims means ur account gets closed?! So like you I wanna know if there gonna close all my accounts or just one?!

 

No other bank is going to let me open an account, my credit rating is way too bad!!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

Link to post
Share on other sites

Hey Clare,

 

This must be our 'sensible' thread LOL

 

Just a brief note, I opened an account with Lloyds TSB, all beit only a 'cash account' but at least it's somewhere to get my salary paid into if the brown stuff hits the fan with HSBC

 

Obviously if I get all my claim back (£3,700) I won't be in amess with them anyway (shrug)

 

Talk about chicken and egg !!

 

Hope your ok

 

p.s. love the picture of your lad, loks sooooo cute

 

Steve x

Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D

 

 

if you found this post helpful, please click my reputation, thank you

 

(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

Link to post
Share on other sites

Hey clare,

did you have fun at Lazer Quest?

From what I read they usually do close accts....my credit rating is crap too but I opened a really basic one at Nat West, step acct i think its called, with no prob.

 

Hark at us having a proper conversation about banking stuff! LOL

 

And yes Mr Steve, I am forever typing! I aim to be just like you! :p

Prelim sent to HSBC 10/10/2006 for £5035

no response :x

LBA sent 24/10/2006

no response :x

MCOL filed 10/11/2006 :eek:

MCOL issued 13/10/2006

HSBC acknowledged MCOL 17/11/2006

HSBC entered defence + case transferred 12/12/06 :mad:

FULL OFFER! Received today 14/12/06 :D

 

If I have been of assistance, please tip my scales but don't forget, this is only my personal opinion, I'm no legal eagle!

 

Please sign this petition:

http://petitions.pm.gov.uk/PAYUSBACK/

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...