Hello all, This is my first post on this forum, a nd can I start by thanking everyone who takes the time to respond to people with issues like me, because reading the posts over the last couple of years has been very helpful to me. I had a 5 year secured loan with FirstPlus for 5 year term. The loan was due to end on 15th Oct this year, and there were arrears of £715 on the account. A local solicitor had been in touch and a summons had been issued with a court date for 23rd Oct (a week after the loan end date). I rang firstplus and requested a settlement figure expecting it to include fees etc, but to my surprise the figure was £798. I borrowed some money from family, and settled the account on the 3rd Oct. Within a few days I received confirmation that the charge against my property was being lifted, and that my account with Firstplus was settled EARLY. Needless to say, the relief was immense. On the 25th I received a letter from the Solicitor representing FirstPlus telling me I had an outstanding bill to them for £878, and that the court date has been adjourned until February to "give me time to address the arrears". Can someone offer advise as to how I should proceed with this bill from the solicitor, and if in fact I am liable for this amount. Any help would be greatly appreciated, as I feel I will never be free of these people. Thanks in advance, William