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No CCA does that still hold?


summer30
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If a company hasn't provided a credit agreement does that still hold in court? I thought I read somewhere that they didn't have to provide one to prove a debt belonged to the debtor?

 

Also how does this affect anything if a debt has been purchased by a DCA and they havent provided an agreement?

Hope that makes sense thanks

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Post 2006 cca amendments all a creditor has to do is prove that money/goods changed hands. For agreements prior to 2006 amendments coming into force in April 2007 then no agreement they cannot enforce in a court though they can still pester for money.

 

dpick

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