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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Fredrickson Pay and their Client Arrow International


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At this point there is just a possibility that the debt is SB,we need a little more info,so there is no need to contact CCCS,Nationaldebtline etc,if they where involved at this stage it is possible that you would confirm the existence of a debt,which is not what is trying to be achieved.

 

Avoidance of paying genuine debts is not what we are about, however if within the framework of the law ie.. in this case Arrow who are greedy purchasers of Statute Barred debts (polite) which means they are trying to extract money from people who do not have to pay any monies legally,the operative word is legally

 

FS

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good point P1.

 

not sure who post #23 is aimed at? ?

Advice and comments posted by The Debt Star reflect only my personal opinion and it is up to you alone to decide what action you should take. You should always seek independent legal advice from your own qualified legal advisor.

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Hi again thanks for the advice I have followed it and sent these fredrickson people a cca request with the postal order. I have now received a letter from arrow global thanking me for informing them of a different address? and asking me to send them two proofs of ID? and they have returned my postal order.

 

I don't know what they are playing at I asked for the CCA from fredrickson and I certainly didn't inform them of an address change.

 

Any ideas?

Thanks

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I personally think that CCA requests should be sent to the debt owner (in this case Arrow) and not to the DCA. I also see no harm in you sending them the id they require, after all, you wouldn't want any fraud being perpetrated would you? Tghere are those that conceal their signatures though on the premise that creditors often mock up credit agreements. In these days of recons being enforceable though I wonder why they should bother? Anyway, others may post up here with different views to my own.

Advice and comments posted by The Debt Star reflect only my personal opinion and it is up to you alone to decide what action you should take. You should always seek independent legal advice from your own qualified legal advisor.

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Ok, Freds are playing silly bug*ers

re do the request and send the minimum

id required.

Get proof of posting.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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IMHO all that is being asked is ID to

prove the right to request personal data

I would like to be assured that if Mr x requested

my data that the holder of such data would want

strict proof of my ID.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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What I don't understand is this, why are they stating I informed them of a change of address? and not responding to the CCA request? Pretty straight forward really. If they can send me letters stating they are taking action against me surely they know who I am and where I live?

 

I really don't want to be sending anything else with my personal details to these very dubious people. I might send them a letter asking them when I informed them of an address change, would there be any point?

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There seems to be a question of changes of

address etc needing confirmation:wink:

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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There seems to be a question of changes of

address etc needing confirmation:wink:

 

That smells of trickery to me..... designed to reel a person in nicely. If OP has never informed them of such an address, then the letter makes no sense.... unless they're not sure who they're chasing.... in which case, it's up to them to make sure they have the right person and not the other way around.

 

That's the point I'm trying to make.

 

:-)

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Has there been any change of address at all

since Freds contacted you or at any point if the address

you sent the CCA to Freds is dfferent from

the one Arrow holds that is the reason for

the ID requirement if not write your letter.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

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I don't really see what the problem is with asking someone to prove their i.d. sorry.

Advice and comments posted by The Debt Star reflect only my personal opinion and it is up to you alone to decide what action you should take. You should always seek independent legal advice from your own qualified legal advisor.

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I've never had a change of address. So exactly what needs verifying? Am I who I say I am ? Makes a lot of sense, why should i need to provide them with information they clearly already have and if they don't have my details why are they chasing me? Is it normal to randomly pursue anybody?

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I've never had a change of address. So exactly what needs verifying? Am I who I say I am ? Makes a lot of sense, why should i need to provide them with information they clearly already have and if they don't have my details why are they chasing me? Is it normal to randomly pursue anybody?

 

Write stating to them that all previous correspondence have been sent to this address therefore there is no need for any further proof of residence - Unless of course that all correspondence have been sent contravening privacy laws? informing people about information without checking they are the correct receipiant.

:mad2::-x:jaw::sad:
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I've never had a change of address. So exactly what needs verifying? Am I who I say I am ? Makes a lot of sense, why should i need to provide them with information they clearly already have and if they don't have my details why are they chasing me? Is it normal to randomly pursue anybody?

 

Exactly.... :-)

 

Some companies do go on phishing trips though, yes.

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