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    • Hello I am a resident of a communal block of flats owned by a Housing Association and since Tuesday 14th May 2024 Matthews and Tannert had put up scaffolding for a job on the roof last week, which was up for the best part of nine days. They had removed the scaffolding on Thursday 23rd May 2024 but my Sky box is still not working because of the satellite dish outside, and I was wondering whether the scaffolders had touched the dish while it was there and as a result had probably knocked the dish and probably made the dish go out of signal or whatever. I needed someone to check this out as well as to see my Sky box to see what could be the problem, and hopefully sort this out. I have had my Sky Digibox for many years and I have got recordings saved on them that I have had a long time - it would break my heart if I had lost them forever.       I contacted Sky but I almost made the mistake of accepting an offer where I would have to pay £31.50 and wait a whole month without television in my front room for it. I am in debt at the moment and I don't want all this on top of everything else - thankfully I have since cancelled it two weeks later when I told the person on the phone that it is the dish which is at fault as well as the fact that I live in a communal Housing Association property, and so that is one of very few weights off my mind. I emailed the Housing Association's Repairs department and they said that they will contact an electrical company to come out and see to the dish outside. I received a telephone call on Friday 24th May from the man to say that he will arrive on Wednesday 29th May 2024 to do the job. He arrived at around 9.40 am on Wednesday as promised; he went into my flat and had a look at the Sky box and saw the blue screen on my front room TV set, indicating no signal. He also looked outside as to where the dish was.  The main problem was that the ladders that he had with him were not enough to reach the dish outside as the dish was towards the top of the building - obviously the Health and Safety aspect of the job didn't allow him to do this. He then mentioned that whether he could do the job as a result of getting onto the roof and doing it like that as the dish is closer to the top. He said that he needed the key to enter the loft part of the building in order to reach this, and he needed to contact the Housing Officer at the Housing Association who had key to this, but lo and behold, he came on the Wednesday to do the job, and guess what? Wednesday was the Housing Officer's day off and so therefore he was unable to contact him for the key so that he could do the job! I just couldn't believe it myself. I am personally annoyed because this has not been sorted, and the man who came to do this is also annoyed because he came all the way to Nottingham from Peterborough, and he said to me that he won't get paid if he cannot do the job, so you see, we are both angry about this for different reasons. We are both in the same boat with regards to frustration, and we both want to see a conclusion to this, once and for all. Sometimes I wish that I didn't live in a flat which is in a communal building and I am thinking of getting a transfer to a one bedroom flat that isn't in that sort of place. I pay around £85 a month in a Direct Debit to Sky to receive their TV services which I cannot use at the moment, and I don't have much money in my bank account as it is due to one thing and another. I also pay nearly £14 a month to TV Licensing so that I can legally watch TV in my front room. I pay for Sky hence the fact that I want the Sky service in my front room and not Freeview. Also, as the General Election is coming up in five weeks' time, I want the satellite TV to be working properly so that I can catch up with what is on the news channels, and I feel rather "cut off" from that at the moment, and I want it working in time for Thursday 4th July 2024 for ovbious reasons . I have Freeview in my bedroom, but that is not the point  - I don't want to be limited to my bedroom every time I want to watch TV. I have tried putting the Freeview in te front room but it doesn't seem compatable for the same uses that I usually have Sky for.  Sunday 9th June 2024 is Day 27 of the satellite TV not working in my flat, and I feel that something needs to be done about this. You can take this message as a complaint if you like, but nevertheless, I want this message to be acknowledged and also something to be done about what has happened. I have enough on my plate with regards to health problems and depression without things like this making things worse. I would appreciate it if something was done.  I don't like naming and shaming but it is Matthews and Tannert's fault that I am in this situation in the first place, and sometimes I wish that I could sue them. In a nutshell, I have had more than enough after being without TV in the my front room for nearly four weeks. Also, at a time like this, I am missing so much of interest on TV what with the General Election comning up in just a few weeks.
    • There's no facility for a settlement "out of court" as such. But matters that are started under the "Single Justice" (SJ) Procedure can often be concluded without the defendant appearing. The SJ procedure, as the name suggests, involves a single magistrate, sitting in an office with a legal advisor, dealing with matters "on papers" only. Nobody else can attend. The SJ deals with straightforward guilty pleas. Anything where the SJ believes the defendant should appear, or which should be dealt with by the "ordinary" court are adjourned o a hearing in the normal magistrates'  court .As well as this, all defendants have the right to a hearing in the normal court if they wish. Nobody is forced to have their case heard under he SJP.  In particular, as far as traffic matters go, a SJ will not disqualify a driver and if a ban is to be considered, the case will be passed over to the normal court. Because, following your SD, you will be pleading Not Guilty (and offering the "deal"), your case would usually be heard in the normal court, meaning a personal appearance. To be honest, performing your SD at the court is a more straightforward way of doing things. It avoids any possible hitches involved in serving he SD on the court. But of course, as I said, most courts have backlogs which mean an SD may not be quickly accommodated. If you do end up doing your SD before a solicitor, check with them the protocol for serving it on the court. Do let us know what the solicitor says about Wednesday.    
    • Welcome to posting on CAG cabot, people will be along soon to help you try to sort this out. Please complete this:  
    • Quotes of the day penny mordaunt came out swinging with her broadsword, and promptly decapitated sunak while Nigel Farage, representing Reform UK, made contentious claims about immigration policies, which were swiftly fact-checked during the debate.   Good question though raised at labour about the 2 child benefit cap, which I broadly agree with, but the tory 'trap' assumes tory thinking - rather than child centric thinking. There should be no incentives to have kids as a financial way of life paid for by everyone else ... ... BUT the kids should not be made to suffer for the decisions of their parents Free school meals would feed the kids, improve their ability to learn, and incentivise them to go to school. As an added benefit ... it would invest in our nations future.   How far this should go is a matter for costing, social intent and future path of the nation, but not feeding our nations kids is an abomination. There should be at least one free school meal per day for every child who attends school. Full Stop. Its the cheapest and most effective investment in our future we could make.
    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Travis Perkins Personal Guarantee & Bankruptcy threat **WON**


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Hi,

 

It seems I had the same problem with TP as many others. Didn't agree I'd knowingly signed what they state is a PG and they threatened bankruptcy. Stuck to my guns, put in my defense, repesented myself and had bankruptcy hearing recently.

 

It was dismissed. :whoo:

Have to admit Judge did not seem impressed with the way TP had gone about things and really helped me out when Solicitor was using legal jargon etc.

 

If I can help anyone who is in the same boat currently, I'd be glad to try my best. :wink:

 

HOWEVER, TP have indicated they will try other methods of litigation to try and get the money, so this is the part where I'd really appreciate some help.

 

If you also signed the 'Credit Account Application Form' that had a section titled 'Credit Guarentee' incorporated into the document, disagreed you entered into any PG and TP threatened bankruptcy, or made you bankrupt, I would appreciate details i.e name, contact no., amount persued etc (via PM, if preferred!). I have a plan! :madgrin:

 

Thanks everyone!

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I would appreciate details i.e name, contact no., amount persued etc (via PM,

if preferred!).

why do you need such info? Edited by Ford
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:-o If I did I'd be able to access the info I needed!!!!

 

Ford, TP has made my life hell. I had to liquidate a business and was railroaded by TP into bankruptcy proceedings.

 

It is up to any individual to provide the info I requested of their own free will, I'm trying to fight the corner of the little guy here and would appreciate the help.

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I fully understand that, but more substance is provided in Court defense when more details are available of individuals that have been persued by TP, i.e. if the Judge wished to contact other individuals to ascertain the validity of my arguement this would be easily possible, rather than wishy-washy.

 

It would be up to anyone to provide whatever details they wished, even if it is just a petition no.

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You never know who reads CAG, as posts to this site are flagged to twitter and appear in google results. So if someone was representing TP, they might find this thread if they did a search. So I would suggest that you don't share on a public forum or in PM's.

 

I suspect that in your case, that TP will now look to issue a normal court claim and see how it goes. I have no idea whether your cunning plan would work, as you would need to go into a lot of detail, which would be difficult on a forum. I suggest that you wait to see what TP's next move is.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Have you thought about posting to forums where builders/contractors might post ? There are various tradesmans fourms online.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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You never know who reads CAG, as posts to this site are flagged to twitter and appear in google results. So if someone was representing TP, they might find this thread if they did a search. So I would suggest that you don't share on a public forum or in PM's.

 

I suspect that in your case, that TP will now look to issue a normal court claim and see how it goes. I have no idea whether your cunning plan would work, as you would need to go into a lot of detail, which would be difficult on a forum. I suggest that you wait to see what TP's next move is.

 

Hi, aware TP could access this.

 

Whether or not anyone assisted with their own difficulties regarding this, it doesn't affect my 'plan', however it would give it more clout and hopefully assist others. I understand that others have documented TPs replies when they have contested the 'PG' etc, so please could you explain in 'baby steps' the dangers of asking for help, I'm just confused! Thanks.

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wouldn't think many would be willing to impart personal info 'just like that' without further info.

as posting up your 'plan' details may be an issue, maybe could put your 'plan' to the cag site team for their consideration?

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wouldn't think many would be willing to impart personal info 'just like that' without further info.

as posting up your 'plan' details may be an issue, maybe could put your 'plan' to the cag site team for their consideration?

 

I think I'll request the information from TP directly and see if they will provide the figures. Worth a go anyway.

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.... Basically the amount of people persued for bankruptcy/made bankrupt on the basis of the application form/credit guarentee described in my first post.

 

well, couldn't some of that info, although perhaps not definitive, be obtained on thread without requesting personal info. eg post up if subject to TP bankruptcy. or is there more to it?

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well, couldn't some of that info, although perhaps not definitive, be obtained on thread without requesting personal info. eg post up if subject to TP bankruptcy. or is there more to it?

 

Yes, of course, it would be up to any individual to provide whatever info they wish, I'd just appreciate as detailed as poss.

 

As far as I can gather from this forum, many people have been in my boat with TP.

 

I didn't back down and the bankruptcy was dismissed based on my defence to their 'PG'. Other people have settled, paid in full or been made bankrupt by TP regardless they truly believe they did not know/intend they were signing a 'PG'. I'm going to fight my corner and if anyone else who has been/going through the same, your help could make a significant difference. I can't make it any plainer, read between the lines and my course of action is obvious. If it succeeds, well, self-explanatory.

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Hello Illusion.....well done for standing up to them, (did you get any costs by the way ?). If I see any other bankruptcy attempts by Tragic Perkins on this site then I will let you know...but as has been said above people will be cautious to offer up personal information, the beauty of the open forums is that people can comment / agree / disgaree / add to any situations that arise on here. Just in case information is wrong or misunderstood, I have been grateful to others when they have corrected me in the past....

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Hello Illusion.....well done for standing up to them, (did you get any costs by the way ?). If I see any other bankruptcy attempts by Tragic Perkins on this site then I will let you know...but as has been said above people will be cautious to offer up personal information, the beauty of the open forums is that people can comment / agree / disgaree / add to any situations that arise on here. Just in case information is wrong or misunderstood, I have been grateful to others when they have corrected me in the past....

 

Thanks, much appreciated.

 

TP wanted over £800 costs. Judge ordered me to pay the associated costs of not setting the bankruptcy petition aside but denied TP of any other costs they were attempting to claim. Judge did not appear to agree with TP.

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  • dx100uk changed the title to Travis Perkins Personal Guarantee & Bankruptcy threat **WON**
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