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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Pavement and Road - the distinction and enforcement


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A friend (although dubious sounding - it is true and not me) was issued with a PCN for parking on a pavement under notice 02, Loading and Unloading.

 

He was not loading and unloading, the land is owned by the Royal Mail, the entire pavement is lowered to the road, no distinction exists between the road and the pavement. My question is does the double yellow lines on the side of the pavement which prevent loading and unloading on the road also apply to the pavement?

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yes

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I know the road is classed to be from land boundary to land boundary on either side and parking on a pavement is an offence in itself as well as attracting the same bylaws as the roadway itself.

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My question is does the double yellow lines on the side of the pavement which prevent loading and unloading on the road also apply to the pavement?

 

No the yellow lines do not prevent you from loading or unloading on the pavement, yellow lines restrict waiting/parking. The unloading restriction should be signed with kerb markings and a white sign stating the hours of restriction, but if in place they do cover the footway.

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No the yellow lines do not prevent you from loading or unloading on the pavement, yellow lines restrict waiting/parking. The unloading restriction should be signed with kerb markings and a white sign stating the hours of restriction, but if in place they do cover the footway.

 

 

Thanks, I was reading something that stated the pavement had to meet certain criteria to be lowered with the road and to be treated the same. Which is why I was asking the question.

 

What I read was....

 

regulation 86p -

 

(1)In a special enforcement area a vehicle must not be parked on the carriageway adjacent to a footway, cycle track or verge where—

 

(a)the footway, cycle track or verge has been lowered to meet the level of the carriageway for the purpose of—

 

(i)assisting pedestrians crossing the carriageway,

 

(ii)assisting cyclists entering or leaving the carriageway, or

 

(iii)assisting vehicles entering or leaving the carriageway across the footway, cycle track or verge; or

 

(b)the carriageway has, for a purpose within paragraph (a)(i) to (iii), been raised to meet the level of the footway, cycle track or verge.

 

For clarity I have attached pictures of the car and the ticket, also a link on streetview of the area.

 

http://maps.google.com/?ll=50.799185,-1.089977&spn=0.00037,0.001032&t=h&layer=c&cbll=50.79921,-1.090017&panoid=b7qNgOX42HMbfJ7K-HcAgA&cbp=12,279.21,,0,21.91&hnear=Surrey+St,+Portsmouth+PO1+1JT,+United+Kingdom&z=21

Parking area1.jpg

PCN 02.jpg

Parking area2.jpg

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What you have posted above concerns a different situation - parking on the road next to a drop kerb: "a vehicle must not be parked on the carriageway adjacent to a footway"

 

In this case, the vehicle was on the footway, not adjacent to it. The yellow line restriction covers the carriageway, pavement and verge, so it applies to the spot where the car was.

 

The restriction is loading ban - Double yellow lines with kerb chevrons, and a sign on the fence saying no loading at any time.

 

Seems fair and square to me.

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Thank you, I thnk I understand in full. My only other question goes back to the original discussion I was having with him over it. My understanding was that a path that was dropped for a period, as you state for people with pushchairs etc would be so governed, however this land belongs to the Royal Mail (not sure where the boundary starts and ends here) and cars are parked along from it all the time.

 

1. Does this make any difference?

2. If the pavement is dropped completely for the entire front of the building does this make any differnece?

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Dropped or not makes no difference.

 

The ownership of the land is not relevant in this case. As a rule of thumb, ask yourself if a passing pedestrian would assume they have a right of way there. As there is no fence or boundary indicating to a pedestrian that they should to keep off, then they have right of way and could not be prosecuted for walking on it. Therefore, it is considered part of the highway and subject to the same restrictions as any other stretch of pavement.

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Thank you, I thnk I understand in full. My only other question goes back to the original discussion I was having with him over it. My understanding was that a path that was dropped for a period, as you state for people with pushchairs etc would be so governed, however this land belongs to the Royal Mail (not sure where the boundary starts and ends here) and cars are parked along from it all the time.

 

1. Does this make any difference?

2. If the pavement is dropped completely for the entire front of the building does this make any differnece?

 

The boundary would be where the gates/fence/wall of the building is so all those cars in the street view image would be committing the same contravention.

 

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