Acknowledging a debt

[30LQ]

Will the following statement class as an acknowledgment?

 

 

Dear Sirs,

 

I refer to your letter dated x.

 

I do not know of any reason why i would owe the sum of xx to xx.

 

Please can you provide more information.

 

Not signed

[bigshoes...bigsocks]

IMO no!

[Halibutt]

No, it wouldn't.

 

I'd put it this way though:

 

RE: ref. no.

 

Dear Sir/Madam,

 

I am in receipt of your letter dated xx/xx/xx in which you assert that the sum of £x is owed.

 

I have no knowledge whatsoever of the above account, company(ies) named nor amount stated.

I would remind you that failure to properly ascertain the identity of an alleged debtor, whilst sending details of an account and monies allegedly owed

may constitute an offence under the Data Protection Act, 1998.

 

I will expect no further contact from you unless it is by way of a written apology.

 

Yours faithfully

 

(print name)

 

Either that or send the "bemused" letter from the CAG library.

 

Hope that helps.

 

Good luck!

 

H. x

[BRIGADIER2JCS]

The OFT states that a relevant acknowledgment is made by (a) the debtor or representative making any payment to the account and (b) making an unequivical admmission/acknowledgment in wriiting that the obligation stll subsists. (OFT Guidance on Debt Collection 2003 updated October 2011.

[dx100uk]

tell us the story and the debt

name names too

dx

[30LQ]

Not much of a story yet.

 

Just covering myself in case something comes back to bite (sent that response to someone in 2008) but have not heard since.

[Bazooka Boo]

If you know nothing of a debt, then IMO I would just ignore them.

 

Replying to missives when you are certain you owe nothing simply starts the game of letter tennis.