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    • Morning, I purchased a car from Big Motoring World on 10th December 2023 for £14899.00. On the 15th December I had a problem with the auto start stop function of the car in which the car would stop in the middle of the road with a stop start error message. I called the big assist and the car was booked in for February. The BMW was with them for a week and it came back with the auto stop start feature all fine and all error codes cleared on the report from big motoring world. within 5 days I had the same issue. Warning light coming on and the car stopping. I called big assist again and the car was again booked in for an other repair in May. Car was taken back in may, they had the car for a week and returned with the report saying no issue with the auto stop start feature and blamed my driving. Within 5 days of having the car back it broke down again. This time undrivable. I had the rac pick my car up and take to Stephen James BMW for a full diagnostic. The diagnostic came back with the car needing a new fuel system as magnetic swarf was found.  I have sent big motoring world a letter stating all the issues and that under the consumer rights act 2015 I have asked for a replacement vehicle. all reports from Stephen James BMW have been sent over to big motoring world. Big motoring world have come back and said they will respond to my complaint within 14 days for the date of my complaint letter. I am not feeling confident on the response from them, what are my next steps?   Thanks in advance. 
    • That is really good is that a mistake last off "driver doesn't have a licence" I assume that should be keeper? The Court requested me to send the Court and applicant proof of my sons disability from their GP this clearly shows he has Severe Mental Impairement, he is also illiterate.  I naively assumed once the applicant received this that they would drop the claim.  It offends me that Bank has asked the Judge to throw the case out at the preliminary hearing and to make us pay up.
    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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camerons latest missive


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Cameron is trying to please the right wing in the Tory party,trying to save his job failing miserable with his speech today,half of the Conservative cant stand him away becuse of his privilege background.

 

It just shows the Nasty party never went away under Cameron and is Still alive and kicking.

 

Some said early on to me today,the rate where going back in time.

 

Workhouse house will be back in fashion

 

http://www.primaryhomeworkhelp.co.uk/victorians/workhouses.html

 

The Poor Law Amendment Act of 1834, ensured that no able-bodied person could get poor relief unless they went to live in special workhouses. The idea was that the poor were helped to support themselves. They had to work for their food and accommodation.
Need I say any more :-x:-x:-x:-x:-x:-x:-x:-x:-x:-x Edited by 45002

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Thats what happens when you vote in an individual with an affluent upbringing and silver spoon.

 

Yet again, the divide between the working and upper class is just going to get larger.

I am not a qualified Debt Advisor, nor am I in a position to give Legal Advice. Any information I give is based on personal experience. You take full responsibility for acting on any advice or opinion I give.

 

To Date, I have written off almost £60,000 of Debt, through fighting Unenforceable Credit Agreements, negotiating affordable repayments and freezing interest and charges, and winning two cases after being taken to Court!

 

My biggest scalps are Halifax, British Gas, a well-known unscrupulous Solicitors Firm based in Scotland (which I cannot name for legal reasons!), Walker Love and Welcome Finance. If you require any help with any of these firms, I will be only too happy to put my tuppence worth in!

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They have made it just as the big multi-nationals wants people really afraid of losing there jobs and will end up giving employer hours of free labour just to keep their employment. This is staff contacts to stay behind and tidy up the large retailer’s floor for free and this could be up giving free labour for up to 10 hours a week.

Wonder what is next on their agenda for everyone, I bet it will be not be a 5% tax cut like boy George gave to their millionaire friends and themselves the front cabinet. The rest of us can go and eat cake.

Boy George had no problems in making the poorest pensioners pay for that nice benefit for them. Grrrrrrrrrrrrrrrrrrrrr It is enough to make you want to vote for BNP next time around.

well known high street chain by me...talking to one of staff yesterday...she has to come in an hour early for no pay to clean the store before shift...then on an 8 hour shift they get a single 15 min break...all young people on minimum wage....if you work over 8 hours you get a single 20 min break....

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well known high street chain by me...talking to one of staff yesterday...she has to come in an hour early for no pay to clean the store before shift...then on an 8 hour shift they get a single 15 min break...all young people on minimum wage....if you work over 8 hours you get a single 20 min break....

 

Cameron & Co's brave new world, and exactly what the Work Programme was set up to deliver.

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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What's Cameron and Co doing about his friends and their tax avoidance scheme, where they set up a company in Jersey and stack massive amount of tax free money there and then his rich friend gets back a salary from that company in the form of the minimum wage at 1% tax payable, the rest is taken back by way of a loan from their company that they have set up. Of course there is no tax due on a loan and this scheme legal.:| TAKE THAT for a cunning scheme you can also get an honour for it as well. :-(:|:x:mad2:

 

Yes ! it is remarkable how the tax evasion issue has suddenly gone silent. No doubt Mr Cameron received a severe slap from his extreme right wing cronies for raising this issue. I wonder how many pairs of conservative underpants needed changing following this GAFF ?

Edited by Crocdoc
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Makes you laugh really, Cameron's father pioneered these schemes, he salted away £10 million if memory serves me right

 

Corruptissima re publica plurimae leges

 

Being poor is like being a Pelican. No matter where you look, all you see is a large bill.

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Saw this online......

 

New Statesmen have published a response to Cameron’s attack.

 

With these words, Cameron is perpetuating the biggest myth about housing benefit: that it is a benefit for the unemployed. The truth is that just one in eight claimants is out of work (not a statistic that you’ll find reported in most papers). The majority of those who claim housing benefit, including the under-25s, do so to compensate for substandard wages and extortionate rents. A recent study by The Building and Social Housing Foundation showed that 93 per cent of new housing benefit claims made between 2010 and 2011 were made by households containing at least one employed adult.

 

It is meaningless of Cameron to claim that the housing benefit budget is “too large” without considering why. The inflated budget, which will reach £23.2bn this year, is the result of a conscious choice by successive governments to subsidise private landlords rather than invest in affordable social housing. Yet rather than addressing the problem of stagnant wages and excessive rents, Cameron, in a bid to appease his querulous party, has chosen to squeeze the already squeezed.

 

Oh dear......:(

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well known high street chain by me...talking to one of staff yesterday...she has to come in an hour early for no pay to clean the store before shift...then on an 8 hour shift they get a single 15 min break...all young people on minimum wage....if you work over 8 hours you get a single 20 min break....

 

 

I thought that there were Laws about the amount work that had to be done without at least a 30 minute break?

 

I do realise that to keep their jobs people will agree to anything and not mention it to anyone ...but from my experience I get ill without the ability to take sufficient breaks (I do not mean excessive) so would lose my job through that anyway....lose/lose.....

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I may be getting a little confused here but from what i can deduce when children leave home the parents are now forced to move into a single bedroomed house or have their HB cut, so these families wont have any room for the kids to move into anyway.

 

I think this still happens.

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I think this still happens.

 

The rules are tightening so it will happen more because of the number of rooms determining the amount of benefit paid...I have heard rumour that this will also effect the disabled who were prevouslly deemed able to have a second bedroom because they needed an overnight carer at times.....

:-(

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I thought that there were Laws about the amount work that had to be done without at least a 30 minute break?

 

That now would be for a (young worker)16-18 year olds when the working day is over 4.5 hours.

 

For adults it depends. By default(without collective agreement or a workforce agreement) it is 20minutes.(working time regulations 1998)

 

One of the main problems I see now, is the classification of employment. Most now are classed as workers rather than employees, so have a lot less rights.

Unemployed get forced to register with agencies, so employers can then take them on as casual or self employed and see them as workers. So the agencies get a nice earner, the employers can do what they want with the worker, and the worker is left with little rights and minimal pay.

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Guest amianne
Just one question. Whats the wage like in the DWP propaganda dept love? :)

 

Wages are geared to market forces. The more that you can offer an employer, the greater the wage. Not everybody is on NMW. I read day in day out about how low is NMW. It is low because the employer has plenty of choice as to whom to employ. get a qualification and some work experience under your belly and the wage will go up.

 

I'll give you an example. A friend of mine (29) qualified as a solicitor and had a salary of £35,000 a year. He decided to specialise, taking 2 years to complete the course and was offered three weeks ago on the strength of word of mouth, with no formal interview (just coffee and a chat at lunch time) a new job with a salary of £65,000 a year!

 

A wage is equal to the effort that you put in. No employer will want to lose a key worker, a good worker and would be more than willing to agree to a better wage.

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Where in the original idea does it say that capable 20 year olds should have their rent paid for them

 

Where does is say that they cant then?

And some 20 years havent paid any stamps because there are no jobs out there, my daughter just landed first job, thirteen months of trying, but luckily lives with me for now, well looks like for a long time to come

Have you ever claimed housing benefit then?

If you have, who are you to say somebody else shouldnt be entitled then?

 

I was talking about the original concept of the Welfare State. It was narrow, and was geared purely for those in two camps.

 

the homeless, the physically handicapped, and unmarried mothers

and

elderly Britons who required supplementary benefits to make a subsistence living and obliged local authorities to provide suitable accommodation for those who through infirmity, age, or any other reason were in need of care andattention not otherwise available.

 

What has happened is that for whatever reason it has grown into what it is today.

 

Cameron is suggesting that we go back, in part, to basics, to look after those that were originally intended to be looked after, and not provide a means for a living.

 

Back in 1948, people accepted that they had to fend for themselves and it worked.

 

Why do we now have this massive benefit system that probably 65% of the population take money out of?

 

The answer to the last part of your question - no, I have never claimed Housing Benefit. I always cut my cloth when I needed to and see Housing Benefit only for those in great need. Being out of work does not create great need. Without the benefit in place, people would soon find a way round their problems.

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Well imo Cameron is utterly, utterly wrong. :D

 

Great cartoon in todays Guardian about this.

 

http://www.guardian.co.uk/commentisfree/cartoon/2012/jun/24/david-cameron-welfare-reform?CMP=twt_gu

 

Why do we now have this massive benefit system that probably 65% of the population take money out of?

 

I suspect you don't actually know the real figure, do you?

 

Wages are geared to market forces. The more that you can offer an employer, the greater the wage. Not everybody is on NMW. I read day in day out about how low is NMW. It is low because the employer has plenty of choice as to whom to employ. get a qualification and some work experience under your belly and the wage will go up.

 

I'll give you an example. A friend of mine (29) qualified as a solicitor and had a salary of £35,000 a year. He decided to specialise, taking 2 years to complete the course and was offered three weeks ago on the strength of word of mouth, with no formal interview (just coffee and a chat at lunch time) a new job with a salary of £65,000 a year!

 

A wage is equal to the effort that you put in. No employer will want to lose a key worker, a good worker and would be more than willing to agree to a better wage.

 

Thats not exactly what I was asking hon. The DWP let you start early today then? :D

 

A wage is equal to the effort that you put in.

 

Oh and this bit? Utter b*llocks imo. Sorry If you truly believe that then there's no hope for you love. Try talking to some Teachers for a start, to say nothing of low paid jobs such as cleaners.

Edited by sadone
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Guest amianne
Age should be irrelevant. If you're in need, you're in need.

 

Why then was the original Act written that way? Maybe they could forsee that if they had have left it open ended, everyone and anyone would be climbing on board looking for some money - just like it is now!

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The rules are tightening so it will happen more because of the number of rooms determining the amount of benefit paid...I have heard rumour that this will also effect the disabled who were prevouslly deemed able to have a second bedroom because they needed an overnight carer at times.....

:-(

 

For many disabled people, there's also the issue of accessible housing Many also have a support network of friends, family and doctors. They can't just move to the next city. They'll lose their support network. :(

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Why then was the original Act written that way? Maybe they could forsee that if they had have left it open ended, everyone and anyone would be climbing on board looking for some money - just like it is now!

 

 

In your opinion. There, fixed that for ya. :)

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Makes you laugh really, Cameron's father pioneered these schemes, he salted away £10 million if memory serves me right

 

This is another interesting point, in as much as the very man who uses the term immoral to describe these schemes may in turn receive an inheritance through unpaid tax. Still I suppose it will keep him out of the Universal Credit income band.

 

Mr Cameron has clearly missed the point when reading stories about Robin Hood.

Edited by Crocdoc
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Has everyone seen today's news? Cameron wants to limit benefits for the unemployed with "large" families!

 

The government will look to cap child benefit for jobless families so that they receive it for only three children. Welfare Secretary Iain Duncan Smith said on the Today programme that taxpayers have to think carefully about how many children they can afford, but asked: “Those not in work, do they do the same thing?"

Data shows that more than 150,000 people who have been claiming income support for more than a year have three or more children, while 57,000 claimants have four or more children. The Prime Minister is keen to remove incentives within the welfare system for people to continue having children when they lack the financial means to pay to support them.

 

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Guest amianne
Has everyone seen today's news? Cameron wants to limit benefits for the unemployed with "large" families!

 

 

 

Sorry all but that is another of my gripes!

 

We can't afford to have children yet, and there is no way that want to go back to work after having them. So what do we do? We use contraception until my hubby is earning enough that will enable me to stay at home and bring the children up. And as for the number of children, if we can't afford to have them and support them then we stick at the number we can afford.

 

I don't think it fair on society that women produce their offspring with no thought on the costs involved, but see the Welfare State as being there to support them instead.

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Guest amianne
might the reason people give to claim housing benefit is that their are no jobs out there

those that are out there are mostly minimum wage, fixed term or zero hour contracts

no traning or apprenticeships

all affordable housing sold off, landlords asking to high rents, what about rent caps

 

not everybody works in the financial industry

give us back a manufacturing industry

 

employment is a RIGHT

not a privilege

 

If you had the right type and level of qualifications AND have experience gained either through previous paid employment or voluntary work, you would find a job quite easilly.

 

All you have to do is look on the various agency websites - there are 1,000's of jobs on offer!

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Guest amianne
They have made it just as the big multi-nationals wants people really afraid of losing there jobs and will end up giving employer hours of free labour just to keep their employment. This is staff contacts to stay behind and tidy up the large retailer’s floor for free and this could be up giving free labour for up to 10 hours a week.

 

Isn't that quite normal? I know in one supermarket I have a friend that always clocks off at least 10 mins late every day, after she has cleaned and tied up ready for the next shift. It is called 'having pride'.

I wouldn't employ anybody that wasn't prepared to put in a little bit extra.

 

Wonder what is next on their agenda for everyone, I bet it will be not be a 5% tax cut like boy George gave to their millionaire friends and themselves the front cabinet. The rest of us can go and eat cake.

Boy George had no problems in making the poorest pensioners pay for that nice benefit for them. Grrrrrrrrrrrrrrrrrrrrr It is enough to make you want to vote for BNP next time around.

 

The tax cut was made simply because people found way round it. So it defeated the object of the exercise. Bu reducing it, they are hoping the tax take will more than make up for the loss.

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Guest amianne
I may be getting a little confused here but from what i can deduce when children leave home the parents are now forced to move into a single bedroomed house or have their HB cut, so these families wont have any room for the kids to move into anyway.

 

But the point is, the kids wouldn't have moved out in the first place if they couldn't get Housing Benefit would they?

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Guest amianne
Cameron is trying to please the right wing in the Tory party,trying to save his job failing miserable with his speech today,half of the Conservative cant stand him away becuse of his privilege background.

 

It just shows the Nasty party never went away under Cameron and is Still alive and kicking.

 

Some said early on to me today,the rate where going back in time.

 

Workhouse house will be back in fashion

 

http://www.primaryhomeworkhelp.co.uk/victorians/workhouses.html

 

Need I say any more :-x:-x:-x:-x:-x:-x:-x:-x:-x:-x

 

Why are you quoting a law that was repealed in 1948?

 

The National Assistance Act 1948 is an Act of Parliament passed in the United Kingdom by the Labour government of Clement Attlee. It formally abolished the Poor Law.

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