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I have recently gone out of business and have just started on an IVA arraingement. the bailiff has a walking possesion order on some of the things in the building i used to run, other people have their property in there and 2 gym clubs have equipment in there also. they expect me to come up with £500 a month and i only get child benefit and child tax credit. (£420) a month.

 

They have threatened to come in and take everything if i dont keep up with payments, but i have run out of people to borrow the money from. I have signed a surrender of leese with the landlord so i am no longer responsible for the leese. I have sent an email to the council to ask them to take back the debt and offered £100 a month but they havent even answered me. There will be approximately 450 kids unable to do their gym if the bailiffs take their stuff. can the bailiffs still break in??

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mostly mine, including my car, a tv belongs to my son and the desks where there when i got the building and the landlord said i could have them. all the other stuff they put down is mostly rubbish. its not my stuff i'm worried about but i have no-where else to put it so left it at the building

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We need to distinguish if the "bailiff" is infact a bailiff working for a private company or is he a High Court Enforcement Officer acting on a writ of Fi'Fa'?

Who is the creditor? do/did you trade as a Ltd. Company or as a sole trader? all these factors have a different impact as to if the "bailiff" can force entry.

 

WD

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Hi thanks for the response, The bailiff is Ross & Roberts civil enforcement agents acting for south somerset district council for business rates.

I was a sole trader and ceased trading in july, i have now signed a surreder of lease so have no right to access the property.

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