Halifax credit card. mrs p

[phatram]

I've just been checking Mrs P's statements and she has a few £12 late fees, should she be claiming these back?

[bob226]

Well, was she late paying the bill? If she was then that's why Mrs P has those charges. If she hasen't been late, then give them a call and explain- simples.

[maroondevo52]

I've just been checking Mrs P's statements and she has a few £12 late fees, should she be claiming these back?

 

 

Yes, without a doubt what gives them the right to charge £12, ignore bobs post.

[bob226]

Yes ignore my message... Like I said was she Late/Overlimit with the payments? If so there is a fee occured that is part of the credit card terms and conditions agreement both in the condoitions and the consumer credit directive where fees and any other late/ missing payment is occured.

The thing about sites like this is everyone is an expert of nothing. that's my reply sorry if people don't like it

[dx100uk]

as i've said on the other halifax thread you are post duplicate rubbish on

 

you REALLY need to read the OFT guidelines ......we have!!!

 

and so have the 100'000's of people that have reclaimed

and also all the major card providers...

 

thats why they refund when challenged........

 

p'haps they need to employ you...

 

or are you already there...............

 

dx

[bob226]

as i've said on the other halifax thread you are post duplicate rubbish on

 

you REALLY need to read the OFT guidelines ......we have!!!

 

and so have the 100'000's of people that have reclaimed

and also all the major card providers...

 

thats why they refund when challenged........

 

p'haps they need to employ you...

 

or are you already there...............

 

dx

 

charming if banks aka businesses refund their charges when challenged what's the point of this forum?? Anyway help someone and get personal attacks back..

[Conniff]

It's not really a personal attack bob, it's more increduality at your staunch support of a charge the banks adamantly refuse to justify, because they can't.

 

How can you support a private business that has practically brought the whole world to it's knees but continues to reap the rewards and fill their wallets.

 

If the banks decide to make an annual charge for services, will you be happy with that even if you have run your account permanently in the black. I don't think so, and it certainly won't reduce these silly charges they are making.

[phatram]

Thanks for the advice Bob but you are very very wrong!