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      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By tobyjugg2 · Posted

      Heres a point, while we wait for @theoldrouge to condemn rather than promote and support right wing bigots spouting genuine and clear monstrous antisemitic rhetoric ... Isn't it actually specifically unlawful to promote violence against politicians on top of laws to criminalise such things? ... As is reported happening in these closed facebook groups run by Tory staff and where a Tory police minister and the Tory London major candidate are members and post?   .. or do the Tories (seemingly like tor) only promote laws for protecting the hate spouting hard right ?   "“Some of these (Tory facebook groups) posts constitute the most appalling racism and I would urge the Conservative Party to swiftly distance itself from these hate-filled groups and urgently investigate what role any Conservative politicians and officials have played within them. “Susan Hall and the Tory MPs who have belonged to these groups need to come out and explain why – and to denounce the content they have tacitly endorsed by their membership.” "Reporters found widespread racism and Islamophobia as well as conspiracy theories and celebrations of criminal damage on the pages, including sharing the white supremacist slogan and antisemitic videos. " "Unearthed found that 46 out of the 82 admins have clear links to the Tory Party, including a recent digital campaign manager for the party and a conservative activist. Conservative councillor for Haywards Heath, Rachel Cromie, is an admin on all the groups. "     Also interesting that Facebook groups opposing 20mph speed limit in Wales are being run by English Tories   Conservative-run anti-Ulez Facebook groups hosted racist and Islamophobic posts - Unearthed UNEARTHED.GREENPEACE.ORG Tory staff running Facebook groups described as 'cesspits of vile racism' WWW.THENATIONAL.SCOT TORY staff and activists are running Facebook pages which are riddled with white supremacist slogans and Islamophobic attacks... Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts   Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts - London Post LONDON-POST.CO.UK A coordinated network of 36 Facebook groups opposing London’s ultra-low emission zone (ULEZ), run by Conservative councillors and...  
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      Hertz EV charging failure led to enforced overnight hotel stay - they won't refund expenses

      By Tom87 · Posted

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    • LouLouDev79
      Backdoor Link CCJ - old Barclaycard debt - Default Judgment set a side - hearing in 2 days - Witness Statement help urgent!

      By LouLouDev79 · Posted

      Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • flimes
      Trade Centre Uk/Moneybarn UK - right to reject car after finance paid off early

      By flimes · Posted

      Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • northmonk
      NPC/DCB(L) Vanishing Windscreen PCN Claimform - Taxi - Appealed - No Parking Or Waiting At Anytime - St Thomas Hospital, London, Se1 7eh.

      By northmonk · Posted

      Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Claimform Arrow/Carter MBNA 'debt' ***F&FS agreed Tomlin Order***

garry68

By garry68
in Financial Legal Issues

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garry68

garry68

Posted
Posted

Hi all.

 

I need a little help understanding a letter i have received today from Arrow Global.

 

I will first give brief details of the case.

 

AG/Bryan Carter made a claim for a CCJ against me at Northampton CCBC, i defended the claim as i cannot be 100% sure this was even my debt. Defence received by the Court on 03/09/12.

 

04/10/12 letter received from Bryan Carter stating he is no longer acting for Arrow Global.

 

05/10/12 letter received from Arrow Global as follows, letter is dated 04/10/2012

 

We refer to your defence filed 30th August 2012

 

Please find enclosed the Notice of Change that we have today sent to the court by way of service against you.

Please therefore ensure that all future correspondence is sent directly to us.

 

We have read the details of your defence and respond to the same as follows.

 

With regards to point 2 and 3, we can confirm that the claim form was issued by the NCCBC and the courts protocol was followed when issuing the Claimant's Particulars of Claim. Practice Direction 7C point 1.4 (3A) eliminates the requirement to attach the documents to the Particulars of Claim when they are issued by this court.

 

In response tp point 5, we are unsure why you believe we are not entitled to the monies owed and ask that you clarify this point further.

 

In response to points 6 and 7, we can confirm that this claim relates to an MBNA credit card taken out on the 4th June 1996 and defaulted on the 15th January 2007. The last payment made on 30th December 2006.

 

Further Arrow Global acquired the account on the 15th January 2007 and sent to your pursuant to the law of property act 1925 the notice of assignment on the 31st January 2007.

 

We hope that the above information helps you to identify the account. Should you still wish to defend the claim, and in order to attempt to rectify the issues surrounding the particulars, we ask for your written consent for us to amend the particulars in line with CPR 17.1(2).

 

We look forward to receiving your written consent for the particulars to be amended which we trust will be in both parties interest.

 

 

I have no idea what this means or what my next step should be.

 

I have today 05/10/2012 phoned the court, they told me that they have yet to receive anything from either Arrow Global or Bryan Carter.

 

Can someone please explain to me in layman's terms what Arrow Global's Letter means and what i should do next.

 

Thank you all.

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garry68

garry68

Posted
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Posted

Hi all.

 

I need a little help understanding a letter i have received today from Arrow Global.

 

I will first give brief details of the case.

 

AG/Bryan Carter made a claim for a CCJ against me at Northampton CCBC, i defended the claim as i cannot be 100% sure this was even my debt. Defence received by the Court on 03/09/12.

 

04/10/12 letter received from Bryan Carter stating he is no longer acting for Arrow Global.

 

05/10/12 letter received from Arrow Global as follows, letter is dated 04/10/2012

 

We refer to your defence filed 30th August 2012

 

Please find enclosed the Notice of Change that we have today sent to the court by way of service against you.

Please therefore ensure that all future correspondence is sent directly to us.

 

We have read the details of your defence and respond to the same as follows.

 

With regards to point 2 and 3, we can confirm that the claim form was issued by the NCCBC and the courts protocol was followed when issuing the Claimant's Particulars of Claim. Practice Direction 7C point 1.4 (3A) eliminates the requirement to attach the documents to the Particulars of Claim when they are issued by this court.

 

In response tp point 5, we are unsure why you believe we are not entitled to the monies owed and ask that you clarify this point further.

 

In response to points 6 and 7, we can confirm that this claim relates to an MBNA credit card taken out on the 4th June 1996 and defaulted on the 15th January 2007. The last payment made on 30th December 2006.

 

Further Arrow Global acquired the account on the 15th January 2007 and sent to your pursuant to the law of property act 1925 the notice of assignment on the 31st January 2007.

 

We hope that the above information helps you to identify the account. Should you still wish to defend the claim, and in order to attempt to rectify the issues surrounding the particulars, we ask for your written consent for us to amend the particulars in line with CPR 17.1(2).

 

We look forward to receiving your written consent for the particulars to be amended which we trust will be in both parties interest.

 

 

I have no idea what this means or what my next step should be.

 

I have today 05/10/2012 phoned the court, they told me that they have yet to receive anything from either Arrow Global or Bryan Carter.

 

Can someone please explain to me in layman's terms what Arrow Global's Letter means and what i should do next.

 

Thank you all.

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garry68

garry68

Posted
  • Author
Posted

Amount of claim is £1648. i entered a letter of defence along the lines of no proof of them being able to claim the debt i.e no credit agreement, i got the letter from these groups.

 

I do not understand the current letter from AG.

 

Do i still maintain a defence?

What is meant by agreeing to the amendment?

Are they still pursuing this through the court?

 

Please someone help me.

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Mike_hawk

Mike_hawk

Posted
Posted
Hi all.

 

I need a little help understanding a letter i have received today from Arrow Global.

 

I will first give brief details of the case.

 

AG/Bryan Carter made a claim for a CCJ against me at Northampton CCBC, i defended the claim as i cannot be 100% sure this was even my debt. Defence received by the Court on 03/09/12.

 

04/10/12 letter received from Bryan Carter stating he is no longer acting for Arrow Global.

 

That's usual when a defence is filed, I believe BC provides the template particulars to file on its MCOL account only. Any defence entered and the Claimant picks up the reigns.

 

05/10/12 letter received from Arrow Global as follows, letter is dated 04/10/2012

 

We refer to your defence filed 30th August 2012

 

Please find enclosed the Notice of Change that we have today sent to the court by way of service against you.

Please therefore ensure that all future correspondence is sent directly to us.

 

See above, they must notify all parties of the change and amended service address..... usual for AG again

 

We have read the details of your defence and respond to the same as follows.

 

With regards to point 2 and 3, we can confirm that the claim form was issued by the NCCBC and the courts protocol was followed when issuing the Claimant's Particulars of Claim. Practice Direction 7C point 1.4 (3A) eliminates the requirement to attach the documents to the Particulars of Claim when they are issued by this court.

 

In response tp point 5, we are unsure why you believe we are not entitled to the monies owed and ask that you clarify this point further.

 

In response to points 6 and 7, we can confirm that this claim relates to an MBNA credit card taken out on the 4th June 1996 and defaulted on the 15th January 2007. The last payment made on 30th December 2006.

 

Further Arrow Global acquired the account on the 15th January 2007 and sent to your pursuant to the law of property act 1925 the notice of assignment on the 31st January 2007.

 

We hope that the above information helps you to identify the account. Should you still wish to defend the claim, and in order to attempt to rectify the issues surrounding the particulars, we ask for your written consent for us to amend the particulars in line with CPR 17.1(2).

 

We look forward to receiving your written consent for the particulars to be amended which we trust will be in both parties interest.

 

CPR17 can be found here....http://www.justice.gov.uk/courts/procedure-rules/civil/rules/part17

 

What they are saying is... 'We filed our usual shoddy particulars and now this has been brought to our attention we'd like your agreement to amend' . Personally, I'd have no truck with it. The other option for it would be to apply to amend, if it does you can bring the matter of your costs in amending your defence.

 

 

I have no idea what this means or what my next step should be.

 

I have today 05/10/2012 phoned the court, they told me that they have yet to receive anything from either Arrow Global or Bryan Carter.

 

It [AG], is probably waiting on your response to decide if it wants to proceed to allocation

 

Can someone please explain to me in layman's terms what Arrow Global's Letter means and what i should do next.

 

Thank you all.

 

I think if you could type out [verbatim] its full partciulars of claim and your full defence it may assist.

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garry68

garry68

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This was my defence letter.

 

In the Northampton county court (CCBC)

Claim number *********

 

 

 

 

 

 

Between

 

************* - Claimant

 

And

 

 

 

************* - Defendant

 

 

Defence

 

 

 

 

 

I, ********** of ************** make this statement as my defence to the claim brought by **************

The claimants particulars of claim are vague and fail to disclose any cause of action, they appear to be an abuse of the process in that they fail to deal with the basic rules of pleading in accordance with the CPR even allowing for the constraints of the bulk issue system

No documents supporting the claims in the particulars have been offered and despite a request to the claimant for further information none has been forth coming and as a result I cannot plead in defence to the claim

The claimant pleads that the claim is brought under a regulated credit agreement regulated by the Consumer Credit Act 1974, yet the claimant claims statutory interest which the claimant should surely know it is not entitled to by virtue of the County Courts (Interest on Judgment Debts) Order 1991 (No. 1184 (L. 12)) in particular section 2 (3) which expressly prohibits such an award.

The defendant contends that point 4 in itself amounts to a clear abuse of the process as the claimant would know the law and is trying to bring a claim for monies which it is not entitled to and knows that this is the case

Without clarification of the claimants claim, the defendant is extremely disadvantaged and the claimants claim appears without merit

Further to that above 6 paragraphs, the defendant is unable to plead effectively or at all. The defendant is embarrassed.

 

Statement of Truth

 

 

I xxxxxxxxxxxx, believe the above statement to be true and factual to the best of my knowledge

 

 

Signed …………………

 

Date

 

send this to the court

 

and then send a copy to the claimants sols along with this letter

 

In the matter of ****** -v- You

 

Claim number ***********

 

Dear Sirs

 

 

 

Please find attached a copy of the defence by way of service. A copy has been served to the court.

 

Despite a request for clarification of matters , you have failed to comply, accordingly I am unable to plead to the case as matters stand

 

Please serve amended particulars of claim and plead your client’s case in an appropriate manner within 7 days, so that I am aware of the case I will have to meet at trial. I request that you attach to the particulars a copy of the agreement upon which the claimant relies. In addition to this I would ask that copy of the default notice and assignment together with proof of service be served with the amended particulars as they are clearly relevant to your clients case and referred to with in the claim .The matter will be transferred to my home court and the claimant will have to produce the documents, in any event. In those circumstances you should plead in accordance with the CPR rather than the Northampton County Court regime.

 

Failure to provide that requested in the time period provided for will result in application to the court. I confirm a copy of this letter will be produced to the court when the question of costs falls to be decided'.

 

Regards

 

 

XXXXXXX

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garry68

garry68

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Particulars of claim.

 

The claimant claims £1499.00

being the balance of consideration

outstanding to it under account number xxxxxxx

in respect of services rendered to the defendant.

 

The claimant also claims interest

thereon pursuant to S.69 county court act 1984

limited to one year to the date hereof

at the rate of 8% per annum amounting to £0.00

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garry68

garry68

Posted
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I should also add that other then a couple of threatening letters from AG and Bryan Carter, i have never received any official documentation to support there claim or a Notice Of Assignment.

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Mike_hawk

Mike_hawk

Posted
Posted

That is a very poor p.o.c, not even a mention of an assignment?

 

There's no requirement for it to serve any documentation but.......... you've made an offer [giving it 7 days to amend by agreement] and it declined the opportunity to fully respond/evidence and plead the case correctly.

 

If it were fast or multi track I'd probably be a little more cautious in response but all things considered I'd be inclined to send it a very short and sweet response.

 

There's no right or wrong to this, they may apply and be granted relief, then again they may discontinue rather than exhaust more resources in the case.

 

You could try the following, really depends on whether you believe you have a valid defence if they make an application in the future:

 

 

Dear.........

 

I refer to your correspondence of xxx date

 

Whilst I appreciate the claimants particulars were very poorly plead, it declined the opportunity afforded at xxx date to amend and evidence cause.

 

I am not minded to agree it's current request to amend particulars and trust you will understand that should it now proceed with an application I will seek all costs in the case incurred as a result.

 

Regards

 

xxxxxx

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  • 3 weeks later...
garry68

garry68

Posted
  • Author
Posted

Arrow Global/Bryan Carter have recently made a claim against me in the NCCBC for an old cc debt. I defended the claim using templates from this site.

 

This was my letter of defence.

 

In the Northampton county court (CCBC)

Claim number *********

 

Between

 

************* - Claimant

 

And

 

************* - Defendant

 

Defence

 

 

I, ********** of ************** make this statement as my defence to the claim brought by **************

The claimants particulars of claim are vague and fail to disclose any cause of action, they appear to be an abuse of the process in that they fail to deal with the basic rules of pleading in accordance with the CPR even allowing for the constraints of the bulk issue system

No documents supporting the claims in the particulars have been offered and despite a request to the claimant for further information none has been forth coming and as a result I cannot plead in defence to the claim

The claimant pleads that the claim is brought under a regulated credit agreement regulated by the Consumer Credit Act 1974, yet the claimant claims statutory interest which the claimant should surely know it is not entitled to by virtue of the County Courts (Interest on Judgment Debts) Order 1991 (No. 1184 (L. 12)) in particular section 2 (3) which expressly prohibits such an award.

The defendant contends that point 4 in itself amounts to a clear abuse of the process as the claimant would know the law and is trying to bring a claim for monies which it is not entitled to and knows that this is the case

Without clarification of the claimants claim, the defendant is extremely disadvantaged and the claimants claim appears without merit

Further to that above 6 paragraphs, the defendant is unable to plead effectively or at all. The defendant is embarrassed.

 

Statement of Truth

 

I xxxxxxxxxxxx, believe the above statement to be true and factual to the best of my knowledge

 

 

Signed …………………

 

Date

 

This letter was also sent to the court as well as AG/BC

 

In the matter of ****** -v- You

 

Claim number ***********

 

Dear Sirs

 

 

 

Please find attached a copy of the defence by way of service. A copy has been served to the court.

 

Despite a request for clarification of matters , you have failed to comply, accordingly I am unable to plead to the case as matters stand

 

Please serve amended particulars of claim and plead your client’s case in an appropriate manner within 7 days, so that I am aware of the case I will have to meet at trial. I request that you attach to the particulars a copy of the agreement upon which the claimant relies. In addition to this I would ask that copy of the default notice and assignment together with proof of service be served with the amended particulars as they are clearly relevant to your clients case and referred to with in the claim .The matter will be transferred to my home court and the claimant will have to produce the documents, in any event. In those circumstances you should plead in accordance with the CPR rather than the Northampton County Court regime.

 

Failure to provide that requested in the time period provided for will result in application to the court. I confirm a copy of this letter will be produced to the court when the question of costs falls to be decided'.

 

Regards

 

 

XXXXXXX

 

I then received a letter back from Bryan Carter saying they are no longer acting for Arrow Global.

 

Next i received this letter from Arrow Global

 

We refer to your defence filed 30th August 2012

 

Please find enclosed the Notice of Change that we have today sent to the court by way of service against you.

Please therefore ensure that all future correspondence is sent directly to us.

 

We have read the details of your defence and respond to the same as follows.

 

With regards to point 2 and 3, we can confirm that the claim form was issued by the NCCBC and the courts protocol was followed when issuing the Claimant's Particulars of Claim. Practice Direction 7C point 1.4 (3A) eliminates the requirement to attach the documents to the Particulars of Claim when they are issued by this court.

 

In response tp point 5, we are unsure why you believe we are not entitled to the monies owed and ask that you clarify this point further.

 

In response to points 6 and 7, we can confirm that this claim relates to an MBNA credit card taken out on the 4th June 1996 and defaulted on the 15th January 2007. The last payment made on 30th December 2006.

 

Further Arrow Global acquired the account on the 15th January 2007 and sent to your pursuant to the law of property act 1925 the notice of assignment on the 31st January 2007.

 

We hope that the above information helps you to identify the account. Should you still wish to defend the claim, and in order to attempt to rectify the issues surrounding the particulars, we ask for your written consent for us to amend the particulars in line with CPR 17.1(2).

 

We look forward to receiving your written consent for the particulars to be amended which we trust will be in both parties interest.

 

Today 24/10/12 i have received an allocation questionnaire from the court.

 

I am now totally lost, i have no idea how to proceed with this.

 

For reference i have listed as follows the entry on my credit report with regard to this debt.

 

Lender: Arrow Global Limited.

Account Type: Credit card / Store card

Started: 04/06/1996

Current Balance: £1,698

Default Date: 29/12/2006

Default Balance: £1,778

 

 

Here are the

 

Particulars of claim.

 

The claimant claims £1499.00

being the balance of consideration

outstanding to it under account number xxxxxxx

in respect of services rendered to the defendant.

 

The claimant also claims interest

thereon pursuant to S.69 county court act 1984

limited to one year to the date hereof

at the rate of 8% per annum amounting to £0.00

 

 

Arrow Global are listed on my dredit report as the lender although i have never entered into an agreement with them.

Arrow Global have never supplied me with any evidence that they can legally claim on this debt.

Arrow Global have never supplied my with a Notice Of Assignment, although they claim they have.

 

As i am only just getting myself back on my feet financially, i could really do without this going to court and resulting in a CCJ against me.

 

HELP.

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AndyOrch

AndyOrch

Posted
Posted

N149 aq

 

A

Tick 'Yes'

 

B

Tick 'No'

 

C

Tick 'Yes'

 

D

Answer 'One' (that'll be you)

 

E

Tick 'No' and ignore the remainder of section E

 

F

If you are going to be unable to attend a hearing at any time between say 1 October and 31 January, tick 'Yes' and identify those dates in the box adjacent to 'Yourself', otherwise tick 'No'

 

G

Say 'The Particulars of Claim provided by the Claimant are inadequate in order to fully appreciate the case I have to meet, in particular the agreement relied upon, the date on which it was made, the terms thereof and whether regulated and if so by what statutory provision, the means by which it was terminated, the manner by which the claim is calculated, its alleged assignment and the Claimant's entitlement to interest.

 

Unless the Claimant have by (date) filed and served upon the Defendant fully particularised Particulars of Claim comprising but not limited to particulars of the agreement relied upon, the date on which it was made, the terms thereof and whether regulated and if so by what statutory provision, the means by which it was terminated, the manner by which the claim is calculated, its alleged assignment and the Claimant's entitlement to interest,I will make application for the claim to be struck out and the Defendant shall be at liberty without further order to apply to this court for judgment and for costs on the standard basis to be subject to detailed assessment proceedings if not agreed.

 

2 In the event of compliance with paragraph 1 of this order this case shall be allocated to the small claims track and there shall be a stay of proceedings until (date) to enable the parties to settle using the small claims mediation service'

 

H

Tick 'No'

 

I

Sign, date and fill in your address at which you want documents to be served.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Mike_hawk

Mike_hawk

Posted
Posted

Garry

 

Sorry, not much time to get on here lately...... assuming N149, post #102 on this thread may be useful to you http://www.consumeractiongroup.co.uk/forum/showthread.php?364090-DCA-letters-chasing-a-debt-I-do-not-know-anything-about.-Payday-UK-claim-form-received&p=4027139#post4027139

 

If you get stuck, shout..... I should be able to take a look over the weekend. Plenty of time to file aq yet if you've only just received it.

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AndyOrch

AndyOrch

Posted
Posted

Threads merged, Garry please stick to one thread.

 

Andy

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PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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garry68

garry68

Posted
  • Author
Posted

Thank you for all the advice. I will prepare my AQ over the weekend and post it to the court. Should i send a copy to Arrow Global or just to the court.

 

At this stage is this claim certain to reach court?

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AndyOrch

AndyOrch

Posted
Posted

Its considered civil to exchange AQs (hence the question on the form asking if you have)

Well they are proceeding the AQ signifies that but a long way yet to trial...see what the process unravels along the way.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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