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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Anyone know anything about Car Cash Point Ltd


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Hi I stupidly took out a log book loan with this company in June.

 

Unfortunately due to my financial situation have recently fallen behind in my payments by approx £900 (the original loan was £4500)

I have been in regular contact with them via e mail & asked if they could change my weekly repayments & let me pay off the arrears £100 per month

but they would only reduce it by £10 a week which didn't help much.

 

I have now been told that the matter has been sent to there DCA company.

 

I have emailed them to say I can pay some of it on the 20th Dec & asked for a final settlement figure.

 

I received an e mail this evening to say unless I pay tonight they can no longer help me & gave no settlement figure.

 

I'm really worried as I can't work without my car and therfore could lose everything also my husband doesn't know about the loan and would hit the roof.

 

What should I do next?

 

will the DCA company let me come to an arrangement or will they just turn up & take my car?

 

help & advice would be very much appreciated as I'm not sure what to do next.

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Hi and welcome to CAG.

 

Not my ball game unfortunately but I will flag this up to the team and see if someone can help.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Hi thanks for the info

I haven't had a chance to go through it properly yet but I will tomorrow.

 

They have sent me a settlement figure which includes a £300 from them a £310 fee from a company called burlingtons & a £60 storage fee!!

 

Over £5000 in all

 

has anyone dealt with burlingtons?

 

I have asked car cash point to give me until tues to pay the arrears

 

they refused I also e mailed burlingtons asking what the procedure was once instructed.

 

I am so so stressed & worried that they will just arrive & take the car at any time.

 

Please help the more info I have the better thanks

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Hi I posted on here over the weekend as I was about to lose my car through a log book loan with Car Cash Point.

I had got myself into some financial problems & had arrears over £800.

 

I had been in contact with them via e mail but was too scared to phone them face to face especially after reading all the horror stories about other log book loan companies.

 

However Mr Paul Hilburn contacted me this morning & couldn't have been more helpful.

 

I was very stressed & quite upset about the very stupid situation I had got myself in & didn't know which way to turn.

 

At the end of the day I had borrowed the money & they were perfectly within their rights to take the car,

however Paul was amazing & they have put together a new repayment plan for me which is now affordable.

 

All I can say is not all log book loan companies are the same & they definately deserve their number 1 title.

 

They were very understanding and I just wished I had contacted them earlier.

 

I can now look forward to a very merry Christmas

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thats good news

 

i sincerely hope you are not however going to pay any unlawful late charges etc

there is no legal remit to allow these to be levied

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

I posted on here last week regarding a problem i was having with Car Cash Point (cant find it now), but i just want to update the situation.

 

The next day i got to speak to Paul Hilden of CCP and explained to him what was going on. He said he would look into it and try and find out if there was anyway he could help.

 

Within an hour Paul rang me back and proposed a solution that was very much acceptable to me and due the misunderstanding made a reasonable concession on my account.

 

The moral of the story is, although CCP are a company out to make money..................if you do fall into financial difficulties, speak to Paul before panicking. Like most companies if they can help, they will.

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Worries me when people take out Logbook Loans. These guys are in the business of ripping people off, I've studied this kind of loan fairly extensively recently and its clear that 99% of them are very unforgiving when it comes to trying to help you get out of the debt because at the end of the day, they have your car as leverage. Just take a look on Google for all the lawsuits filed against Logbook Loan companies recently.

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  • 5 months later...
  • 4 years later...

yes the staff are nice when you take out the loan

promise you the world

paul is nice at 1st then as soon as you want anything its a no or unlawful charges

avoid at all cost if you can

 

took a 6000 loan after paying 10 months i decided to pay the loan off managed to get another loan to pay them

 

i got a loan with 1500 intrest ontop yes high but mutch better off paying 7158.46 and get rid off them

I paid 480 a month for a 6000 loan

i paid this for 10 months i asked for settlement figure

 

and after paying them 5700 in total the loan only went down to £5,658.46 for loan of 6000

so thats 341.54 off the loan and 5659 to them in intrest

 

avoid at all cost

 

very easy to get loan THINK THINK THINK before taking it

 

once you accept it unless you can pay it back very fast intrest is stupid no way out i would of paid back £28800.00 over the period of the loan

 

also if you are in the position to settle and get these robbers off your back

 

BEWARE BEWARE BEWRE early settlement charge in small print 480 if you decide to settle early

 

and once you decide to settle and say good riddens

they are not happy and VERY VERY RUDE total different from the start.

 

my advise to anyone thinking of getting a loan

before taking out this option shop around there are lots of other companies better than them

 

also check the reviews on other site then you get to see the real carcashpoint reviews

 

and they delete bad reviews

 

p.s AVOID on all occasions!!!!!!!

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