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1997 First National Bank PPI, CCJ, Still paying, Santander?


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Hope someone can give us a few suggestions.

 

1997 got windows from a company.(Now not trading)

 

Loan and missold PPI came from First National Bank.

Due to circumstances defaulted, they wouldnt accept payment offered

took us to court and got a decree(CCJ)

 

They got a charging order over house, which ran out.

 

They assigned the debt to Asset Link/Link Financial.

 

I disputed the debt amount for various reasons with Link.

 

Then 5 years later, this year, they got another charging order on house. In First Nationals name.

 

The query I have is this,

First National was owned by Abbey National.

Abbey National sold it to GE Money.

But GE money is owned by Santander.

 

Do I go after Santander?

 

And also when I was initially taken to court the amount could be wrong?

Thanks in advance.

I also have all documentation.

Edited by tiatia
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the history is here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?69873-Asset-Link-Capital-(No1)-Limited-First-National(GE)

 

IMHO there is unfinished business concerning the whole debt.

 

esp as the debt was SOLD to link.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello

We have recently won our claim against Aviva - 1st Nat windows loan; same situation as you except although we went into arrears we managed to pay it off prior to any CCJ. We went to the FOS who contacted Aviva who made a Without Prejudice Offer which was very acceptable. We initially wrote to GE Cap who had bought 1st Nat and got the usual runaround. This has taken about 18 months. I will look at the file tonight and let you know some more info about how we claimed.

GS

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