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    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
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Lloyds tsb atm dispute form


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Hi guys! I need your help. I need an ATM Dispute form, but there is nowhere to download it from (or I can not find it). I left England and I can not visist any branch to take it directly from them. So, if you know any websites with atm dispute forms for LLOYDS TSB, please let me know. Any help will be much appreciated.

 

Best Regards

Simon

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can you tell me more information about this simon

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

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Yes, I tried to withdraw money from a cash machine. Cash came out from the ATM but I had both hands engaged (in one hand mobile phone in other wallet and debit card). So I decided to put some stuff to mypocket and when I was going to take the money out from the cash machine, it took them back. On the statement it showed that I have withdrawn 300 pounds which is not true. So now I have to send an ATM Dispute form to the bank (this is what I was told on their helpline) to claim my money back. Problem is, that I left England and I have no idea where to take this form from...

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ingore that post

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

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I dont think that that was a fraud. I wanted to withdraw 300 pounds, I entered this amount on the keyboard. I know, that when you withdraw money from an atm, you have a specific amount of time to take them out, after this time machine will take them back to prevent you from loosing them. So the problem is, that my money stayed it the atm but bank did not return them to my account. Now when they will receive my atm dipute form, they gonna check the atm balance from that day and they will see, that there is 300pounds on top and this are my money..

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ops sorry simon I had one of these bad days I do apologised what i said to you.

atm machine when the cash is still in the machine when u havent it is their for 5 minutes and put it back safe keeping in atm.

thats why security is tight in machines

Iaintw is a registered customer services official/profit Protection staff/supermarket worker and who deals with customers

Buying laptops with advice etc

ISP Moderator and chat room helper for chats

Aviationist and train advice

Credit references and bank helper advice

Loss Protection (civil recovery)

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Give the bank a phone they will be able to let you know the score regarding access to a form, I have a feeling it could take a few weeks for your account to be credited with the amount you tried to withdraw, then again I could be wrong.

 

What effectively happens is that the form goes to an ATM claims team who make further investigations, they then contact the atm supplier who have 10 working days to respond and then the money should be credited back.

 

Not sure if thats the way all UK Banks deal with this, hopefully you'll get the money back sooner than later.

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