Jump to content


  • Tweets

  • Posts

    • Northmonk forget what I said about your Notice to Hirer being the best I have seen . Though it  still may be  it is not good enough to comply with PoFA. Before looking at the NTH, we can look at the original Notice to Keeper. That is not compliant. First the period of parking as sated on their PCN is not actually the period of parking but a misstatement  since it is only the arrival and departure times of your vehicle. The parking period  is exactly that -ie the time youwere actually parked in a parking spot.  If you have to drive around to find a place to park the act of driving means that you couldn't have been parked at the same time. Likewise when you left the parking place and drove to the exit that could not be describes as parking either. So the first fail is  failing to specify the parking period. Section9 [2][a] In S9[2][f] the Act states  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN fails to mention the words in parentheses despite Section 9 [2]starting by saying "The notice must—..." As the Notice to Keeper fails to comply with the Act,  it follows that the Notice to Hirer cannot be pursued as they couldn't get the NTH compliant. Even if the the NTH was adjudged  as not  being affected by the non compliance of the NTK, the Notice to Hirer is itself not compliant with the Act. Once again the PCN fails to get the parking period correct. That alone is enough to have the claim dismissed as the PCN fails to comply with PoFA. Second S14 [5] states " (5)The notice to Hirer must— (a)inform the hirer that by virtue of this paragraph any unpaid parking charges (being parking charges specified in the notice to keeper) may be recovered from the hirer; ON their NTH , NPE claim "The driver of the above vehicle is liable ........" when the driver is not liable at all, only the hirer is liable. The driver and the hirer may be different people, but with a NTH, only the hirer is liable so to demand the driver pay the charge  fails to comply with PoFA and so the NPE claim must fail. I seem to remember that you have confirmed you received a copy of the original PCN sent to  the Hire company plus copies of the contract you have with the Hire company and the agreement that you are responsible for breaches of the Law etc. If not then you can add those fails too.
    • Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals.View the full article
    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Turnball Rutherford Solicitors have just delivered a Stat Demand for Statute Barred Debt** DISCONTINUED**


Hants38
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4466 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I shall try and get hold of the court tomorrow as like you i too smell a rat here and it definately does not sound right.

 

When I was in court the judge asked me if I had the original copy of the claim form. I did not and only had a part copy. The judge allowed me to have a read through the copy TR had and said we could then continue in 15 minutes or so once i had time to read the full claim form. From this the judge then proceded to set aside my Statutary Demand and said based on the information the CCJ should also be removed immediately.

 

My understanding was that TR would then have to go through the entire process from scratch again. Instead I have been issued anothe CCJ. I thought I was supposed to get a letter from the court but never did. The only letter I have recieved is the Claim form from TR.

 

You say you recieved a claim form - was this for the original case - or the latest CCJ.

Link to post
Share on other sites

  • Replies 450
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

No nothing from the court. My recollection of the Set aside was that the set aside was for the Statute Demand and that the judge at the same time ordered the removal of the original CCJ.

 

Some courts can takes weeks to post out orders, as it was your local court, it should have gone to your correct address.Can you remember what directions the Judge gave at the end of the hearing, you should have really written them down.It sounds like he gave you a time period to submit a defence and you haven,t, I think the courts would dismiss another set aside application on the same grounds, in their opinion you was given a chance and you missed out.

Edited by broken arrow

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Hi Guys the claim form was the exact same as the original claim form but sent to Winchester Court instead.

 

So basically the Judge ordered the Statute Demand be set aside and the CCJ be removed.

 

The claim form sent through whilst i was on honeymoon was the exact same as the one i never recieved on the original CCJ.

 

I am going to set this aside and mention the fact that no CCL was in place plus the fact that Barclays have no acknowledgement of the debt nor have they EVER owned it.

 

I'm confident on these grounds that I can get this set aside, however I need to put a stop to this once and for all.

 

The judge did not give me an order he stated HFO had to remove the CCJ from my record and that the Statute Demand was to be set aside. As far as I know I have done everything apart from go to court to defend this. I now have to go through the CCJ setaside again all because I was away for a few weeks.

 

So TR basically were asked to remove my CCJ on the 8th and then reapplied on the 9th???? Yet ALL their facts were wrong.

 

I thought that in order to take me to court they had to write to me in the first place???? not just send another claim form. Also technically this is now the first I know of the said debt so surely they have to send their regular letters etc.

 

Anyhow i'm not going to give in and will appeal the CCJ, and go for set aside again on the grounds above.

Link to post
Share on other sites

Hants you need to post up some docs, so we can see what has happened and, who exactly is claiming.Sorry for keep repeating myself but you need to find out what the exact order was at your hearing.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Forget the Barclaycard bit – they are useless. And probably mistaken. That part is NOT a defence.

 

Can you check the registry trust to see what’s recorded? You may have to do two searches – one for the wrong address, and one for the correct address. Take a printout or screen grab of what’s recorded.

 

http://www.trustonline.org.uk/

 

I want to be sure the original CCJ WAS removed. If it was not, there’s abuse of process as two claims would have been extant.

 

Does anyone know what the process is of a claimant removing a CCJ? Surely only the court can do this? Could they do it in one day?

 

Need some legal input here.

Link to post
Share on other sites

The court would issue a Certificate of satisfaction or cancellation of judgement debt, a notification would then be sent to the keeper of register of judgements, for the entry to be removed.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Ok the letter reads as follows:

 

Dear Mr XXXX

 

Further to the Order of the 8th November 2011, we enclose the Claim Form and attached Particulars of Claim, together with a Response Pack detailing your options.

 

The witness statement in response to your application to set aside is also enclosed and we look forward to your response within the prescribed timeframe.

 

Yours sincerely

 

TR

Link to post
Share on other sites

Reading between the lines, they have re served the claim and you have not responded, did you contact the court and find out what the exact order was.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Sorry guys i'm getting really confused now I have had NOTHING from the court all I have had since the 8th Setaside hearing is this new Claim form ??? What is this Order???

 

I have not got through to the court yet but am going to try on Tuesday as on the road all day Monday and could not get through yesterday as the queue was really long and i was at work

Link to post
Share on other sites

The order is what the judge said at the end of the hearing, which would have been the set aside and what directions were to be taken next, it looks like he ordered TR to serve the claim again and then you would have had to respond with a defence, which is what was ordered at my set aside hearing.Some courts are very slow at sending out the orders, it might not have been sent at all, but you were representing yourself, it is your responsibility to write the order down, this is where it is useful to have a Mckenzie friend to take notes for you.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

Ahhh ok well definately not recieved anything and i know the court has my correct address as the adjouned hearing was sent to my address which i attended. Plus I rang the court services and updated my details a few months ago.

 

I'm going to have to go for setaside again so am looking at Stat Barred Debt, The account has never been owned by Barclays so how could Barclays have sold it when they have put in writing they did not own it, also the fact HFO were without a valid CCL when they purchased the debt.

 

Do you think this is good enough grounds

Link to post
Share on other sites

Please correct if I am mistaken

 

I understand about the SB, However the BC letter could be very important, I underestimated the power of my BC letter and its impact during my hearing.

 

Could hants38 try to obtain a signed W/S from Barclay Card which officially confirms the letter info, which could be used as an exhibt with the letter , more layers to the def.

 

If they refuse, could hants ask for directions from the courts based on this letter to order BC to supply a affidavit or WS confirming BC never owned the account and its was never sold to HFO as claimed by supporting docs contained in TRS CB.

 

If confirmed by affidavit, no hearing would be required, TRS are screwed, demand TRS to drop the case or apply to be struck out, the courts time would not be wasted

 

 

 

If

Link to post
Share on other sites

There is one problem. Barclaycard speak with forked tongue.

 

They said they did not know of the account, yet they told Hants to contact someone else about this.

 

Guess who they told him to contact?

 

HFO Services.

 

If they had no knowledge of the account, how did they know who was dealing with it?

 

Barclays almost certainly DO have the info you need re the probable SB status. You need to get on to the Director’s Office at Barclaycard and complain long and loud.

Link to post
Share on other sites

The letter from BC is evidence in itself - no need for afidavits etc. Just accept the information given.

 

If BC say they never owned the account - then they never had the account to sell to HFO - thats what the letter says - and thats what the judge has to accept. It's up to HFO to prove otherwise.

Link to post
Share on other sites

DoH, Barclays are mistaken - how else would they know HFO are involved? HFO will, er, easily get a letter from Barclays stating the exact opposite, as we know.

 

There are bigger issues for the defence.

 

Barclays almost certainly will have details of the alleged payment. That's the point to target.

Link to post
Share on other sites

I think the mistake which has been made is, the account was never owned by Barclaycard, but Barclaycard are now responsible as the data controller, MS/Goldfish accounts were sold to HFO before, the transfer from Goldfish to Barclaycard.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...