Mackenzie hall/pounds to pockets

[jiggy harris]

HI, im after some information, if any one can advise..

 

...i had a loan with pounds to pockets which i paid for about 7 months, (was for12),

unfortunately i fell into arrears and could not pay it off.

 

..now its been passed to mackenzie hall, and they have emailed me asking for my personal details,

which im reluctant to give,

 

im not disputing the debt, i want to pay it off, and have asked for their bank details to set up a standing order,

but they say they cant do anything without my details,

 

seeing as theyve addressed the email to me and ive replied saying yes i want to pay and p2p passed on my details,

so they must know its me there dealing with..

 

..i dont want to give my details there asking for, (name, dob, address, post code, tel no etc),

 

i jus think its a bit invasive seeing as i have acknowledged the debt...

...do i have to provide my details?????

[unclebulgaria67]

No you don't. If you want to pay off the debt, I think you can make payments to the Mackenzie Hall website. As you have decided to pay, then just make affordable payments when you are able to do so. MH can't do s*d all about this.

[dx100uk]

pers i'd ignore them!!

 

pay the OC .

 

you are nder NO legal obl to communicate with them at all.

 

dx

[renegadeimp]

I'd have to agree with dx. Ignore them or tell the DCA to go fish. Keep pushing with the PDL and they wont be able to transfer the debt as you already acknowledged it and are continually trying to set up a repayment but theyre refusing. Possibly to push the debt amount higher.

Edited June 21, 2012 by renegadeimp

[dx100uk]

NEVER EVER pay a DCA!!

 

dx

[dx100uk]

well they haven't brought this debt.

 

those that do get purchased by DCA's normally

dont need paying either before

serious investigation is done upon the legallity of the debt

and

a good look toward reclaimng too

if the OC wanted their money, why sell the debt?

 

there's normlly a very good reason!!

 

you just need to find it!

 

NEVER EVER pay a dca!!

 

dx

[dx100uk]

i'll be there regardless.

don't like people being fleeced esp newbies

 

 

dx

[jiggy harris]

thanks for your reply guys, i got one more question, can dca contact your workplace as mckenzie hall have threatened me with this, not that it bothers me because i dont work in an environment where debt can be prejudice me to my work....

[dx100uk]

using the threat or actually phoning/contacting you at yr works

is against EVERY known rule/guideline in the book.

 

if they do

complaints time all round.

 

dx