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    • Do you have broadband at home? A permanent move to e.g. Sky Glass may not fit with your desire to keep your digibox,, but can you move the items you most want off the digibox? If so, Sky Glass might suit you. You might ask Sky to loan you a “puck” and provide access as an interim measure. another option might be using Sky Go, at least short term, to give you access to some of the Sky programming while awaiting the dish being sorted.
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    • Between yourself and Dave you have produced a very good WS. However if you were to do a harder hitting WS it may be that VCS would be more likely to cancel prior to a hearing. The Contract . VCS [Jake Burgess?] are trying to conflate parking in a car park to driving along a road in order to defend the indefensible. It is well known that "NO Stopping " cannot form a contract as it is prohibitory. VCS know that well as they lose time and again in Court when claiming it is contractual. By mixing up parking with driving they hope to deflect from the fact trying to claim that No Stopping is contractual is tantamount to perjury. No wonder mr Burgess doesn't want to appear in Court. Conflation also disguises the fact that while parking in a car park for a period of time can be interpreted as the acceptance of the contract that is not the case while driving down a road. The Defendant was going to the airport so it is ludicrous to suggest that driving by a No Stopping  sign is tacitly accepting  the  contract -especially as no contract is even being offered. And even if a motorist did not wish to be bound by the so called contract what could they do? Forfeit their flight and still have to stop their car to turn around? Put like that the whole scenario posed by Mr Burgess that the Defendant accepted the contract by driving past the sign is absolutely absurd and indefensible. I certainly would not want to appear in Court defending that statement either. --------------------------------------------------------------------------------------------------------------------------------------------------------- I will do the contract itself later.
    • Yes - ignore. Because of another MET victim today I looked at all our MET cases back to June 2014 ... yes, 10 years. They have never dared take a motorist to court and argue their case before a judge.  They have started the odd court case, but as a means of trying to intimidate the motorist into coughing up, when the motorist defended and refused to give in it was MET who bottled it and discontinued.
    • Unpaid wages should be pretty straightforward if you did the work. Don't be intimidated. You need only show you were due money, and did not get money.   The risk is that they have no money to pay you (and legal fees) - frankly a solicitor maybe be costing them more than your claim is for and I might have expected them to make a commercial decision to settle before this point regardless of the merits of the case.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Pursued by the Lewis Group


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For the first time ever, I have received a dozen phone calls in the last few days which Google tells me come from the Lewis Group (a DCA). They seem to be chasing a debt for 1st Credit, who in turn bought it from Barclaycard way back in 2008.My last contact with 1st Credit was back in 2009, when they failed to produce a copy of the signed agreement with Barclaycard, supplying only a copy of the application form instead.The Lewis Group are talking of sending someone to see me looking for 'full settlement' of this 'seriously overdue account'.It would seem that 1st Credit are now slipping back into the ways that caused the OFT to censure them on 25 Februaury 2009 - then it was Connaught Collections doing the 'dirty work'.Has anyone any experience with dealing with the Lewis Group that they would like to share with me ?LSP

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Just another DCA, what shows on your credit files??

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I'm not quite sure of the relevance of that, Brigadier - I defaulted on this debt with Barclaycard back in 2008 and that's on my file along with four other defaults from the same peroid. Three of those are now sorted leaving this one and one other, also in dispute over paperwork. What I was trying to ascertain was whether they have any 'tactical signature'. Telephone harrassment using automated calling is the first MO to surface, and I survived some three months of that with Mercers a few years ago.LSP

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OK, it's time for a CCA request to Lewis group,

use the template from the CAG library and £1.00

postal order, they have 12 + 2 working days to

comply.

 

It should be addresed to their compliance manager.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Given that I have already done a CCA request complete with £1 PO on 1st Credit, which brought to light only the 'invitation' application form for a visa card, which is why the account is in dispute, surely the preferred option would be to 'enlighten' the Lewis Group and inform them of a gross breach of OFT guidelines. While the account is in dispute, 1st Credit have no business in passing it on to another DCA for enforcement. LSP

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Not quite true Brokebutnotbeatn, my question was NOT what should I do, I have had a few years' practise at doing that - courtesy of CAG.My question was What Should I Expect Next from this DCA? How big will be the 'bruiser' that rings my doorbell to 'persuade' me to settle up, or do they just make idle threats ? This was the crux of my question aimed at anyone with experience of dealing with this particular DCA. LSP

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The door step ''collectors'' have no authority what so ever and

can be just told to go awy..

I think you will find that 1st Credit consider that there is no

dispute and that the app form satisfies the CCA.

It's one of their favourite tricks app form nd or a recon agreement,

dispute over and then pass on the debt or as they are doing more

& more start litigation.

Have a read of the OFT Guidance 2011 Annexe A (1) (2) (3)

this is up dates the treatment of ''disputed'' debt.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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