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    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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What is a realistic charge for a bailiff attendance?


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"Clearly the most complained about enforcement is that by certificated bailiffs under the Distress for Rent Rules - CT, Parking, Mag Fines". More slanting. CT and Mag Fines have their own sets of conditions and applicable law. Both of which are different from each other and from those used for Parking. the first two are are more analogous to execution than to the common law right of a landlord to distrain for rent. I find it disengenuous and misleading for them to be grouped together as "Distress for Rent". For example: Parking PCNs in CPE areas are enforced by an agent of the council acting in the capacity of a mere private bailiff. They are certified but they do not act in that capacity. True they are certifoe but for all the power that gives them the condition may as well be that they are a Pisces. Similarly it is not "under the Distress for Rent Rules", it is "as if" they were were. There is a difference. the "as if" and the certificate are mere window dressing that give the colour of law so that the council can behave as a landlord. "As if" is not "is". Try driving "as if" the speed limits do not apply. QED. I will not go into the Three-card Monte that is CT enforcement, that is well known already.

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You can justify the role of certificated bailiffs all you like, but in reality seizing goods and selling them for a fraction of their value is medieval, one bad apple like Mr Boast Ex of Rossendales, and the Marstons criminal who has assaulted third parties is enough to bring the whole system into disrepute. It belongs in the 12th Century, it's day is done.

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Personally I have very little experience in this kind of work.

 

Well why are you here trying to push your ridiculous views on how you think these charges are fair then?

 

Trawl across this site and you will see the misery and upset bailiffs inflict on people on a daily basis, not to mention all the well known news stories regarding bailiff actions.

 

I have yet to meet anyone who has had experience of a bailiff with good intentions.

 

Your comment about how they have to turn up in two's for their own safety is also laughable.

 

IMHO if a bailiff turns up at your property, with total disregard to the law, your rights or the householders safety acting in an aggressive manner he deserves to get knocked clean out, and believe me their are plenty that will do it, then again if they see they are not vulnerable they probably wouldnt try it. Many wouldn't condone violence put some deserve it only language they understand.

 

Sneaky, deceitful, aggressive sums up your industry to name but a few, so with your little experience of the industry if you start in that manner your on your way there.

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Spot on James - this thread has set me thinking around the whole issue of bailiff ethics or even just the concept of an "ethical bailiff". I can only conclude that a certain personality type seeks to become a bailiff and that is the very reason why that certain personality type should NOT be allowed to be a bailiff - a bit like political office!

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Where I find the problem is making the distinction between the Certificated Bailiff & the HCEO. I don't see a difference between the two & strongly believe the charges applied should be the same, after alll there is little diffrence to knocking on the door and asking for Council Tax/Unpaid PCN & that of Southern Water's Bill. It is the same goods you are attending to seize & remove. The HCEO is in the same position as the Certificated Bailiff when the debtor refuses you entry.

 

Ploddertom, it's probably a good idea to study Alexander Dehayen's own report for the MoJ as this is what the new proposed fee reform is based upon. For your ease here an edited extract:

 

There are several key differences between Non‐High Court Enforcement (Bailiff) and High Court Enforcement:

 

1) Legal obligations; An HCEO is obliged to accept any Writ sent to them for the postal districts to which they have been assigned. They also have the discretion to accept Writs from anywhere in England and Wales, but may decline or accept the Writ if it is for an area to which they have not sought assignment. The obligation to accept Writs from certain postcodes potentially places HCEOs in a position where they must incur costs, even in some cases where they may not assess a high probability of recovering fees, and therefore may not achieve a profit on a case‐by‐case basis. On a case‐by‐case basis HCEOs may therefore potentially be obliged to undertake unprofitable activities. In addition to these costs, HCEOs are also exposed to the risk that a creditor may seek damages in respect of any cases where the creditor believes that, through the HCEOs negligence or lack of appropriate action, a Writ was not successfully enforced. Due to this obligation to the creditor, the HCEO may find that he is under pressure to incur further cost in attempting to enforce the debt, at the creditor’s insistence, even when the HCEO may not believe that the actions are cost effective or appropriate. The increased level of legal obligations of the HCEO to the creditor, compared to those of the EA to the creditor are therefore likely to increase the average cost of Enforcement of High Court debt compared to Non‐High Court debt.

 

2) Case volumes / Economies of scale; In comparison to Bailiff Companies, HCEOs handle a significantly lower volume of cases. Responses to the RFI indicated that Bailiff Companies handled an average of 196,000 cases annually. HCEO respondents handled on average only 12,000 cases: just 6% of the case volume handled by the average Bailiff Companies.

 

Due to lower volumes, HCEOs have less scope to exploit economies of scale, which are most likely to exist in the administrative stages of cases. Benefits of economies of scale are likely to be limited to administrative activities as Bailiff / HCEO activities incur mainly marginal costs, assuming that Bailiffs / HCEOs are operating at close to capacity.

 

HCEOs costs per case handled are therefore likely to be higher than Bailiff Companies due to a reduced opportunity to exploit economies of scale.

 

3) Nature of client relationships; Although HCEO case volumes are very much lower than Bailiff Companies case volumes, conversely they are likely to deal with a larger number of different clients. Whilst EACs may have a smaller number of “bulk creditors”, such as LAs or Magistrates Courts, many HCEO creditors are infrequent users of Enforcement services, and may only send a single Writ to an HCEO for Enforcement.

 

Consequently, HCEOs have less incentive to attempt costly Enforcement actions on the basis of maintaining a creditor relationship. Bailiff Companies on the other hand, may undertake costly actions, even when they exceed the available fees on a particular case, in order to maintain the creditor relationship to preserve the larger volume of cases where fees exceed costs incurred.

 

This feature of HCEO‐creditor relationships might suggest that greater incentives are required to ensure sufficient HCEO action, potentially by allowing cost recovery and profitability on a case‐by‐case basis. However, the HCEO obligation is useful here, as that alone (aside from financial incentives) should ensure that HCEOs take sufficient reasonable action on all cases.

 

Since creditors send fewer cases to HCEOs, each creditor has higher expectations (on a per case basis) of the amount of information and feedback they expect to receive from HCEOs in relation to the progress made on their case or cases. The RFI responses indicated that all HCEOs were in the practice of providing “initial reports” to their creditors, containing important debtor information and an assessment of the probability of successfully enforcing the debt. Only two Bailiff Companies were in the practice of providing a similar report.

 

Providing this detailed information to creditors is costly for HCEOs. Furthermore, since creditors each supply a low volume of cases they are more likely to make ad hoc enquiries relating to case progress, and to be more insistent on further specific Enforcement action: each of these factors serve to increase the cost per case of HCEO Enforcement.

 

4) Legal complexity of cases handled; High Court Enforcement tends to be a more legally complex process than Non‐High Court Enforcement, since:

 

HCEOS have the obligation to have a wide ranging knowledge of Civil Procedure Rules and should be prepared to defend that knowledge and expertise before senior judiciary as the circumstances of each case dictate; following the levying upon goods, it is more common that an interpleader process will be entered into, during which the debtor and third parties may make representations relating to the status and legal ownership of goods levied upon;

 

HCEO fees are more often challenged by debtors through the legally complex process of detailed cost assessment; and since the HCEOs actions are potentially subject to legal challenge by the creditor, to whom the HCEO has enhanced duties and obligations (compared to an Bailiff), various aspects of the case must be recorded and administered to a level of accuracy and detail that could withstand examination in the context of a legal challenge. The administration of High Court Writs of Fi Fa therefore includes a greater level of detail and quality of information than that of non‐High Court distress Warrants.

 

As a result of all of the above considerations it is necessary for HCEOs to employ admin staff with greater levels of skill, and often with legal qualifications. Suitably qualified admin staff demand higher salaries, and serve to increase the staff overhead cost per case for HCEOs compared to Bailiff Companies.

 

5) Average size of debt enforced; In terms of case volumes the bulk of Bailiff Company case volumes (around 84%) consist of Council Tax, HMCS, and RTA Enforcement (with one Bailiff Company also enforcing significant volumes of CSA debt, and most EACs also enforcing a small number of Commercial Rent and NNDR cases in comparison to their core debt‐types). The average debt size for the core EAC debt‐types are as follows:

 

Council Tax ‐ £543;

 

HMCS ‐ £197; and

 

RTA ‐ £111

 

The average debt size for High Court debt was £3,696: substantially higher than the core Bailiff Company debts. There is likely to be a correlation between debt size and cost of Enforcement, particularly for the latter stages of the Enforcement process, since physical activity is required to be performed on goods with a larger total value. This correlation may also exist at the Administration Stage if debtors with larger debts are more likely to be seasoned debtors, or to expend greater effort to avoid paying debts.

 

The impact of these correlations would be reflected in higher costs per case for High Court debt compared to non‐High Court debt.

 

6) Frequency of occurrence of exceptional cases. Anecdotally HCEOs report a far greater frequency of occurrence of exceptional cases; where, for example, they are required to levy and remove for sale particularly large or valuable items. These exceptional cases are more costly to enforce and increase the average costliness of cases enforced by HCEOs.

 

The following section discusses each of these differences and describes how many of them increase the cost of High Court Enforcement compared to Non‐High Court Enforcement.

 

1) The Cost of Enforcement; The accounting data gathered during the RFI exercise clearly shows that the impact of the sum of factors described above is to increase the cost of HCEO Enforcement to a level substantially above Bailiff Comapny Enforcement.

 

The average total cost per case for an HCEO was determined be nearly seven (7) times higher than that of a Bailiff Company.

 

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Well why are you here trying to push your ridiculous views on how you think these charges are fair then?

 

Trawl across this site and you will see the misery and upset bailiffs inflict on people on a daily basis, not to mention all the well known news stories regarding bailiff actions.

 

I have yet to meet anyone who has had experience of a bailiff with good intentions.

 

Your comment about how they have to turn up in two's for their own safety is also laughable.

 

IMHO if a bailiff turns up at your property, with total disregard to the law, your rights or the householders safety acting in an aggressive manner he deserves to get knocked clean out, and believe me their are plenty that will do it, then again if they see they are not vulnerable they probably wouldnt try it. Many wouldn't condone violence put some deserve it only language they understand.

 

Sneaky, deceitful, aggressive sums up your industry to name but a few, so with your little experience of the industry if you start in that manner your on your way there.

 

James, that is just one aspect of enforcement and as I admit it's not one I personally have a great deal of experience in. This does not mean that the original question posed is without merit.

 

In relation to your other (mature??) points, yes the industry has it's flaws but not every enforcement officer acts in the way you describe and you've only got to look in the press to see that some debtor's go to prison for assault too.

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Oh and the general public form a fair portion of the £65M that HCEOs recover each year. I'm not sure that they're fed up with it.

 

 

This reminds me of the kind of thing Ms Green-Jones (AKA the first millionaire bailiff) often boasts (no pun) about in her Rossendale propaganda....

 

 

Our full range of collection and enforcement services, including ancillary services provide the perfect Corporate Debt Solution. We pride ourselves on our ability to excel in the quality of service and in market leading collection rates currently recovering in excess of £92 million per annum for our clients. Rossendales are fully committed to our Local Authority partnerships.

 

 

Perhaps it would be better to look a little closer at, what exactly, these figures mean. To begin with, the figure quoted "£92 million" will probably be not much more than 30% of the alleged debt passed to Rossendales.

 

Even in percentage terms, the information is still misleading and bailiff performance, even at these low levels is over rated.

 

The important question to ask is – how much of the collected debt attributable to bailiff enforcement is actually money that would have been paid regardless of bailiffs being put on their cases?

 

I'd estimate (in relation to alleged outstanding council tax) you could put down most of the money collected by bailiffs to that owed purely as a consequence of instalment facilities being cancelled. This element of alleged outstanding money owed would not technically be outstanding debt. Councils just create a temporary debt by demanding the entire liability at once by cancelling instalments.

 

Householders struggling to hit instalment dates will have been pushed into paying the entire council tax in one go and consequently forced into paying additional fees for court costs and bailiffs when they obviously struggled in the first place.

 

In these cases, the majority of the money would have been paid by the end of the financial year despite court action and bailiff enforcement. The only reason councils throw around summonses like confetti is because they probably make a couple of hundred thousand pounds a month in court cost.

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isn't an action for damages against an HCEO (or ordinary bailiff) covered by their bond ?

 

The HCEO isn't covered by a bond in the same sense the Certificated Bailiff is. This I assume would be covered by the HCEO/Employers Insurance.

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but not every enforcement officer acts in the way you describe

 

Then you really have no idea about the industry at all then do you if that is what you believe.

 

And before you starting pulling points about who is mature i was pointing out how your industry acts! The fact that they will only bully and abuse those they think they can get away with.

 

Like i said you find me someone who has a nice thing to say about a bailiff and ill retract what i said! Pretty sure you wont!

 

Your original point is crap, coming in here asking what a fair charge is then on the other hand saying you agree the proposed charges are fair.

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To the vulnerable or people thrown onto benefit due to losing their jobs or people on low income, it doesn't matter whether the fee is £5 or £500 they will not be able to afford them any more than they could afford the original debt.

 

Why do I bang on about the vulnerable, well it's because the thuggish element amongst enforcers treat them with utter contempt and even brutality.

 

Is it fairly common for HCEOs to meet a subsequent occupant as the debtor has moved on by the time a writ of fi-fa is obtained ?

Edited by brassnecked

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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What is a realistic charge for a bailiff attendance?

 

Simple answer, nothing.

 

Bailiffs fees are based on the maximum that the local authority is allowed to charge by statute.

 

There is no allowance in the regulations for making a profit from debt collecting, therefore all bailiffs are in breach of these regulations unless they can prove the true costs of their work and provide a complete breakdown of every fee they charge.

 

If we have to have the bum bailiff then he should only be paid what he is worth, which would be somewhere around the legal minimum wage.

(If he's lucky.)

 

( Watch out next year when council tax benefit is removed. )

Illegitimi non carborundum

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ok thread has run its course

 

thanks to all contributors.

 

now closed

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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