Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

speed credit


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2791 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

It should have been there by friday. Check your bank. They can tell you for certain.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • Replies 473
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

It should have been there by friday. Check your bank. They can tell you for certain.

 

I just walked in barcleys filled in one of those giro things put their bank account and sort code and my ref number they stamped and signed it, should i take the receipt back.to the bank and get them to confirm that it was put in their bank

Link to post
Share on other sites

Giros rarely take longer than 3 days. Could always wait until tomorrow which would have allowed the maximum time that a giro needs to be processed.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Northern debt recovery are threatening to put all the charges back on the account if they dont recieve payment today......i paid on the 19th as agreed , ive been in the bank they confirmed the money went straight into their a ccount on the 19th.

Shall i sent them a copy of the giro reciept to try sort this out

Link to post
Share on other sites

Send them a copy as its proof you have paid on the date of your payment plan. If they increase fees dont panic stick to the repayment plan and once its repaid stop paying. They will try to get more but be strong good luck

Link to post
Share on other sites

I wouldnt be to concerned the court case starts on Tuesday.Hopefully getting this lot shut down wont take too long!

http://www.justice.gov.uk/downloads/tribunals/consumer-credit/current-cases.pdf

2nd July 2012 EarlyPayDay a/c Cleared!:-D

26th October 2012 Wonga,Go Cash & Pounds to Pocket CLEARED!

30th November 2012

Pounds to Pocket CLEARED!

Payday Express CLEARED!

Speed Credit CLEARED!!!!

Link to post
Share on other sites

They are already shut down. Theyre just allowed to operate dependant on the outcome of he appeal. Thats why we keep saying all these illegal threats must be reported.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Well ive sent proof ive paid, all the charges have been put back in the account, and since last night ive had 3 threatening voicemails left on my phone.

I cant win with them ive stuck to the payment plan and their claiming they havent got the money when the bank says they have got it

Link to post
Share on other sites

Get the complaints going to the oft. Every time they call, get it to the oft.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Thats how they operate. They dont care one bit.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Dont delete them. Forward them to the OFT. They are accusing you of fraud, and it MUST be reported. Do NOT ignore it.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

I have been reading the last few comments made by T/Bell with great interest,as sometime ago,I had a similar going on with Speed Credit,they could not find the money that I had paid them.Even Barclays bank even tried to phone them to say that I had paid,but they could not make contact with them.So,Barclays gave me a computer print out of the transaction.Then I sent a copy to Speed Credit.Guess what,Speed Credit suddenly found the payment.I made the payment on 30/03/12,I received confirmation that they had received it on the same day on 30/04/12.So,it took them 4 weeks to find the money.The bank even told me that the money went into a CIM account.

After several months of emails,texts and threats,which of course I returned in a non polite manner,they sent me an email to say that my loan was closed.

Just to confirm that it is closed,their site which is still active,give the below information when I enter my account details.

I cannot give any further advice,except stick to your guns.

 

Good news - this loan has been paid off!

 

Please feel free to apply online for another loan!

 

Speed Credit - money in minutes!

 

 

 

Regards,JOHN.

Edited by JOHNINYORK
Link to post
Share on other sites

Hi,

I hope someone can help me, I see speed credit are no more, it says on the website

'We want to thank all of our loyal customers of the past years.

 

For additional inquiries regarding loan payments and collection, please contact our client service 084 3381 3381'

 

The loan I stupidly took out with them is now with Marshall Hoares which I believe is them anyway? Do I need to pay still? Bearing in mind the original loan was £400 and I have already paid over £800 with £400 left to go, I am on a DMP as well, I just want to see where this leaves me, I am not trying to get out of paying, but if they have been shut down do I really need to pay the rest of the inflated fees?

 

Thanks in advance

Link to post
Share on other sites

Youve been paying those unfair charges. Stop paying and tell the dca to bugger off.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

What do I do about the money I owe speed credit. They wouldn't accept we only owe them £210 (our original loan, one month interest minus what is already paid!) and I've been putting the money into my ISA for when they see sense. I havent received any proof that Marshall Hoares legally own the debt so I'm not willing to pay them and then be told that I still owe money further down the line!

Link to post
Share on other sites

I wouldnt worry about speed credit. Theyve been shut down. For now, keep hold of that cash and when they contact you, you can repay the correct amount.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Nobody knows how long. Just keep it in the bank so you can saclfely say its their fault.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

I have been reading the last few comments made by T/Bell with great interest,as sometime ago,I had a similar going on with Speed Credit,they could not find the money that I had paid them.Even Barclays bank even tried to phone them to say that I had paid,but they could not make contact with them.So,Barclays gave me a computer print out of the transaction.Then I sent a copy to Speed Credit.Guess what,Speed Credit suddenly found the payment.I made the payment on 30/03/12,I received confirmation that they had received it on the same day on 30/04/12.So,it took them 4 weeks to find the money.The bank even told me that the money went into a CIM account.

After several months of emails,texts and threats,which of course I returned in a non polite manner,they sent me an email to say that my loan was closed.

Just to confirm that it is closed,their site which is still active,give the below information when I enter my account details.

I cannot give any further advice,except stick to your guns.

 

Good news - this loan has been paid off!

 

Please feel free to apply online for another loan!

 

Speed Credit - money in minutes!

 

 

 

Regards,JOHN.

 

Hi john

Pretty much same thing has happened, i send them proof ive paid in the bank and told them barclays have confirmed the transaction, and after quite a few threatening messages and emails off mh and ndr over a few weeks, and me not backing down, all of a sudden they found my payment.

Just goes to show theyll try anything on

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...