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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Changes at HFO / Turnbull Rutherford – Quarterdeck Law Ltd


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No just had a letter back off TR they still intend to go to court. Have again replied saying no credit agreement just an application form and it took them 8 months to send that and I intend to defend it to the hilt. Also sent full complaint to oft.

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Get your story up and see if we can’t nip them in the bud. Why wait till you receive a claim?

 

Lots of ways to skin that particular cat. Any issues other than the incomplete s78 CCA request? Because that can be overcome with a pliant judge and careful use of Carey v HSBC, or simply by coming up with the goods. Any default notices?

 

(My moggie has just done a runner...)

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  • 3 weeks later...
This is the letter:

 

NOTICE OF APPOINTMENT

 

Date: 26-01-2012

Account No.

HFO Ref.

 

Dear Mrs.xxxxxx

 

IMPORTANT INFORMATION ABOUT YOUR ACCOUNT

 

We are writing to let you know that we have passed your account to Roxburghe (UK) Limited for administration and all future contact must be made with them. They have a specialist Customer Relations Team that is skilled in dealing with accounts and situations of this type. If you are utilising the service of a third party Debt Management Company, please pass them a copy of this letter and ask them to get in touch with our appointed agents, details of which are listed below.

 

What this means for you:

 

* If you are currently paying your account you do not need to make any changes.

* If you are not currently paying your account, you need to pay the outstanding balance of xxxxxx on your xxxxx account exclusively to Roxburghe.

 

From now on, please direct correspondence and inquiries to oxburghe which is servicing the account on behalf of HFO Capital Ltd:

 

Roxburghe (UK) Limited

PO Box 342

West Byfleet

Surrey KT14 6Y

Telephone: 01932 332027

 

Yours sincerely

 

D H (this is a signature and I could only recognize these two capital letters)

HFO Capital Ltd

 

 

I got the said same

 

http://i854.photobucket.com/albums/a.../hfo150312.jpg

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Any news on what is happening with the OFT's MTR re: HFO. Seems to have gone very quiet - I thought a company could appeal against a MTR, but on checking the list of pending appeals, it doesn't seem to mention anything about HFO. Is it all still going on behind the scenes?

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  • 2 weeks later...

Interesting that the HFO Services website is showing details for Turnbull Rutherford, not HFO.

 

http://www.hfoservices.com

 

Wonder if they have permission to do this from the administrator of HFO Holdings, which actually owns HFO Services now? Or perhaps Mr Alice is anticipating that TR or someone equally close may buy out the HFO Services interests from the administrator at a knock down price (then discover rather a lot of ‘forgotten’ accounts)? I think we should be told...

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  • 3 weeks later...

Could it be that we will all see a similar situation to that which happened to Robinson Way & Co Ltd?

Later to become, Robinson Way Limited.

 

Most of these DCA firms are or, have experienced financial difficulties and required bailing out by firms such as Duke Street Capital and similar...

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  • 5 months later...

Just thought I’d bump this one up.

 

Small updates:

 

HFO (UK) Holdings Ltd remains in voluntary liquidation (ie. the company appointed its own liquidator).

 

The assets of HFO (UK) Holdings Ltd includes the assets of HFO Services Ltd (which is NOT in liquidation but trading).

 

In the meantime, Mr Alasdair Turnbull, one time director of nearly all of the HFO companies, and director of Turnbull Rutherford solicitors which actually runs HFO Services, has recently changed the name of a company of which he is at present the sole director and shareholder.

 

The dormant company was called Cambridge Credit Ltd, but was renamed in June 2012 as Prime Arbor Capital Ltd.

 

A domain name, primearborcapital.com, was registered in February, not long after the Quarterdeck name change cock-up. Astonishingly, this domain name – primearborcapital.com – is registered to Badri Nathan, a director of HFO (UK) Holdings and business partner of Alasdair Turnbull.

 

Prime Arbor Capital amazingly efficiently filed its accounts for the year to 31 July 2012 on 6 August – just one week later.

 

Far be it from me to suggest that anything amiss is afoot, but Mr Turnbull appears to be setting his business in motion. With some assistance from Mr Nathan. As far as I know, their debt collection activities still under investigation by the OFT (which has made no announcement to the contrary).

 

And of course, I’m not suggesting that there is any possibility of undervalued HFO Services assets being sold to Prime Arbor Capital Ltd, not at all. But, just imagining it did happen, I do hope the valuation of HFO Services Ltd’s assets is an accurate one which takes into account all the court judgments it has in its possession, probably lodged at the premises of Turnbull Rutherford (which actually runs the company). Because according to the records filed at Companies House, there’s a lot of redundant former HFO employees who will be waiting for a payout.

 

Watch this space. Hope the OFT are looking in.

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  • 2 weeks later...
  • 2 weeks later...

Turnbull Rutherford / HFO

 

It seems that this company has reared its ugly head again ! I have received a letter stating that I'm in arrears and its from Turnbull Rutherford Solicitors and signed by Rodney Hypolite. I had a previous payment returned by the Post Office from their previous address. Their new address that they're trading from is :-

Building 3 Chiswick Park,

566 Chiswick High Road,

London, W4 5YA.

Is Alistair Turnbull still undergoing voluntary liquidation and are the Office Of Fair Trading investigating ??

I would be grateful for any information regarding this.

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Rodney Hypolite either once a debt collector now a currecy trader?? or an internationally known power lifter, the former is active in the Kingston area of London.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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That is he – dealer in fine art as well, I believe. Apparently a very nice chap (which breaks the mould at TR).

 

(I hope they don’t annoy him – sure he could hold his own...)

 

Did TR inform you when they moved? They should have. Any failure to take payment for that reason is down to them.

 

Who owns your debt? HFO Capital or HFO Services? Both are trading – it’s HFO (UK) Holdings, which owns HFO Services, that’s in voluntary liquidation. HFO Capital and HFO Services have always been there – just rather more quietly than usual.

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Thank you for the information.

Crikey, it sounds like this Hypolite person is yet another dodgy character ! He is using the Turnbull Rutherford letterhead though. The letter I received stated that I had arrears and also that their letter was a final reminder. I can hardly be blamed for them changing address and not informing me !

I have written a letter to them stating this and enclosing the returned payment to them. For the time being I can't see that they can take this further but I will keep you posted.

Can people that are in voluntary liquidation and being investigated by the OFT do this - is it legal for them to continue but at a different address ?

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Donkey B - Thank you for your response.

The letter I received is a Turnbull Rutherford letterhead. In the letter they have put Our Client: HFO Services Limited.

I thought that Alistair Turnbull actually bought the debt from them - is this the case. It was initially a Barclaycard debt.

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Broken Arrow - Thank you for your response too.

I have been making payments since Oct 2007 after they obtained a CCJ. They did however try to state that I was in arrears previously, which I wasn't, and take me to Court a couple of years back. I, with the help of Manchester Advice, got this transferred to a Court in Manchester and when I attended they didn't turn up. The Judge threw it out anyway because they were 'out of time', whatever that meant. As you can imagine, I was quite happy with this outcome.

No, they have never sent me any kind of annual statement.

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