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Solicitor fees from secured loan settlement


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Hello all,

 

This is my first post on this forum, a

nd can I start by thanking everyone who takes the time to respond to people with issues like me,

because reading the posts over the last couple of years has been very helpful to me.

 

I had a 5 year secured loan with FirstPlus for 5 year term.

 

The loan was due to end on 15th Oct this year, and there were arrears of £715 on the account.

 

A local solicitor had been in touch and a summons had been issued with a court date for 23rd Oct (a week after the loan end date).

 

I rang firstplus and requested a settlement figure expecting it to include fees etc, but to my surprise the figure was £798.

 

I borrowed some money from family, and settled the account on the 3rd Oct.

 

Within a few days I received confirmation that the charge against my property was being lifted,

and that my account with Firstplus was settled EARLY.

 

Needless to say, the relief was immense.

 

On the 25th I received a letter from the Solicitor representing FirstPlus telling me I had an outstanding bill to them for £878,

and that the court date has been adjourned until February to "give me time to address the arrears".

 

Can someone offer advise as to how I should proceed with this bill from the solicitor, and if in fact I am liable for this amount.

 

Any help would be greatly appreciated, as I feel I will never be free of these people.

 

Thanks in advance,

 

William

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He probably hasn't been informed that you cleared it so just write and let him know

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

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All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

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agreed

 

they aren't going to court

 

he can go swivel

 

contact FP

 

ensure the case has been dropped

 

then contact the court to check.

 

DON'T assume anything to do with courts is setlled till THEY tell you!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Very true DX

 

i thought about that this morning

 

Contact the court confirm that the case has been dropped (send them a copy of the settlement letter just as a precaution).

 

If that solicitor has not been informed then the case may still be listed

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

We've Helped You To Claim - Now Help Us Remain

A live Site - Make a Donation

 

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

However, if you have found any advice you have been given helpful.

Why not show your gratitude And

Click the * on the post you found helpful.

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