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HELP. Old debts back


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Hi

I had old debt with HSBC credit card about 3 years ago was not able to pay it but had not heard from them until today , got letter from HSBC that my account has been sold to Sigma SVP1 redditch, and I had to contact them.

Also in same envelope letter from Stgma re money owed and they also tell me that they have informed 3 credit agencys !!!

I am trying to clear my debts as need mortgage. So was I not on any credit Ref Agencys up till now ?

I have just a few days ago requested my credit report , also my partner doesnt know of all this and we need a mortgage so please can some one advice

I am sick with worry what a mess!!

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so does this debt show?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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