Past Due Credit Solutions LTD Equifax / regards to a BT account

[LostAtSea]

Hi, Past due are trying to collect an outstanding BT bill at a previous address that I know closed with a zero balance. I'm not worried about this but in looking up past due I can't find their consumer credit licence on the OFT register nor on the ICO data controllers register. Are they operating legally?

[Bazooka Boo]

No they have a licence.

http://wck2.companieshouse.gov.uk/3a94bb8b28846f51646fef58e1b34abd/compdetails

[LostAtSea]

They don't show on either the OFT or ICO registers, I've tried searching both the name and company number but can't find them.

[LostAtSea]

£14.95 for a months membership?

:jaw::jaw::jaw::jaw:

 

And, to add insult to injury, you have to hunt to find out how to order your £2 stat report and then wait 4 days to view online????? I'm tempted to SAR them every time I want to view my credit report, it would be cheaper than the membership

[martin2006]

Cheeky beggers!!!

 

And to think, those who need to view their credit files are probably doing so because of debt issues.

[BRIGADIER2JCS]

Strange I pay £5.99 a month and always have

done:madgrin:

[LostAtSea]

I renew my membership from time to time then cancel. went to do it today and it said:

Select your previously supplied card details or enter new card details below

 

To ensure you have immediate access to your membership services, your credit card will be debited today with the monthly membership fee of £14.99. If for any reason you are not satisfied, you can cancel it."

[BRIGADIER2JCS]

They must think your a real risk Lost:madgrin:

[LostAtSea]

Only reason I'm checking is that I've just received a lologram from Aktiv regarding an alleged debt that's so old I had to look in the bible for the relevant consumer credit law. Apparently I'm to be stoned to death unless I pay up.

[BRIGADIER2JCS]

I thought it was the chair or lethal injection now:madgrin:

Try Call Credits Noddle Free for ever site, requires a debit card

registered to your current address to prove ID but NO CHARGE

is taken ever.

 

Brig.

[LostAtSea]

Will do.Thanks Brig

[BRIGADIER2JCS]

I've used it seems up to date.

Brig.

[The Debt Star]

Strange I pay £5.99 a month and always have

done:madgrin:

 

I pay Experian £3.99 a month

[katrinaj72]

I to was paying £14.99, they dropped it to £7.99 and I called them to cancel last week and it is now down to £3.99....How can they charge so many different prices....Are we wise to keep up these payments?? Im not 100%!

[BRIGADIER2JCS]

I have to subscribe to the 2 Es for

professional purposes, so it's reasonable

for me.

[The Debt Star]

How can they charge so many different prices....

 

because they are low lifes and sheisters thats why

[BRIGADIER2JCS]

Just like any other business really,

you can get a lower price if you ask:madgrin:

[The Debt Star]

no, not like any other businesses, and for a number of reasons.

[BRIGADIER2JCS]

What reasons DS???

[The Debt Star]

FFS are you being serious

[BRIGADIER2JCS]

No:madgrin:

[The Debt Star]

thats what concerns me

[BRIGADIER2JCS]

My point was that if you don't

ask you don't ask for a better

price you can never tell what

you may save I do it all the time.

[LostAtSea]

Past due contacted me several months ago in regards to a BT account that was closed in June 09. I paid my final bill and in July received a refund of £25 for overpayment. I contacted BT who told me it was a mistake and they would instruct Past due accordingly. I've had no further contact until today when I received an alert to say that Past due have carried out a search. As far as I'm aware, Past due have not got my permission to search my file and does equifax not have an obligation to protect my data from unauthorised access?

 

I would like to take action over this and would appreciate advice on how best to proceed