Fredrickson International

[ukaviator]

Tell your boss that hanging around you like that can be classed as Bullying and Harrassment. . .

[WendyB]

tried that one already....he does have his uses though, he makes lovely coffee, and he makes more cups a day than I do. He's out at the moment though so am having a mooch round, see if I can be of any use to anybody:eek:

[fivepoundnote]

Hello all - an interesting site.

 

I'm new to all these abbreviations -

 

CCA (request) - Consumer Credit Act? Or some other consumer protection legislation? Presumably this is a set letter that can be sent to banks etc.?

 

DCA?

 

Any other jargon that you can help with?

 

I'm sory if I am asking the obvious. I have looked at some length. I also cannot seem to find the templates that you refer to.

 

Thanks.

fivepoundnote

[rory32]

A CCA request asks for a copy of the credit agreement under the Consumer Credit Act. Template N here http://www.consumeractiongroup.co.uk/forum/general-debt/20758-creditors-dcas-letter-templates.html

 

DCA = Debt Collection Agency.

 

If you have a specific issue that you would like advice on it is best to start your own thread on it and you will receive lots of help and advice.

 

Here's a link to help you round the site http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

[fivepoundnote]

Many thanks Rory.

 

I must take some time to explore the site.

 

Just a note that may be of interest -

 

The registered address of a company is not necessarily its trading address; i.e. the place where it carries out its business. In fact, it most usually is not the trading address of the company, but usually the address of a firm of accountants or registrars (for share registration purposes).

 

Trading addresses of companies may possibly be found in business directories such as Kellys or Applegate. If not, a letter to the registered address asking for the trading address may bear fruit, but you may just get a P.O. Box number.

 

Most debt collection agencies hide behind a P.O. Box number address.

 

cheers!

fivepoundnote

[rory32]

Most debt collection agencies hide behind a P.O. Box number address.

 

That's why we have a link to the ICO's list of registered addresses for companies

[Petros]

Received a letter yesterday from Fredrickson Int Ltd on behalf of Arrow/Orange. Never heard of either co before yesterday. I've sent a recorded delivery letter to the PO Box address asking for info re the co claiming the debt and the address and date(s) for the alleged debt.

 

Any further advice on this one would be gratefully received.

[rory32]

Petros you really need to start a thread of your own so that your posts are not lost in this one and so that you receive the appropriate help and advice.

 

If you don't know how to start a thread have a read here http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

[HtScot]

Hi all

 

I have had trouble with this crew as well threatening all sorts. I had a protected Trust Deed (Scotland ) which I am proud to say I completed a few months ago. Last week I got a letter from Fred saying I owed capital One money, however I tried to tell them it was covered by my trust deed but as usual they wouldnt listen.

 

I called my trust deed provider and they wrote to them with all relevent evidence and instructed me if they phone again to give them their number. Well true to form Fred called again and I reiterated what I had told them before and told them to call the number but they said they couldnt do that ( maybe they hadn't paid their phone bill lol ) they could be talking to anyone to which I said but so could I be talking to anyone when talking to them, that didnt go down to well tho.

 

This week I got a letter threatening court action so again I contacted my trust deed provider, they checked the action they had taken and they had a letter from Fred saying they had passed the account back to Cap one, surprise surprise, however my provider called Fred again and asked what was going on and Fred said they had closed the account and to disregaurd the threatening letter.

 

I am so glad I checked this Forum way back when the first call came in and it just goes to show dont ever take their word for anything. Hopefully that will be the end of the matter for me and hopefully this post helps someone else who are hearing from these dispicable people.

[HammyUK]

Had Fred calling me too - until I made them aware that it is dispute, subject to an insurance claim and that contact is to be by letter only.

They then sent me a nice red LBA, so I sent them another nice dispute letter reminding them of this and to go away or be sued.

[hoggle]

Hi I've been getting letters from Fredrickson International Limited about a debt i had with the Natwest Bank for £4959.34 . This debt is from my Joint Bank account which i had with my Wife in December 2006. In September 2007 i was Declared Bankrupt then about a month ago we started getting these Letters and snotty Phone calls demanding full payment off my wife they ask her for personal information not telling her who they are until she gives then said information .we offered them over the Phone a pound a week which they refused so now we don't speak to them when they phone in fear of the Bailiff's cumming . I saw the program on dodgy debt collections on the tele the other night and thought id wait and see what happens as they say they will take my wife to court .She is disabled and claims only sick pay so we ain't got any money spare anyway ,but her is the but this morning on the 27Th of JULY 2009 she receives a Letter from BRYAN CARTER SOLICITERS demanding the money in full by the 31st of JULY 2009 on a post i just read it stopped trading in FEB 2007 is this Legal what should i do next

[the_shadow]

Hi I've been getting letters from Fredrickson International Limited about a debt i had with the Natwest Bank for £4959.34 . This debt is from my Joint Bank account which i had with my Wife in December 2006. In September 2007 i was Declared Bankrupt then about a month ago we started getting these Letters and snotty Phone calls demanding full payment off my wife they ask her for personal information not telling her who they are until she gives then said information .we offered them over the Phone a pound a week which they refused so now we don't speak to them when they phone in fear of the Bailiff's cumming . I saw the program on dodgy debt collections on the tele the other night and thought id wait and see what happens as they say they will take my wife to court .She is disabled and claims only sick pay so we ain't got any money spare anyway ,but her is the but this morning on the 27Th of JULY 2009 she receives a Letter from BRYAN CARTER SOLICITERS demanding the money in full by the 31st of JULY 2009 on a post i just read it stopped trading in FEB 2007 is this Legal what should i do next

 

Hi Hoggle, you need to start a thread so people can give you advice on your circumstances and not get confused with the original posters thread.

 

follow this link to the Debt collections forum

 

Debt Collection Industry - The Consumer Forums

 

Then click on this button on the screen...

 

 

S.

[Bucker_T]

See Below

Edited September 15, 2009 by Bucker_T

[Bucker_T]

I am sending this tomorrow to both addresses that this joke of a company have.. Just wanted to get some input from this forum.

 

--------------------

 

FREDRICKSON INTERNATIONAL LIMITED

FIFTH FLOOR

7-10 CHANDOS STREET

LONDON

W1G 9DQ

Company No. 02679522

PO BOX 260

Weybridge

Surry

KT13 0YH

This item has been sent to both of the above addresses via Special delivery

-----------------------------------

15 September 2009

Reference: xxxxxxx

Fredrickson International Limited

Dear Fredrickson International Limited:

Subject: Arrow Global LLC

your letter dated 11/09/09 is noted.

Consumer Credit Act 1974

I do not acknowledge ANY debt to your company. I require you to supply the following documentation before I correspond further on this matter.

You must supply me with a true copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement under the legislation contained within:

s.78 (1) Consumer Credit Act 1974 –

78 Duty to give information to debtor under running-account credit agreement

 

(1) The creditor under a regulated agreement for running-account credit, within the prescribed period after receiving a request in writing to that effect from the debtor and payment of a fee of £1, shall give the debtor a copy of the executed agreement (if any) and of any other document referred to in it, together with a statement signed by or on behalf of the creditor showing, according to the information to which it is practicable for him to refer,—

 

(a) the state of the account, and

 

(b) the amount, if any, currently payable under the agreement by the debtor to the creditor, and

 

© the amounts and due dates of any payments which, if the debtor does not draw further on the account, will later become payable under the agreement by the debtor to the creditor.

 

s.77 (1) for fixed sum credit.

77 Duty to give information to debtor under fixed-sum credit agreement

 

(1) The creditor under a regulated agreement for fixed-sum credit, within the prescribed period after receiving a request in writing to that effect from the debtor and payment of a fee of £1, shall give the debtor a copy of the executed agreement (if any) and of any other document referred to in it, together with a statement signed by or on behalf of the creditor showing, according to the information to which it is practicable for him to refer,—

 

(a) the total sum paid under the agreement by the debtor;

 

(b) the total sum which has become payable under the agreement by the debtor but remains unpaid, and the various amounts comprised in that total sum, with the date when each became due; and

 

© the total sum which is to become payable under the agreement by the debtor, and the various amounts comprised in that total sum, with the date, or mode of determining the date, when each becomes due.

 

I enclose a cheque no. ____________ to the value of £1.00 in payment of the statuary fee. This is not to be applied as any kind of payment to the disputed account.

A signed true copy of the deed of assignment of the above referenced agreement that you allege exists.

You are notified that you are obliged to supply these documents, whether you are the original creditor or not under S.189 of the Consumer Credit Act 1974.

As you are aware, a credit agreement that is not properly documented and signed by the customer is totally unenforceable under the Consumer Credit Act 1974 and therefore is a complete defence to any court claim that is issued.

You the creditor have a period of 12 days working days in order to provide the agreement and the statement. If you cannot provide the information, the debt cannot be enforced until you do. If you the creditor are still unable to provide the documents after 1 month, they commit a criminal offence.

Take note at this stage, that any legal action you may contemplate will be both vigorously defended and contested.

Communication will be in writing only.

Personal visits by FREDRICKSON INTERNATIONAL LIMITED or its agents are refused.

Yours Sincerely