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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
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Please help - Bailiff has impounded my car!


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A bailiff called this morning and as I didnt answer the door he has impounded my car, and if I dont pay withing 5 days he will be back to collect it. It is in relation to a liabilty order for council tax for the current year.

The order is for this years council tax, and they have issued a liability on the whole years council tax, however due to other debts, I will have to leave my home at the end of the month, so can they still enforce and order for council tax, even though I am moving out?

Edited by darkangeldax
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The Liability Order is claculated as the entire amount due for the council tax year which expires at the end of March 2012. If you move from your premises, the local authority will amend the LO to reflect the date that you ceased to occupy the property.

 

Many bailiffs are now clamping and indeed removing and SELLING car for unpaid council tax. This is a COMMON scenario.

 

In the eyes of the law, the car is now in the custody of the bailiff and will be released back to you on receipt of full payment.

 

You CANNOT take the clamp off and remove the car.

 

How old is the car and is it on finance?

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When you say impounded your car have they put a clamp on it? Can you drive it away? I know nothing about law or rights ect but Did you sign any thing or has he just put down he'll take your car and posted a letter?

 

If it was me i would move the car also ring the council and give them your moving date as I dont think they can charge you a year if you havnt or arnt going to live there a year but again I dont know much about rights just that I had to pay two years council tax altho I only lived on my own a year (6 months at two addresses) before going back to parents

And not informing them I moved.

 

Long story cut short 1st 6 months I lived with my brother his only bill was council tax he never paid it and as my name was at top of tenency I got collard he hadnt even registerd us at that address

 

2nd 6 months I moved in on my own registerd for ct and the recesion just kicked in and my wages halved due to lack of work and couldnt afford it so moved home at end of short hold tennency not telling council as I owed money.

 

Sorry for going on but tell them in writing keeping a copy for your records that your moving so ask them to recalculate what you owe and ask them to recall the debt and see where you get also send letter via recorded delivery

 

What dca is chasing you and if you can move your car

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The bailiff hasnt actually clamped the car - he has just pushed a note through the door to say he will be back in 5 days if I dont pay the bill in full. The car is actually declared off road at the moment, and not taxed or anything, but is probably worth about the same as the debt... Should I try and negotaite with the bailiff or go to the council... Im going to lose my job at the end of the month so I cant offer any big payments and I think the bailiff has the upper hand now so I really dont know what to do.. The car is 6 years old, and is not on HP or anything ...

Edited by darkangeldax
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If he has not left you a notice of seizure listing the car, then yes you can sell it, you will need to send the V5 to DVLA same day, you will also need copy of a receipt for the "buyer", a silly price would be seen exactly for what it is....sold to avoid seizure.

 

WD

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What car is it? You say it has no mot or tax? They wouldnt value it at much as it could need 500 pound of work and then taxing so lets say 700 to get it back on the road I would pay a few hundred to buy it not knowing what car it is so personally if you sold it for say 4-500 & say you sold it due to loosing your job and rent and utilities were paid out of the proceeds then I personally wouldnt see a problem but like I said I dont know im sure some one will know?

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It is a criminal offence and you can have them imprisoned for it, even the Court Magistrate or their legal representatives!

Pursuant to UDHR Article 17, subsection 2 can no authority or any entity take your property, it must be abitrarily given (read UDHR 17 and that by law supersedes all other legislations under common laws). Tell them you want full culpable signature on any and all documents and under prenalty of perjury as to why they believe they can unlawfully take your property.

No one can ever take your property, it must be arbitrarily given, so don't let them, make it unlawful. See any decent legal rep and they will make sure it is not taken or enlighten them to the facts I am stating. Remind the court that they require either an inchoate instrument pursuant to Section 20 of the Bills Of Exchange Act so they can act as the holder in due course or supersede the Contracts (Rights of Third Party's) Act 1999, notably section 6 with UDHR Article 1 and the matter is settled in full without further prejudice, recourse or notice. Remind them that if they do not agree to this they are violating your Convention Rights (to which all primary and subordinate legislation must be read and given effect) and you have a valid law defence and can claim restitution for unlawful malfeasance. By law, no one at all can take your property, EVER! I would expect them to then accept that offer or, asthey seem to like to do, send some instrument in return giving you no lawful equitable resolution pursuant to UDHR Article 1.

 

Regards

Edited by LawdyLawd
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Doesn't matter the value really, I have nefarious individuals (my banks lawyers) trying to get Inchoate Instruments from me outside of the good faith principles of contract law against my intangible property and juristic person and all the other tricks of getting a power of attorney over an individual's property I have come to expect. If I received said value and agreed in writing then the discharge non est factum, a holder in due course can do that for me as thats their job and what each party wants.

Just read article 17 and ask why the Bailiffs/Courts/Judge, whomever you have to deal with believe they can take your property because they are not allowed to lawfully no matter the reason given in defence.

Same applied to your and every mortgage in the country too, just make sure you have th document witnessed, retain a copy (allonge) and send it recorded delivery so you can evidence it in a court of law if need be.

 

Search for UDHR on UN website and read article 17 subsection 2.

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You could tell the council that you will be vacating the premises on say 30th September, and that you will no longer be responsible for the council tax on your current address so could they please recalculate the bill, as it will be significantly less than the liability order they have obtained against you. When you have moved contact and tell them that you want your account updated and the bill amended to remove the remainintg 6 months of liability they have registered for you at the property, This may be worth a try, if the LO is just for this year.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Can the council just change the liability order and if they just reduce it, will the bailiff still come and take my car? I dont have any money at the moment at all, so i couldnt possibly pay off by five days.. im really panicing now..Also, I have been paying the council weekly through their website against this order as I offered them a payment plan and they refused it but i have been paying what i can afford but they havent taken these payments into account against the value the bailiff is chasing.. Im also gpoing to be unemployed in a week - does this help?

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Once you have signed on for JSA you may well be vulnerable and the council should recall the case and apply for an attachment to benefits, I would contact the council and in view of the payments you have made ask for an updated balance and inform them you are signing on on such a date, after which you may well be classed as vulnerable and the bailiff should then be called off. It's worth a try, others will know more.

We could do with some help from you.

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Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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the order is for the current year, so its worked up until 2012... as im leaving the area next month once i lose my job i wont be here for the remaining months so i think it needs reclalculating.. i have asked the council to do this but no response as yet..

does anyone know why they didnt clamp it? will they sell it at auction or hold the car to ransom?

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the order is for the current year, so its worked up until 2012... as im leaving the area next month once i lose my job i wont be here for the remaining months so i think it needs reclalculating.. i have asked the council to do this but no response as yet..

does anyone know why they didnt clamp it? Yes he wants the money, if you owe £3k then he needs to seize goods to the value of £30k - is the car worth this much? will they sell it at auction or hold the car to ransom?

 

To have a LO for £3k for 1 year says to me you must be living in a castle, this is why I asked how many LO's there are. Until we can establish this it is difficult to advise. You must ring the Council soonest and ask:

1 - how many LO's there are

2 - how much each one is for

3 - what periods of time each covers

4 - how much is still outstanding on each

5 - the dates they were obtained

6 - the dates they were passed to the Bailiff

 

Reasons being I live in a very desirable & expensive area but top CT Bill is no where near this.

 

PT

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i forgot to say that my mum is actually owner of the car, but I am the registered keeper.. I dont have any proof of this though, as my mum just gave me a cheque for the car..

 

In that case she must complete a Statutory Declaration as to its ownership.

 

PT

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3K for one LO?? I find that very hard to believe. I suggest you do as PT has asked and get in contact with the council's revenues and benefits dept. I would also explain to them that you will be out of a job and homeless by the end of the month.

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